Other findings explore how auto insurance
rates change across the country and over time for factors that assess risk based on:
However, in some cases, cost increases are unavoidable; for example, if you've added drivers, had an accident, or if your car insurance company experiences
a rate change across the boards.
The First American Real House Price Index measures the price changes of single - family properties and adjusts for the impact of income and interest
rate changes across the country.
Not exact matches
Research by the Bank of Canada that Poloz unveiled in his lecture suggests that if Canada's companies have spread out
across the globe, rather than simply doing the bulk of their work at home, then the domestic economy will be much less responsive to subtle
changes in borrowing costs and the exchange
rate.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations
across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«What came
across [were] no imminent
changes in the target interest
rate.
We believe a step - up in risk aversion has led to a structural rise in precautionary savings, further dragging down bond yields
across the curve — a trend that won't quickly
change, as we write in our Global macro outlook The safety premium driving low
rates.
After finding a suitable dataset (High School graduation
rates), I wanted to understand how attainment
changes not just by ethnicity but also
across the country.
Each account is diversified
across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle
changes in interest
rates, and can potentially help reduce overall risk to principal over the long - term.
The calculation is a weighted average dollar savings
across loan terms and assumes no
change in interest
rates, on - time payments, enrollment in ACH, and no pre-payment of loans.
«When controlling for differences
across provinces, I find that
changes to the TFWP that eased hiring conditions accelerated the rise in unemployment
rates in Alberta and British Columbia.»
The key thing we wanted to get
across though is that the rolling inflation up -
rating is certainly not all that is
changing the price, by a long shot.
S&P Indices and Experian today released September data for the S&P / Experian Consumer Credit Default Indices, which measure
changes in consumer credit defaults; and the data showed increases in default
rates across most consumer credit lines.
Measured
across all loan products, and taking into account
changes in customer risk margins, however, it seems that interest
rates paid on average by small businesses have increased by a little less than the rise in interest
rates directly due to the tightening of monetary policy.
Among the explanations that have been put forward are the increased credibility of central banks in controlling inflation (inflation
rates remain below 3 per cent
across the developed world), the low level of official interest
rates in the major economies reflecting low inflation and the continuing weakness in some economies, a glut of savings on world markets particularly sourced from the Asian region, and
changes to pension fund rules in some countries which are seen as biasing investments away from equities towards bonds.
Residential rents
across Dubai registered no
change during the first quarter of 2018, helping improve the annual
rate of
change to -3.1 %, from -7.7 % at the end of last year.
The perception of
change, and the
rate at which an object seems to be
changing, depend on the resemblance of actualities
across recurrences.
In light of the recent regulatory
changes across the industry, those in the know including Deputy CEO of the Australian Food and Grocery Council Geoffrey Annison, General Manager of FSANZ, Glen Neal: and Chair of the Health Star
Rating Advisory Committee, Dr Kevin Buckett will discuss what these
changes mean for both individuals and companies
across the industry.
The ideal tax structure, it was suggested, would be a volumetric tax on all alcoholic beverages, applied at the same
rate of tax per litre of alcohol
across all beverages.6 However, the review did not provide any detailed estimates or modelling of the optimal tax
rate on alcohol nor how this would affect government revenue, overall consumption or
changes in the social costs from harmful consumption.
However, new
changes to the rules regarding
rate of play could disproportionately benefit the pitchers which would lead to lower batting averages
across the league.
He seems to
change positions
across the midfield and final 3 every other minute with his relentless work
rate and thus always creating confusion in opposition which in turn creates extra spaces in the mf enabling our stars more noticeable players to express themselves more freely.
One of the biggest
changes requires that organizations maintain a minimum five percent click
rate on ads
across their account for two months in a row over a three - month period.
Senate President, Dr. Bukola Saraki has expressed satisfaction at the
rate at which perception about Africa is
changing across the globe.
The opportunity to study discs that existed so long ago could help reveal how the
rate of planet formation
across the universe has
changed over time, says Mentuch.
According to Klump, not only did
rates of emotional eating
change across the menstrual cycle, but the degree to which genes influenced eating patterns
changed as well.
Slight
changes to the system for allocating deceased - donor kidneys could result in higher
rates of organ procurement and lead to more kidney transplants
across the country, according to new research co-authored by an Indiana University Kelley School of Business professor.
By calculating evolutionary
rates across the entire Mesozoic, they show that mammals underwent a rapid «burst» of evolutionary
change that reached its peak around the middle of the Jurassic (200 - 145 million years ago).
Opening and closing a lid on the beaker generated pulses of CO2 that
changed the growth
rate and made the stems spread into iris - like blossoms, each just 25 micrometres
across.
In this new, unbiased, «trend - in - trend» design, researchers monitor
changes in frequency of outcomes as they relate to
changes in an exposure to a drug
across groups that adopt the drug at different
rates.
Since the evapotranspiration
rates of the study's cropping systems held steady
across several years of varying precipitation levels, the study also suggests that crop evapotranspiration
rates may not be as sensitive to climate
change as is currently assumed.
This shift of perspective invites a
change of approach: instead of charting average firing
rates of single neurons, we must infer behaviorally relevant neural codes from evolving activity patterns
across neural populations.
The mean perpendicular edge motion
across the entire brain surface produces a
change image that can be converted into estimates of
rate of atrophy reflecting
changes in both grey and white matter [31].
Recent studies
across a wide range of client types show that achieving fat loss and muscle gain simultaneously is achievable in practically all people — however the
rate of
change is much slower in trained individuals, who are already lean.
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rating: R Director: Jean - Marc Vallée Actors: Reese Witherspoon, Michiel Huisman, Gaby Hoffmann Plot: Following some life -
changing and harrowing events in her life, Cheryl Strayed begins a solo journey - a 1,100 hike
across the Pacific Crest Trail - stretching from Canada to Mexico - in hopes of recovery.
«The
changing exclusion
rates make it difficult to draw accurate judgments about school improvement and student progress in many schools, as well as
across the system as a whole,» the report states.
In this post published in September, NFER's Jane Nicholas took a closer look at the Government's recent statistical first release on the phonics screening check, in particular how the achievement
rates have
changed across the country since its introduction.
Now that we have established that boundary participation
rates are different
across the city in ways that systematically
change with neighborhood characteristics, we can test whether differences in neighborhood characteristics can explain school choice behaviors
across the city.
A well - designed study that considers
changes in graduation
rates across states whose standards were more or less similar to those now being implemented under the Common Core, taking into account states» varied accountability systems, could be informative.
But the
changes he made have rippled
across the state and he has also presided over improved test scores and graduation
rates while the district was mired in debt.
The results have been promising: A study of statewide implementation of the 5Essentials
across Illinois — a state that encompasses districts of diverse size and composition — found that strength on the five essential supports is positively related to higher test scores and larger gains over time in math and reading, positive
changes in attendance
rates, and improved graduation
rates.
To determine the real value of rising high school graduation
rates in the wider societal context, it is important to look at how youth outcomes have
changed across other indicators.
What hasn't
changed among the
rating systems, is the deep inequities that exist between districts and schools
across the state.
Former state superintendent Tony Bennett's staff made «plausible»
changes to the state's school
rating system before releasing 2012's A-F grades, «consistently applying» their
changes to benefit not only a favorite charter school but to 180 other schools
across the state, a report released Friday says.
There aren't any sweeping
changes to the Veloster's efficiency, but it will get slightly improved EPA fuel economy
ratings across the model range.
«With home values constantly
changing, and the
rates of
change varying
across the country, this is one more way to show how important it is for homeowners to stay aware of their local housing market.»
It measures the percentage
change in bond prices due to a one - time
across - the - board 1 % inverse
change in interest
rates.
Each account is diversified
across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle
changes in interest
rates, and can potentially help reduce overall risk to principal over the long - term.
You have probably heard about some of the major
changes that take effect beginning in 2018 — a big cut to the corporate tax
rate, lower marginal
rates across the board, and a larger standard deduction.
The best online mortgage
rates were just as similar
across locations, with a single
change in the 5/1 ARM
rate for Raleigh.