Sentences with phrase «rates as a diabetic»

How can you get the best life insurance rates as a diabetic, and what are the best life insurance companies for diabetes?

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For this reason, lima beans and other beans are useful foods for people with irregular glucose metabolism, such as diabetics and those with hypoglycemia, because beans have a low glycemic index rating.

While overall mortality rates of CHD have been declining in the U.S., the number of CHD deaths in the diabetic population has escalated as the prevalence of the disease has increased.

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Although local healthcare professionals have pledged to reduce amputations rates by ensuring better foot care is available for patients — it will be important to educate staff outside of specialist diabetic units to ensure that correct referrals are made at the outset, as otherwise patients will continue to fail to access the right treatment.

Diabetics may also find better ratings applying for a permanent type policy, such as whole life insurance or universal life insurance rather than term.

However if you have a pre-existing health condition, such as diabetes — you can qualify for substandard rates, and still get life insurance with no medical exam for diabetics.

We know which companies are giving the best offers and will use this information to help you in your quest for finding the best life insurance rates as a type 1 diabetic.

Some of our diabetic clients ask if they buy a short term policy such as 10 or 15 year term life insurance, will the insurance carrier give them a better rating.

As a general rule, Type 1 Diabetics will pay a higher rate for life insurance than Type 2 diabetics because Type 2 is more easily treatable and managed with diet, exercise and medDiabetics will pay a higher rate for life insurance than Type 2 diabetics because Type 2 is more easily treatable and managed with diet, exercise and meddiabetics because Type 2 is more easily treatable and managed with diet, exercise and medications.

If you have had a heart attack, a stroke, or you have been diagnosed as diabetic, the carrier can deny your application or table rate the policy by charging higher premiums.

Allow folks with well controlled diabetes to be eligible for some of the better rate classes out there such as Standard and Standard Plus vs companies that will never consider a diabetic better than a Table Rating, High Risk.

As a general rule of thumb, type 1 diabetics will start at a «table 4» substandard rating.

If he or she can qualify as a true Standard applicant, meaning that they require no credits to achieve a standard rate class, and they meet the parameters set for type II diabetics, then they are eligible to receive Preferred consideration.

There are some who may choose to get mortgage insurance instead of term life insurance, especially if you have health issues; such as, obesity, high blood pressure, smokers, diabetics, or have other health issues that keep you from getting preferred rates or in some cases keep you from getting approved for life insurance at all.

Rates on term life vary by insurer since some carriers are more competitive with certain classes of applicants; such as, married couples, young adult, diabetics, non-smokers or people under 40.

Strokes and heart attacks are the leading cause of death among type 2 diabetics and the American Diabetes Association suggests that the rate of death among diabetics due to heart disease is possibly as high as 75 %.

As a consequence, a diabetic applicant should go with Company B because they will receive a more favorable rating which leads to lower premiums.

Tagged as: Diabetics in 2016 Can Now Obtain the Same Life Insurance Rates as the Average Citizen, Life Insurance diabetes, Life Insurance Rates For Diabetics in 2014

While you may not get the same rates as superman if you happen to be a type 2 diabetic, good, reasonable rates are still available if you take care of yourself and have your diabetes, whether type 1 or type 2, under good control.

It is not uncommon for diabetics who show good compliance with doctor's recommendations, monitor their glucose and A1C readings, and carefully watch other risk factors such as build and hypertension, to get better than standard rates with many companies.

Its stand - out feature though, is RFID tracking, which will be a able to tell a user the nutritional value of a food product just by scanning its RFID tag, another the feature that the smartwatch is expected to have, apart from regular fitness features such as sleep tracking, heart rate analysis and exercise tracking is noninvasive blood glucose tracking — the device might be a boon for diabetics as it might be able to tell a person's blood glucose level without invasive injections, which are currently the norm.