Sentences with phrase «rates change over»

Insurance rates change over time, fluctuating up and down to meet market demands and to modify the costs according to the latest statistics.

Looking at staying covered in this historic town means knowing about how different factors make your Peabody insurance rates change over time.

A customer's total savings over the lifetime of their solar installation depend on many factors, including how utility rates change over time and, for solar loans, their interest rate.

But because money market rates change over time in response to economic shifts and changes at banks, it's critical to not simply glance at the rate you see on the bank's window or website and assume that that's all there is to know.

As interest rates change over the period, each bond in the ladder will have a similar total return as the average yield at the time of purchase.

Of course, the only problem is those rates change over time, and they can grow to become unmanageable if you take a while to pay off your loan.

Fixed interest rates are locked in for the life of the loan while variable rates change over time with a benchmark rate.

As the name implies, variable rates change over the life of your loan.

As interest rates change over time, bond prices adjust according, and in the opposite direction.

This is different from an adjustable rate mortgage (ARM), that has interest rate changes over the course of a loan.

Klitgaard and Weir note that macroeconomic models — which often are based on interest rates, prices, and GDP — can help explain exchange rate changes over long horizons, but do a poor job of tracking daily, weekly, or monthly changes.

As shown in the first chart below, there have been 226 total ratings changes over the first four trading days of 2014, which is the highest reading seen since the bull market began in 2009.

An interest rate is «fixed» if it remains unchanged over time, while a «variable» interest rate changes over time based on fluctuations in a market benchmark rate.

This allowed the scientists to understand how sedimentation rates changed over time.

It has been happening since the last deglaciation, and its rate changes over longer timescales than the ones we focused on here.

Remember ratings change over time.

The amount of interest you owe with fluctuate with how much the interest rate changes over a specific time frame.

Can interest rate change over the life of the loan?

Variable rate changes over time according to market conditions.

For example, the safe withdrawal rate changes over time depending on equity valuations and the safe withdrawal rate can be vastly different depending on your age and expectations about Social Security, see two case studies I did recently at ChooseFI and last week here on our blog.

In short, a variable rate changes over the life of the loan with the market.

The chart above shows their economists» «best guess» for rate changes over the next four quarters.

Conventional Adjustable Rate Mortgages are set for a certain amount of time, but the interest rate changes over the lifetime of the loan.

Also, if you plan to pay your loan back over a longer period of time, say 10, or 20 years, you might prefer to eliminate the risk of interest rate changes over time by selecting a fixed rate loan.

An interest rate is «fixed» if it remains unchanged over time, while a «variable» interest rate changes over time based on fluctuations in a market benchmark rate, such as 1 - month LIBOR.

A Home Equity Line of Credit (HELOC) typically has a variable interest rate, which means the rate changes over time, and as long as you make your payments you can borrow against your home's equity.

An adjustable - rate mortgage (ARM) loan is so named because the interest rate changes over time.

The rate change over the course of 12 to 18 months is normal.

Included in the table is the amount of written premiums, rate change over a 12 to 18 month period, and the number of complaints.

All the insurers have less than a 4 % rate change over the 18 month period, except for The Hartford, which was at 4 %.

Below is data on all the top carriers in the state of Kentucky by consumer rating, written premiums, and rate change over an 18 month period.

Not exact matches

The change is likely to be gradual at first, and it's not yet clear which markets will see it after the U.S., but over time, shoppers will begin to notice star ratings and top reviews on product pages changing.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The energy industry disputes this assumption, as methane rates have consistently declined over the last 20 years and shows no change.

Gordon is curious about an untested policy called «price - level targeting,» which would refocus monetary policy on achieving an absolute increase in prices over time, rather than the current emphasis on the rate of change.

Sure, the world has changed over the last 90 years, but that time period does include periods when interest rates were every bit as low as they are today.

The unemployment rate has crossed over its 12 - month moving average, indicating a change in the trend to the upside.

While pedometers give users feedback on the number of steps, heart rate, or steps, it is the apps that drive engagement and behavioral change over the long term through competition, community, gamification and support, she said.

The latest report from the International Panel on Climate Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 years.

SolarCity and Nevada utility NV Energy, owned by Berkshire, famously have been battling it out in Nevada over that state regulator's decision to change the rates and economic structure for rooftop solar.

«When you have thousands of people coming to your site every day, if making one little change like putting a security logo on your checkout page makes a 1 percent difference in conversion rate a day that can make a huge impact on your bottom line over time.»

Interest rates will inevitably rise, as the Bank of Canada keeps pointing out, and the federal government has instituted numerous changes over the past few years that will make a home purchase more difficult for first - time buyers.

The minister faced a backlash over his initial plans to change small business taxes last year before backing down on some of the proposed changes and reviving a promise to reduce the small business tax rate.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Any over or under payment of accrued interest resulting from a rate change, will be applied to the borrower's balance.

Variable interest rates range from 3.80 % -11.90 % (3.80 % -11.80 % APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

By contrast, here are the penetration rates in the three biggest music markets in the world and how they've changed over time.

«Over the last year, the machine learning algorithm is changing so higher click - through rate listings organically get better and better placement,» Kim said.

Unlike traditional bond funds, a DMF's price sensitivity to changes in interest rates declines gradually over time, approaching zero near the fund's target end - date.

Variable interest rates range from 2.90 % -8.00 % (2.90 % -8.00 % APR) and will fluctuate over the term of the borrower's loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.