Sentences with phrase «rates means increased»

Higher posted rates means increased penalties for breaking an existing mortgage, while the stress test kicks in when you apply for a new one.

The quarterly housing affordability report, showed that stubbornly high prices and modestly increasing mortgage rates means an increasing number of Canadians are unable to comfortably afford homes, said the bank's economists.

Not exact matches

«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»

But that doesn't mean that the Fed needs to now commit to a policy of even slow - but - steady rate increases in the months and years ahead.

As the Federal Reserve examines when it might increase interest rates, consumers and business borrowers are contemplating what the hike might mean.

Also, increased compensation plus the rise in employment and hiring rate «means there is finally competition for workers,» she says.

Its rate of new entrepreneurs has increased 14 percent in the past two years, meaning people are starting to discover this hidden gem.

That would mean their proposals — lowered individual rates, doubled standard deduction, increased child tax credit, and repeal of the alternative minimum tax — would sunset after 2025.

- One is bad: The Medicaid expansion and means - tested subsidies increase the marginal tax rate on workers and disincentivize work.

By that I mean the Fed will keep raising rates, but if things go bad, it will definitely slow the pace of increases.

Energy research group IHS CERA calculates that fully one - half the U.S. shale resource — a 30 - year supply at today's rate of consumption — could be produced at today's prices or less, meaning the market can accommodate a jump in demand without a corresponding price increase.

«Increased automation means we can go higher in rates with a stable workforce,» Barry Lewis, head of wing manufacturing operations at Boeing's 737 plant, said during a recent factory tour.

As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.»

There are a number of countries — China not least among them — whose prospective rates of productivity growth over the decades ahead will surely mean a substantial increase in their real exchange rate.

Cross says the conversion rate on people logging in with Facebook has increased 11 percent and believes this means «More people feel comfortable logging in with Facebook.»

Rates affect bond investments, but they also affect all other investments in some form or another because higher rates mean that investors have other options in which to invest (dividend and REIT investors know this all too well in the recent rate increRates affect bond investments, but they also affect all other investments in some form or another because higher rates mean that investors have other options in which to invest (dividend and REIT investors know this all too well in the recent rate increrates mean that investors have other options in which to invest (dividend and REIT investors know this all too well in the recent rate increase).

Increased government spending, low but slowly rising interest rates, and the repatriation of business and corporate funds back to the US means it's a healthy, safe market for everyone.

Spending on commissions by its $ 21 billion Equity Dividend Fund increased by 39 percent from the 2014 to 2016 fiscal years, but the fund's transaction activity more than doubled, meaning that its commission rate overall decreased considerably.

This has enabled Box to achieve negative churn: in all of its cohorts the company is increasing its revenue - per - user by a faster rate than it is losing users overall, which means revenue - per - cohort increases over time.

Though the removal of implied interest expense increases NOPAT relative to GAAP earnings, it does not always mean the company's stock will earn a favorable rating.

Theoretically, this means that by lowering the interest rate, the Federal Reserve can spark economic growth, and by increasing rates, they can keep inflation from rising too quickly.

That means price increases, and that augurs inflation, which would mean, at some point, rate hikes, though up from an admittedly narrow and quite low range of 25 — 50 basis points via the federal funds rate.

It may seem counterintuitive that better outcomes for working people would make the stock market go down, though the positive data means that the interest rate increases will likely continue unabated, a possibility means an end to the relatively free money.

Assuming those were all indexed to Libor, the 1.19 percentage - point increase in the rate in the past year would mean $ 1.45 billion in additional income.

That means your payment can increase if your interest rate rises.

To most readers, this did not mean the dissolution of the CEIFB, especially when earlier on the same page, the Minister of Finance stated that «the CEIFB will continue to set the rate but the Government will limit rate increases to no more than 5 cents per year until the EI Operating Account is balanced».

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

This is meant to give you an idea of whether dividend growth rates are increasing or decreasing over time.

The 2010 Simpson - Bowles report on fiscal reform predicts that if interest rates rise, which seems inevitable, our country's annual interest payments could increase to $ 1 trillion, meaning our annual deficit will be $ 2 trillion.

Neal and Taylor's argument was rooted in math: there were more consumers than there were IT users, which meant that over the long run the rate of improvement in consumer technologies would exceed that of enterprise - focused ones; IT departments needed to grapple with increased demand from their users to use the same technology they used at home.

It was designed to encourage lending to households and businesses at a time when banks were facing increasing funding costs, which meant that borrowers weren't getting the full benefit of low policy rates.

But lower interest rates generally mean higher stock and bond prices, as well as increases in the value of real estate, which has been another important source of wealth for many savers, particularly seniors.

Increases in interest rates mean costs rise, profits fall and share prices are reduced.

According to the statute's own language, it was designed with the «purpose of reducing the need for future tax increases, maintaining the highest possible bond rating, reducing the need for short term borrowing, providing available resources to meet State obligations whenever casual deficits or failures in revenue occur, and providing the means of addressing budgetary shortfalls.»

The payment of GST on insurance premiums has boosted those components of CPI inflation over the past year; the method of measurement based on premiums net of claims means that the recorded price of insurance in the CPI has increased by more than the GST rate.

That means the next rate increase likely won't happen until sometime in 2019.

This means they expect to see a gradual increase in mortgage interest rates over the coming months.

Low interest rates increase duration, an attribute that helps to describe the price volatility that a bond will exhibit, meaning that low interest rates amplify bond price volatility.

Again, you don't have to... I mean, obviously you probably want to understand qualitatively what is behind that, and it's basically what you would do is, that if equities are very expensive, you would lower your withdrawals, and then as equities get less expensive, you can increase your withdrawal rate.

Such positive developments in profits mean American Express still earns our Very Attractive rating, and, despite the price increase, still presents an excellent risk / reward profile.

This periodic adjustment means that, unlike traditional fixed - income securities, floating - rate loans tend to hold their value when short - term interest rates increase, all else being equal.

He said that the central bank would stick to its guidance on the sequencing of the next steps, meaning that the first interest rate increases will only start well after the end of the bond purchases.

The 16 % trimmed - mean Consumer Price Index increased 0.1 % (1.3 % annualized rate) during the month.

The pace of Fed rate increases is likely to be gradual, meaning rates should stay low from a historical perspective for the foreseeable future.

It is generally believed by those unfamiliar with economic theory that credit expansion and an increase in the quantity of money in circulation are efficacious means for lowering the rate of interest permanently below the height it would attain on a non-manipulated capital and loan market.

An appreciation of the exchange rate means that: the increase in the domestic currency price of commodity exports will be less than the increase in world commodity prices; the income of the other tradable sector will fall; and real income gains flow to the broader economy via the associated decline in the price of imports.

The speech starts by setting out three key themes of the Bank's recent communication about Australia's transition from the resources sector boom to more normal economic conditions: that the sheer scale of the boom means that this transition is challenging, and that the broader global environment compounds the challenge; that a reasonably successful transition is possible given our economy's positive fundamentals and flexibility; and that monetary policy is doing what it can to help the transition, but that the chances of success would be boosted by a lift in productivity growth and an increase in the expected risk - adjusted rate of return on investment.

This can mean a super low interest rate today, but with the chance of the rate increasing in the future.

Does that mean that stocks generally have growth rates > inflation or that stocks will roughly also increase by an additional amount due to inflation (roughly):

The increase in BBSW spreads will lead to increased funding costs for the banks so they will eventually have to raise rates if they want to protect their margins (the negative publicity with the RC might actually mean that they will not be so quick to do this).