Sentences with phrase «rates change by»

The determining factors in creating Wisconsin insurance rates change by policy type, but whether you're looking for life, health, home, or car insurance, rates are always determined in large part by risk factors.
To get a better sense of how insurance rates change by age, see average insurance rates by age.
When you book a Maui vacation it's important to understand condo rates change by season, vary by property and condo type.
But you can get a good estimate of sensitivity by remembering that if interest rates change by 1 percentage point, a bond's price will change in the opposite direction by about 1 percent for each year until maturity.
Normally, if interest rates change by 1 %, a fixed income security's price is likely to experience an inverse change by approximately 1 % for each year of duration.
A bond's dollar duration is its price change when prevailing interest rates change by 100 basis points, or 1 percentage point, expressed as a decimal.
Looking at the most volatile weeks since Freddie Mac started keeping track in 1971, there are ten weeks in which rates changed by.5 percent or more during a one - week period.
In the most recent set of ratings changes by The Rothenberg & Gonzales Political Report / Roll Call, seven races shift toward the Democrats.
If you take out a student loan that charges a fixed rate of 4 %, for instance, then that rate will remain intact for as long as you have the loan — as long as you don't trigger a rate change by violating the terms and conditions of the loan.
A bond hedge can decrease your exposure to interest rate changes by moving counter to bond prices.
Dear GP, MCLR is more transparent, but your banker may or may not reset the rate immediately after an interest rate change by the RBI.
At present, the banks are slightly slow to change their interest rate in accordance with Repo Rate change by the RBI.
Update 5/25/2017: A new «Tabulated» worksheet has been added that allows you to use a table to list interest rate changes by date.
The changes in variable mortgage rates are because of the overnight lending rate or prime rate changes by the Bank of Canada.
This is the fourth interest rate change by LendKey within the last year.
Capital One spurred this week's rate change by increasing the APR on the Capital One Secured MasterCard by 2 percentage points.
Last week's end of May sell - off in anticipation of possible interest rate changes by the Fed has made for some interesting investment opportunities.
SunTrust Bank helped spur this week's rate change by increasing the lowest available APR on one of its travel cards by a full percentage point.
Bank of America spurred this week's rate change by trimming the lowest available APR on the Alaska Airlines Visa Signature card by 2 percentage points.
Pentagon Federal Credit Union spurred this week's rate change by clipping the minimum APR on the PenFed Promise Visa from 10.74 percent to 9.24 percent.
Chase prompted this week's rate change by increasing the APR on the Chase Freedom card by one percentage point.
Citi helped spur this week's rate change by boosting the lowest available APR on the Citi Diamond Preferred card from 13.49 percent to 13.99 percent.
Chase adjusts multiple cards, pushing interest rates down J.P. Morgan Chase spurred this week's rate change by slashing the APR on two of its business credit cards.
Chase caused this week's rate change by adjusting the APR on the Southwest Airlines Rapid Rewards Plus card.
J.P. Morgan Chase spurred this week's rate change by revising APRs on its line of credit cards so that Chase cards align with the Federal Reserve's December 2016 rate hike.
Chase spurred this week's rate change by hiking the APRs on two of its travel rewards cards.
American Express sparked this week's rate change by slashing the lowest available APR on the Blue Cash Everyday card by more than 4 percentage points.
Chase spurred this week's rate change by matching the Federal Reserve's March 2017 rate hike with an identical quarter point increase on Chase cards.
Wells Fargo prompted this week's rate change by hiking APRs on two of its rewards credit cards.
Capital One spurred this week's rate change by lowering the minimum available rate on the Spark Miles Select Business card from 14.9 percent to 12.9 percent.
Capital One spurred this week's rate change by bumping up the APR on the QuicksilverOne Rewards MasterCard to 24.99 percent.
SunTrust Bank spurred this week's rate change by revamping its credit card lineup.
Barclays spurred this week's rate change by increasing the APR on the Wyndham Rewards Visa Signature card.
That might seem arbitrary, but insurers come up with these rate changes by analyzing auto accident statistics and the claims filed each year.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
In one, scholars were asked to read and rate research papers; unbeknown to them, the names had been changed to change the gender of the authors, and the scholars rated the papers «written» by men as better than the ones that appeared to be authored by women.
The latest change in tone may also reflect an additional concern - that low interest rates are fostering financial instability by promoting bubbles in asset prices and stimulating excessive credit creation.
As for «peak earnings,» Michael Wilson, chief U.S. equity strategist and CIO of Morgan Stanley Wealth Management, said in a note to clients on Sunday that» [W] e think the market is digesting the fact that the tax cut last year has created a lower quality increase in US earnings growth that almost guarantees a peak rate of change by 3Q.»
Research by the Bank of Canada that Poloz unveiled in his lecture suggests that if Canada's companies have spread out across the globe, rather than simply doing the bulk of their work at home, then the domestic economy will be much less responsive to subtle changes in borrowing costs and the exchange rate.
Previously, the Bank of Canada hinted it might raise rates to curb the borrowing binge, but in March it abruptly changed tack by affirming the household debt - to - income ratio is «stabilizing near current levels.»
For all the talk of abnormal times and changes in underlying economic fundamentals, the Fed is pinning its hopes on a very conventional premise — that the U.S. consumer will keep spending at recent strong rates, encouraged by low unemployment and the apparent beginnings of higher wages.
As I have written about before, the rate at which Americans start new companies has been on a downward trajectory since the late 1970s, driven by changing industry composition and the growth of multi-outlet businesses like Starbucks and Walmart.
If you're considering an adjustable rate mortgage, make sure you know when your interest rate could change and by how much.
A UBS team led by economist Seth Carpenter analyzed year - over-year changes in US county - level unemployment rates and saw that they illustrated some bigger patterns in the national and global economies.
It would exacerbate political tensions by converting divergent shocks that could have been readily accommodated by exchange rate changes into divisive political issues.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
SolarCity and Nevada utility NV Energy, owned by Berkshire, famously have been battling it out in Nevada over that state regulator's decision to change the rates and economic structure for rooftop solar.
In addition to the factors impacting the year - over-year changes in quarterly GAAP pretax income, GAAP EPS for 1Q18 was further affected by a lower number of shares primarily reflecting share repurchases in 2017 and the impact of a lower tax rate in 1Q18 resulting from the Tax Reform Law.
Burger King says it won't see any meaningful change to its tax rate by setting up the new company in Canada.
Social media measurement can be overwhelming, and half the challenge is simply keeping up with the content that is being changed by the millions of living, breathing users and discerning what has value and what doesn't, while at the same time keeping up with the social media platforms that are developing at an equally rapid rate with their user activity.
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