Sentences with phrase «rates rise over time»

Borrowers who select a variable interest rate may experience an increase in the total cost of the loan should interest rates rise over time.

If interest rates rise over time due to market fluctuations, then these rates have the potential to be substantially higher than the rates for fixed interest rates loans.

If interest rates rise over time due to market fluctuations, then these rates have the potential to be substantially higher than the rates for fixed interest rates loans.

However, if you're concerned about variable rates rising over time and want to lock in your interest rate and monthly payment amount, you should stick with a fixed rate plan.

Those withdrawals are based on age, with minimum mandatory withdrawal rates rising over time.

Any hike, however small, is significant; borrowing costs, including for mortgages, could increase as the rate rises over time.

Not exact matches

«As interest rates begin to rise over time, financial institutions will find it necessary to pass along their increased costs in the overall cost of credit to small business and commercial customers.»

Interest rates will inevitably rise, as the Bank of Canada keeps pointing out, and the federal government has instituted numerous changes over the past few years that will make a home purchase more difficult for first - time buyers.

The two parted ways at a time when childhood obesity rates were rising and there was widespread concern over children's meals at fast food restaurants.

If rates are rising, borrowers typically seek to lock in lower rates of interest to save on interest rate costs over time.

Typically retail firms roll over debt to buy time, but interest rates have risen since the last set of buyouts several years ago, making that prospect more expensive.

When rates are rising interest rate risk is higher for lenders since they have foregone profits from issuing fixed - rate mortgage loans that could be earning higher interest over time in a variable rate scenario.

However, there is the risk that the variable interest rate will be much higher if the average student loan interest rate has risen significantly after the set period of time is over.

The spike doesn't add up when you consider that 30 - year mortgage rates fell from December 2016 to December 2017, while the percentage of mortgage loans with debt - to - income ratios over 45 % rose from 7 % to 20 % over the same time.

This transformation might explain why the performance of consumer discretionary stocks when interest rates are rising has improved over time.

Consider these risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including general financial market conditions, changing market perceptions, changes in government intervention in the financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the risk of default and expectations about changes in monetary policy or interest rates.

Ethereum on the other hand has no maximum supply, and is capped at an annual rate of 18 million ether — meaning that the purchasing power of a deflationary currency (bitcoin) is expected to rise over time, whereas the value of an inflationary currency (ether) will drop.

They can get over 4 % fixed from 10 - year UK government bonds — a huge spread over short - term rates, but still not very attractive compared to 3.25 % from the FTSE 100, given that dividend income should rise over time.

«The flip side is that when interest rates rise, some of that appetite might be lower over time,» says Axel Merk, chief investment officer of Merk Investments, which manages mutual funds that invest directly in global currencies.

Looking out twenty to thirty years I'm not overly concerned about short term gyrations in stock prices nor the inevitable rise and eventual fall in interest rates that will occur over that time period.

We should remember that we have had a long period of falling interest rates and increasing asset prices which are perfect conditions to minimise arrears (it is cheaper and cheaper to borrow over time and rising asset prices means that there are always someone else prepared to lend...).

«For the first time in years, interest rates are beginning to rise — making it increasingly important for Canadians looking to buy a home to stress - test their mortgage against a higher rate to ensure they can afford it over the long term,» said Martin Nel, Head, Personal Banking, BMO Bank of Montreal.

Are the prior - period earnings looking maybe a little too perfect rising at a consistent rate over time?

The impetus this time, aside from a technical matter of investors exiting strategies betting on low volatility, was fears over rising rates and inflation.

Whether you are just filling out a bracket for an office pool or putting down four digits at a sportsbook, your heart rate will surely rise to unhealthy levels a few different times over the next few weeks.

British fathers» care of infants and young children rose 800 % between 1975 and 1997, from 15 minutes to two hours on the average working day — at double the rate of mothers» (Fisher et al., 1999) despite the fact that over this period fathers» time spent at work was also increasing (Gray, 2006).

The New York Times recently cited a 2008 report which showed that birth rates for women over 40 years of age rose 4 percent over the previous year and a 2009 survey indicated that 14 percent of people in their prime childbearing years decided to delay becoming pregnant due to the economic recession.

Attempts to explain the increase in PPH rates by taking into account changes in the observed risk factors for PPH over time can not explain the rise in rates [5, 6].

And regarding changes over time, not many people know whether a party leader's rating is rising or falling.

In her time with NY1, Gross has filed reports on the city's infrastructure following Hurricane Irene, the fight over same - sex marriage, and the rise in city poverty rates despite the efforts of the Bloomberg administration.

Though citation rates still fall below the world average for all five countries, the rates have risen over time for all, with South Korea and China in the lead.

FIGURE 1: Carbon Dioxide Emissions from Fossil Fuel and the Kyoto Challenge Carbon dioxide emissions from fossil fuels have risen over time but at rates that vary by region and circumstances.

The world's surface temperatures have risen at a slower rate over the past 15 years than at any time since 1951, according to the Intergovernmental Panel on Climate Change.

And even if we assume it's accurate, when we consider that pH naturally rises and falls by about + / -0.5 over the course of a single decade, this means that natural changes in seawater pH occur at rates 100s of times faster than the trend attributed to anthropogenic CO2.

Using a statistical model calibrated to the relationship between global mean temperature and rates of GSL change over this time period, we are assessing the human role in historic sea - level rise and identifying human «fingerprints» on coastal flood events.

Over that time, as the shot rate steadily climbed, other important numbers also have risen dramatically.

Though the frame rate for Dead Rising 4 was all over the place and the loading times felt minutes long, remember: Dead Rising 3 was fun as heck.

Language: English Genre: Drama / Biography MPAA rating: R Director: Martin Scorsese Actors: Robert De Niro, Joe Pesci, Cathy Moriarty Plot: A middle weight boxer, who is emotionally unstable, rises to the top over time, but takes a tumble as his life continues.

Because the ratings thresholds rose over time, the set of schools experiencing the most pressure also changed.

When Congress increases the maximum Pell Grant faster than the rate of inflation (which it tends to do over long periods of time because college prices rise faster than inflation) but does not make commensurate changes to the eligibility formula, more middle - income families qualify for a grant.

Under the old law, proficiency rates were supposed to rise over time until they reached 100 percent, which never came close to happening.

Over the same time period, state reports indicate that the high school graduation rate in New Orleans rose by 10 percentage points and the share of high school graduates entering college rose by 14 percentage points.

Turnover rates are high for teachers early in their careers, decline over time and plateau mid-career, and then rise again near retirement.

«Increasing college enrollment, taken together with recent increases in CPS students» Freshman OnTrack rates, ACT scores, and high school GPAs, suggests the number of CPS graduates attaining a bachelor's degree will rise over time.»

Also, within 5 minutes of importing all my data, I was able to quickly see which of my series has the highest buy - through rate, how sales have risen and fallen over time since I started publishing, and my top three vendors for sales.

Consider Your interest rate can rise or fall as the market index changes, so your Medical School Loan payments may vary over time.

The impetus this time, aside from a technical matter of investors exiting strategies betting on low volatility, was fears over rising rates and inflation.

If the rate should rise over time to 15 percent, your payments will increase to $ 125 per month.

Additionally, these rates are subject to change with the market, so they could end up rising or falling over time.

If interest rates rise significantly, Japan will have a hard time rolling over its debts — it's colossal, 220 % of GDP debts.