Sentences with phrase «rates on the bonus categories»

They're cards that have higher cash back rates on the bonus categories, or just attractive and above - average flat rates on all net spending (more in our comparisons below).

They're cards that have higher cash back rates on the bonus categories, or just attractive and above - average flat rates on all net spending (more in our comparisons below).

Not exact matches

Instead of offering a fixed rate on all purchases, the Chase Freedom ® card gives 5 % cash back on up to $ 1,500 in combined purchases in bonus categories each quarter.

The one caveat is that maximizing your rewards rate with the Chase Freedom ® requires you to stay on top of which categories are currently eligible for the bonus and using the card accordingly.

Additionally, Credible has selected (and reviewed) the best credit cards in each category based on a number of relevant factors, including clarity in Terms and Conditions, fees, promotions and offers such as sign - up bonuses, rewards rates, and ease of redeeming rewards as well as APR..

A flat 2 % rewards rate on all categories and a spending bonus worth up to $ 500.

Beyond these special categories, the default case is that you will earn cash back at a rate of.25 % on your first $ 3,000 in purchases, and up to 1 % in cashback bonuses after you spend above that amount.

Instead of offering a fixed cash back rate, the Chase Freedom ® credit card earns 5 % cash back on up to $ 1,500 in combined purchases in bonus categories each quarter.

The Business Edge Travel Rewards Card offers a modest signup bonus and okay reward rates on two everyday purchase categories: phone services and either gas, travel and office supplies.

While the highest rewards category has a 3 % rewards rate, cardholders receive a 25 % bonus on their points when the points are used to book travel through the ThankYou Travel Center — boosting the value to 3.75 %.

You get that bonus rate on the first $ 1,500 you make in purchases, within the bonus category.

Keep in mind that you will need to make sure to activate your bonus categories each quarter, or else you'll only get the 1 % rate on everything.

You can find other cards that offer higher rewards rates but you'll usually have to watch for rotating categories (that usually have caps on the bonus reward) or you'll have to pay an annual fee to offset higher rewards rates.

While credit cards will pay bonus rates on most purchases within the designated spending categories, they will not pay the bonus for all purchases.

Tiered and bonus - category cash - back credit cards offer higher rates on certain purchases and 1 % on everything else.

Instead of offering a fixed rate on all purchases, the Chase Freedom ® card gives 5 % cash back on up to $ 1,500 in combined purchases in bonus categories each quarter.

The one caveat is that maximizing your rewards rate with the Chase Freedom ® requires you to stay on top of which categories are currently eligible for the bonus and using the card accordingly.

The rewards rate you earn on an ongoing basis (not factoring in the annual fee) ranges from 1 % (no bonus category spending and no travel redemption) to 6.25 % (all bonus category spending and only travel redemption).

Besides its $ 150 sign - up bonus (same requirements as the Chase Freedom Unlimited), its biggest selling point is its cash back rate of 5 % on select categories of purchases which rotate quarterly, and 1 % back on everything outside of those categories.

The table below shows approximate rewards rates depending on estimated spending in the bonus categories.

First, there is a special bonus cash back rate on category purchases.

Similar to other credit card rewards, most travel rewards credit cards allow you to earn unlimited, flat - rate points or miles on every purchase, and a variety of cards also offer bonus points or miles for purchases in specified categories.

As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categories.

While the card's 1 % cash back awards on most spending is definitely less than you would earn with flat rate cash back cards like the Capital One ® Quicksilver ® Cash Rewards Credit Card or Fidelity Investment Rewards, it really doesn't take much spending in the bonus categories to come out ahead overall.

Tracking bonus categories takes some extra work but lets you earn cash back incredibly fast, depending on the card issuer, it could be at a rate of 5 % or more.

The Discover it cash rewards card is a good no - fee cash back card with a generous 5 percent bonus rate for quarterly rotating categories — as long as you log in to your account to activate your category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following categories:

You can get bigger rewards when you spend on items in specific rotating categories which yield a higher bonus percentage rate but come with a limit every quarter.

Tracking bonus categories — While bonus category cards offer a generous rewards rate, keep in mind that there is a cap on the amount of bonus rewards you can earn, and cardholders are required to activate the bonus category each quarter.

A number of cash back cards will offer flat - rate rewards on every purchase (including gas) equal to those offered on gas by the Shell card, and bonus category cards can offer up to 5 % cash back on gas.

The second type of program provides a higher earnings rate for purchases in specific bonus categories, typically with a limit on how much you can earn per quarter.

By applying just 25 % of their spending on bonus categories, Discover it ® — Cashback Match ™ cardholders can effectively match the maximum possible rewards rate of the Discover it ® chrome.

Please note that Kiva, in its sole discretion, may place limits or restrictions on the categories and types of Loans that may be made when using Free Trial and Bonus Credit (e.g., type of Loan, risk rating of Field Partner, term of Loan, or restricting use for auto - lending).

Bonus categories rotate multiple times a year, usually every quarter, earning high - rate rewards on things like gas, groceries, and restaurants.

The Discover it ® Cashback Match ™ has a much higher rewards rate (5 % on up to $ 1,500 in purchases per quarter each time you activate), though you'll have to focus your spending on rotating bonus categories, like restaurants and gas stations.

While this is pretty average for an airline card, many general travel rewards cards offer higher overall rewards rates, as well as greater opportunities for earning extra points by providing more comprehensive bonus categories, such as double points on entertainment, dining and gas purchases.

This is not the best earning scheme out there — there are many cards on the market that enable you to build up bonus points on special categories of spending, and even a few cards that offer a higher general rewards rate.

Our research shows that most consumers don't allocate a large percentage of their budgets to Amazon purchases and — while the card does offer a 2 percent bonus on lucrative categories such as restaurant, gas station and drugstore purchases — this isn't enough to recommend the Prime card above cash back cards that offer general rewards rates of 1.5 percent or more.

Since you earn the same rate on every purchase, you don't have to keep track of bonus categories, nor do you have to worry about enrolling in categories each quarter.

Our calculations show that the average cardholder is likely to earn more rewards with the flat 1.5 percent cash back rate on the Chase Freedom Unlimited card than with the 5 percent bonus categories on the Chase Freedom card:

Some offer a flat rate for all expenditures, while others have a staggered rate — often with big bonuses on spending categories in areas favored by businesses.

Since the changes earlier this year to these cards» bonus categories, removing drug stores and cell phone expenses, and reducing the bonused earning rate from 6 HHonors points to 5 points on the no - annual - fee card, manufacturing spend on these cards has become a much more questionable value proposition.

Once you reach $ 8,000 in combined purchases in the bonus categories, the cash back rate drops to 1 percent on all your spending for the remainder of the year.

American Express Membership Rewards transfer to Delta at the rate of 1000 MR = 750 Delta so your return on general purchases will be lower, and you would need to make up for it with the category bonuses.

For this particular cardholder, the Capital One Spark Cash card — though it doesn't offer any bonus categories — comes out ahead, thanks to its high rate of 2 percent cash back on every purchase:

The Discover it cash rewards card is a good no - fee cash back card with a generous 5 percent bonus rate for quarterly rotating categories — as long as you log in to your account to activate your category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following categories:

There are several cards on the market that can give you a better cash back rate than 1.5 percent through the bonuses they offer in categories such as grocery and gas station purchases.

However, if you combine the Chase Freedom card with other cards that offer bonuses on additional spending categories and use the Chase Freedom card exclusively for purchases that earn 5 percent cash back, you can far exceed the 1.5 percent rate on the Chase Freedom Unlimited card.

You want to pair this flat - rate card with other Chase Ultimate Rewards cards to earn extra points on purchases not covered by the bonus categories on the other cards.

The two most common types of cash back programs are a flat - rate percentage on all purchases, or a bonus rate for purchases that fit specified categories.

Rewards for gas purchases on credit cards usually fall into one of the following categories: quarterly bonuses, a flat - rate with caps or a flat - rate without caps.