Sentences with phrase «rates on that borrowed money»

That's on the low end of APR's for these payday loans as some states permit a company to charge as high as 400 % to 500 % interest rates on borrowed money.

You may find you can get better rates on borrowed money by taking out a business loan.

The thinking here is that people would borrow a lot of money, spend it and then pay higher interest rates on that borrowed money after the first year was up.

Not exact matches

Ultra-low interest rates and rising housing prices have allowed consumers to binge on borrowed money — including from friends and family

The low interest rates that the Federal Reserve relied on to kick - start the economy, meanwhile, fed this same dynamic, making it easier for fast - growing companies to borrow money to grow further — and making bond interest look unattractive compared with stock dividends.

However, you can borrow up to $ 50,000 or 50 percent of the vested balance (whichever is less) and pay interest on the money at a rate of prime or prime plus 1 percent.

Please note that when you borrow money from a life insurance policy, it doesn't show up as income and has no impact on financial aid or the tax rate on Social Security benefits.

For a Wharton MBA borrowing the money on a standard 10 - year repayment plan, the debt amounts to about $ 1,408 in monthly payments, assuming a 6.8 % interest rate and a total of $ 46,618 in interest charges.

Maintaining such low rates has a stimulative effect on the economy, because it helps businesses and consumers borrow money cheaply, which in turn encourages them to buy things.

This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.

The institutions are not only using the money to meet their own short - term financing needs, they are also borrowing additional money to purchase the bonds of troubled countries and earn the spread between the yields on those bonds and the much lower rate the ECB is charging them for money.

Some of the best indicators for mortgage rate movement include the yield on 10 - year Treasury bonds from the government and the LIBOR — a rate that determines how much banks must pay to borrow money from each other.

Thus, if we look at bonds from a historical perspective, interest rates are very low — which is great for those borrowing money — but not so great for those that wish to see higher rates of interest, and return, on their money.

Essentially, it «rates» you on how well you have borrowed and repaid money in the past.

Because fiscal stimulus requires more borrowing, it affects money markets and puts some upward pressure on the exchange rate.

That was enough to spark a sell - off on bond markets, which drove the interest rate the U.S. government must pay to borrow money to rise to its highest level since October 2011.

Instead, when the Fed makes its first rate hike — something that probably won't happen until at least September - 2015 — it will do so by 1) raising the interest rate paid on bank reserves, 2) increasing the amount that it pays to borrow money via Reverse Repurchase agreements, and 3) boosting the rate that it offers to financial institutions for term deposits.

Nevertheless, the difference between the rates of growth of credit and broad money has continued to widen, reflecting increased reliance on other funding sources, including offshore borrowing.

I think the plan should have a modest impact on the ECB's goals of weakening the euro exchange rate and making it easier for businesses and consumers to borrow money, which, in turn, may stimulate growth.

This feature protects the bank against the possibility that prevailing interest rates fall below the CD's rate, essentially forcing the bank to overpay on the money they've «borrowed» from the CD holder.

The Bank's base rate dictates the amount of interest it charges to the high street banks for the money it issues, which in turn affects the rates at which ordinary customers can borrow money and how much interest they get on their savings.

Without a certain total in its reserve fund, Westchester County lawmakers risk taking a hit on their credit rating — particularly a rating by credit agency Moody's — which dictates how easily the county can borrow money.

«Everything runs smoothly as long as we keep on borrowing ever more money... To keep people buying at ever higher prices requires even lower interest rates.»

Because of the lack of competing bond offerings, he said, the Erie County control board, which was borrowing money on the hospital's behalf, received an excellent interest rate.

The county allowed the hospital to have the Erie County Fiscal Stability Authority — better known as the control board — borrow money on the hospital's behalf because the control board has a far better bond rating than the hospital and can borrow money much more cheaply.

Activities and presentation for the Money and Banking part of GCSE Economics including differentiated worksheet with Interest Rate Calculations, worksheet on building paragraphs to show effects on borrowing and saving, and presentation which covers the whole lessons and finishes with a unit self evaluation activity.

Unexpected inflation hurts savers and people on fixed incomes; it helps people who have borrowed money at a fixed rate of interest.

For me it was no big deal since I had an excellent credit rating and didn't plan on borrowing any money, but your situation may be different.

Some of the best indicators for mortgage rate movement include the yield on 10 - year Treasury bonds from the government and the LIBOR — a rate that determines how much banks must pay to borrow money from each other.

Rather than looking at how much they charge you in interest over the six months that you're borrowing your money, make sure that the interest rate that they give you represents the Annual Percentage Rate or APR on the lrate that they give you represents the Annual Percentage Rate or APR on the lRate or APR on the loan.

Mortgage rates also vary based on how much money you need to borrow, your income and your credit history.

While the interest rate that you will pay to borrow money when taking out a payday loan will be more than you would pay if you were approved for a traditional loan, it is not usually higher than ten percent - although that figure can vary from lender to lender and may be based partially on the amount that you borrow.

Any interest rate increase on the borrowed money can not significantly impact a person's ability to pay off the debt, or they may be forced to liquidate the asset at unfavourable rate / prices.

While the blah blah blah focuses on how cheap it is to borrow money, if your score is under 720 you're not going to see the cheap rate.

Backed by the funds you have on deposit, its a secure way to borrow money at a low interest rate.

We have been able to receive prime interest rates on money we borrow.

On the one hand, the money you can borrow on your home will probably be of a lower interest rate than most other forms of loans and this can help you to reduce your monthly repayments by using the house money for clearing more expensive debOn the one hand, the money you can borrow on your home will probably be of a lower interest rate than most other forms of loans and this can help you to reduce your monthly repayments by using the house money for clearing more expensive debon your home will probably be of a lower interest rate than most other forms of loans and this can help you to reduce your monthly repayments by using the house money for clearing more expensive debt.

If you've slogged through the first four installments of my 5 - part series on boosting your FICO ® credit score, you're 90 % of the way to the goal of understanding how what you do affects your credit rating (and your credit rating is a big deal, even if you've no plans to borrow money).

The rate you earn on your savings account, money market or CD is tied, somewhat indirectly, to the federal funds rate, which is the rate banks charge each other to borrow reserves overnight.

This feature protects the bank against the possibility that prevailing interest rates fall below the CD's rate, essentially forcing the bank to overpay on the money they've «borrowed» from the CD holder.

That means that you will likely get a much lower interest - rate on unsecured financing and be able to borrow more money than you would have if you had applied on your own.

As long as you charge at least 1 % interest on the loan (the current minimum allowed by the Canada Revenue Agency), the spouse who borrows the money can invest it in his name, and the returns will be taxed at his rate.

This expansion took a toll on AIG and as it could not grow profitably organically anymore at a 15 % rate, it began to borrow money, both explicitly and implicitly, so as to lever a falling ROA (return on assets) into a 15 % ROE (return on equity).

When you can not pay off the full balance on a credit card every month, you not only pay for an unnecessary purchase, you pay interest rates of between 12 % and 24 % on the money that was borrowed.

Every scholarship you receive is money you don't have to borrow and pay interest on later, and the hours you spend applying will likely pay off at a much higher rate than bussing tables at a burger joint.

As such, the annual interest rate on a loan or other form of debt is a percentage that describes the yearly cost of borrowing money.

Essentially, it «rates» you on how well you have borrowed and repaid money in the past.

The interest rate on a loan is the amount of extra money you will have to pay back to the lender outside of the amount you originally borrowed.

When you borrow money from a lender, you do it in three steps: how much you borrow, how long you want to take to repay the loan, and the interest rate on the loan.

Net Interest Rate Spread refers to the difference between a company's cost of borrowing and the interest rate it can earn on its moRate Spread refers to the difference between a company's cost of borrowing and the interest rate it can earn on its morate it can earn on its money.