Sentences with phrase «rates during the early years»

You reinvest any income higher than the withdrawal rate during the early years.

ARMs traditionally offer lower interest rates during the early years of the loan than fixed - rate loans.

Not exact matches

One analysis from 2013 found tech companies that have gone public posted growth rates between 100 to 200 percent annually during their early years.

Although Fed officials took strong steps early in the year, including cutting the central bank's benchmark interest rate by more than half during the first four months, it took until the fall for them to realize that the economy had fallen into a severe recession.

The main source of risk to the export outlook apparent in the recent period has been associated with the appreciation of the exchange rate, and particularly the rapid appreciation that took place during 2003 and into the early weeks of this year.

The change is less dramatic for what the Commerce Department calls «intellectual property,» but still the statistics show an increase, a 4.6 percent annualized rate of increase this year so far from 4.2 percent a year during that earlier five - year period.

Great Reception???, tell you the truth Im not one of those gunners who started supporting the gunners during the invicibles or early Wenger double winning years, quite honestly i wasnt ineterested in football and I liked a certain Crespo and Shevchenko meaning I liked the blue half of London, surprisingly when Mourinho joined I stopped watching football all together, till one glorious Champions League Night, It was my first ever Match there was a certain 20 year old highly rated youngster who scored a wonder goal that day he played with such skill and passion ever since then I started supporting arsenal that was during the barren years.I actually liked Barcelona because of their similarity with the arsenal, so when Fabregas joined Barca I started to watch them a bit more I still loved Arsenal and I was extremely passionate, the other players i adored left in painful manners, while some left which was still painful: i.e Eboue.I always taught cesc would come back and when it was official he was leaving Barca i said Finally almost hosting a party.Well reports started coming out that he is going to join chelsea and i laughed so hard and said he would be the last player on earth to do that, when it became official words cant express how i felt, He was the reason I started watching football he lit up the emirates with exquisite touches through balls to walcott, its a shame I would have preferred he joined bayern, or remained in barca its terrible reading the comments he made recently about the emirates, This was a captain, someone who led, anyways, like ive learnt and Arsenal have learnt, We do nt live in the past Like Liverpool (no pun) WE ARE THE PRESENT AND THE FUTURE (Crowley)(Puma) WE ARE ARSENAL.....

If others can confirm that deformational plagiocephaly is associated with increased rates of behavioral and learning problems during the school - age years, then the question to be asked is: «Is plagiocephaly an early sign of subtle brain dysfunction or does early brain molding lead to subtle brain dysfunction?»

Burnishing his middle of the road credentials, Gibson touts his vote earlier this year for a bipartisan budget plan in line with the recommendations of the Simpson - Bowles Commission and his rating by The Washington Post as the «third most independent» member of congress (Gibson voted with the Republican Majority in congress 74 percent of the time during the 2011 term).

Using the Great Barrier Reef as their study case, they estimated the evolution of the region over the last 14,000 years and showed that (1) high sediment loads from catchments erosion prevented coral growth during the early phase of sea level rise and favoured deep offshore sediment deposition; (2) how the fine balance between climate, sea level, and margin physiography enabled coral reefs to thrive under limited shelf sedimentation rates at 6,000 years before present; and, (3) how over the last 3,000 years, the decrease of accommodation space led to the lateral extension of coral reefs consistent with available observational data.

Many other potential applications of this dataset are explored in the series of papers, and they include studying the role of faint galaxies during cosmic reionisation (starting just 380,000 years after the Big Bang), galaxy merger rates when the Universe was young, galactic winds, star formation as well as mapping the motions of stars in the early Universe.

Ms Koechlin, Professor Philippe Autier and colleagues used statistical models to work out whether current cancer death rates were due more to the effects of age, the year of birth (which takes into account exposure to cancer - causing agents such as sunshine during early life), or to the recent introduction of new medical technologies or treatments.

With obesity rates climbing during the past 20 years within the United States and colon cancer being the second - leading killer of men and women in the nation, these facts compelled Fenton and her team to conduct research which could identify the specific biomarkers of obesity and early - stage colon cancer and help in prevention efforts.

The scientists made a startling discovery: rates of hillslope erosion before European settlement were about an inch every 2500 years, while during the period of peak land disturbance in the late 1800s and early 1900s, rates spiked to an inch every 25 years.

The early September rate of decline also greatly exceeded the rate observed for the same period during the record low year of 2012 (19,000 square kilometers, or 7,340 square miles, per day).

Nationally, graduation rates fell slightly during the 1990s; the ratio of the number of regular diplomas awarded to the number of 10th graders enrolled three years earlier declined from 77 percent in 1991 to 76 percent in 2001.

The rate of violent crimes that occurred at public schools during the 2004 - 05 school year fell from a year earlier, according to a report by the U.S. Department of Justice's Bureau of Justice and the U.S. Department of Education's National Center for Education Statistics.

As is clear in the graph, in her early years on the job, but after vesting, this teacher's net pension wealth grows at a very modest rate, beginning at zero percent in her first year after vesting (after netting out employee contributions1) and gently rising to 23 percent of her annual salary during her 24th year of work (age 49).

Learn how progress monitoring with the Devereux Student Strengths Assessment (DESSA) allows you to evaluate the impact of an intervention during the school year so you can make adjustments early on and maximize your students» rate of success.

The 5 - year project is designed to increase the number of well - prepared teachers entering the city's classrooms, provide ongoing support during the critical early years of teaching, and ultimately raise teacher retention rates and student achievement.

We launched in Fall 2015, and during these early days, our charter member rate is $ 59 / year.

The survey showed that the 30 - year fixed - rate mortgages (FRM) had an average interest rate of 5.48 percent with 0.4 point during the week compared to an average of 5.69 percent with 0.5 point a week earlier.

During our early retirement years, we do plan to convert traditional retirement funds to Roth funds at 0 % or very low tax rates.

A significant percentage of your RESP may be in equities when your child is young, but that is when the account will be smallest, so your rate of return is not likely to have a large effect during these early years.

For one thing, at today's low interest rates bonds simply aren't likely to provide enough income for most people to live on even in the early years of retirement, let alone allow them to maintain their purchasing power in the face of inflation during a post-career life that, as this longevity tool shows, could easily last into their 90s.

Interest payments during the early years of your ARM loan will be generally lower than those of a fixed rate mortgage.

She noted that earlier this month, the yield on the 10 - year Treasury note fell to 1.443 during intra-day trading, marking its lowest rate since the 1800s.

Inflation has historically grown at different rates during different periods; for example, it was extremely high under the Carter Administration in the early 1980s, but has slowed to a crawl in recent years.

According to one national survey, 64 percent of pet cats are kept indoors during the day and 76 percent at night, significant increases over the rates even 10 years earlier (57 percent and 68 percent, respectively).

STR, a firm that tracks hotel industry performance and metrics, this week released data for room rates in major cities during the week of March 13 - 19 and compared them with the same period a year earlier.

I believe that the early adopter crowd on Switch is extremely similar to crowd on Wii U and this will lead to high attach rates of Nintendo software on Switch during the first couple of years

Nintendo did say during E3 2017 that the earliest we could expect to see the game was 2018 so the fact that 2018 is still being entertained as a release year suggests development for the game is progressing at a steady rate.

Earlier this summer Fuchs Projects hosted a photo portfolio review inside the studio / gallery space, and plans to host two UK - based artist projects during this year's Beat Nite: Exchange Rates in October.

If on the first graph, one were to put a straight line fit for a 35 year period between 1908 to 1943 (ie., before substantial manmade CO2 emissions) and another straight line fit for a 35 year period between 1960 and 1995 (ie., when manmade emissions are said to be significant), those lines would run parallel to one another and the gradient of the later line would not be steeper than the gradient of the earlier line thereby suggesting that the data does not show an increased rate of warming during the period when there was anthropogenic CO2 emissions.

One evaluation conducted in Queensland, Australia, reported moderate reductions in depressive symptoms for mothers in the intervention group at the six - week follow - up.89 A subsequent follow - up, however, suggested that these benefits were not long lasting, as the depression effects had diminished by one year.90 Similarly, Healthy Families San Diego identified reductions in depression symptoms among program mothers during the first two years, but these effects, too, had diminished by year three.91 In Healthy Families New York, mothers at one site (that was supervised by a clinical psychologist) had lower rates of depression at one year (23 percent treatment vs. 38 percent controls).92 The Infant Health and Development program also demonstrated decreases in depressive symptoms after one year of home visiting, as well as at the conclusion of the program at three years.93 Among Early Head Start families, maternal depressive symptoms remained stable for the program group during the study and immediately after it ended, but decreased just before their children entered kindergarten.94 No program effects were found for maternal depression in the Nurse - Family Partnership, Hawaii Healthy Start, Healthy Families Alaska, or Early Start programs.

Assessments conducted at earlier phases are specified in previous articles.7, 8 At the 15 - year follow - up assessment, adolescents completed interviews that measured whether they had been adjudicated a person in need of supervision (PINS) resulting from incorrigible behavior such as recurrent truancy or destroying parents» property; their frequency of running away from home; and the number of times they had been stopped by the police, arrested, convicted of a crime or of probation violations, and sent to youth correctional facilities.14 They also reported on their disruptive behavior in school; number of school suspensions; delinquent and aggressive behavior outside school; experience of sexual intercourse; rates of pregnancy; lifetime number of sexual partners; and frequency of using cigarettes, alcohol, and illegal drugs during the 6 - month period prior to the 15 - year interview.15

Children who have disorganized attachment with their primary attachment figure have been shown to be vulnerable to stress, have problems with regulation and control of negative emotions, and display oppositional, hostile - aggressive behaviours, and coercive styles of interaction.2, 3 They may exhibit low self - esteem, internalizing and externalizing problems in the early school years, poor peer interactions, unusual or bizarre behaviour in the classroom, high teacher ratings of dissociative behaviour and internalizing symptoms in middle childhood, high levels of teacher - rated social and behavioural difficulties in class, low mathematics attainment, and impaired formal operational skills.3 They may show high levels of overall psychopathology at 17 years.3 Disorganized attachment with a primary attachment figure is over-represented in groups of children with clinical problems and those who are victims of maltreatment.1, 2,3 A majority of children with early disorganized attachment with their primary attachment figure during infancy go on to develop significant social and emotional maladjustment and psychopathology.3, 4 Thus, an attachment - based intervention should focus on preventing and / or reducing disorganized attachment.

From the government insurance records, we were able to construct variables reflecting annual rates of health services of different types (e.g., outpatient care, ER visits, hospitalizations) over a 5 - year period during early childhood (ages 1 — 6 years).

Thus, individual differences in risk for mother - rated conduct problems across childhood are already partly evident in maternal ratings of temperament during the first year of life and are predicted by early parenting and parenting - by - temperament interactions.

Connolly and Doyle (1981) documented that, during the early childhood years, teacher ratings of child peer acceptance have concurrent and predictive validity, correlating with observational assessments of peer relations and peer - nominations.

During the fourth quarter of 2013, the rate of seniors housing's annual asking rent growth was unchanged at 1.6 %, and was 0.5 percentage points below its pace one year earlier during the fourth quarter ofDuring the fourth quarter of 2013, the rate of seniors housing's annual asking rent growth was unchanged at 1.6 %, and was 0.5 percentage points below its pace one year earlier during the fourth quarter ofduring the fourth quarter of 2012.

During the third quarter of 2016, the average rate of seniors housing's annual asking rent growth was 3.8 %, which was 0.6 percentage point above the prior quarter's pace and 1.3 percentage points above its pace one year earlier during the third quarter ofDuring the third quarter of 2016, the average rate of seniors housing's annual asking rent growth was 3.8 %, which was 0.6 percentage point above the prior quarter's pace and 1.3 percentage points above its pace one year earlier during the third quarter ofduring the third quarter of 2015.

For the week ended Thursday, the traditional, or conforming, 30 - year fixed - rate mortgage averaged 3.49 %, compared with 3.53 % both during the previous week and a year earlier, according to mortgage - finance company Freddie Mac.

«Overall commercial real estate leasing activity continued to grow in most markets during the closing months of 2012, which is modestly lowering vacancy rates in all of the commercial sectors early this year.»