Sentences with phrase «rates than our benchmark»

Not exact matches

The benchmark 10 - year Treasury note fell from a more than four - year high to below 3 percent after the European Central Bank kept interest rates unchanged and reaffirmed its stimulative monetary policy stance.

The Governing Council left the benchmark interest rate unchanged at its ultra-low setting of 0.5 %, but policy makers were less than enthusiastic about the Canada's prospects.

On the whole, conditions are better than they were when the Bank of Canada left its benchmark interest rate unchanged on March 9.

When the Federal Reserve Board meets later this month, there's a better than 50 - 50 chance it will raise its benchmark interest rate for the first time in seven years.

While Yellen had hinted recently that further rate hikes were imminent, the Fed chair announced last week that the benchmark rate would hold steady and that future increases would come more slowly than the Fed originally planned.

The Federal Reserve Board again held off raising its benchmark federal funds rate on Thursday, citing less than desirable economic circumstances.

U.S. Equity Funds enjoyed a record - breaking surge of fresh money during the second week of March, as investors shrugged off an impending U.S. rate hike and the internal struggles of Trump's administration and chased a rally that saw the benchmark Dow Jones Industrial Average Index climb more than 400 points in a day.

Tooele also has some of the lowest renters insurance rates in Utah; our research found that quotes were generally 5.1 % lower than the state benchmark.

Active bond managers try to hold shorter maturities than their benchmark when rates are rising, and longer maturities when rates are falling.

Even though research shows that actively managed mutual funds regularly underperform their benchmarks, Morningstar analysts are 20 times more likely to give a positive rating to a fund rather than a negative one.

For short - term deposits less than a year, banks are limited to offering as much as 150 percent of the benchmark rate.

Our benchmark 30 year old driver's rates were $ 930 for a 12 - month policy and 37 % higher than the state average.

It takes more than a year for a change in the benchmark interest rate to affect borrowing decisions, so to contain inflation, Poloz and his deputies on the Governing Council must raise interest rates before the CPI actually touches two per cent.

Under the rules, a buyer paying more than 20 per cent down on their home purchase must prove they can carry their monthly payments at either their contract rate plus two per cent, or at the Bank of Canada's benchmark rate — whichever is higher.

Although Fed officials took strong steps early in the year, including cutting the central bank's benchmark interest rate by more than half during the first four months, it took until the fall for them to realize that the economy had fallen into a severe recession.

China's top five banks said on Friday they have raised deposit rates to 3.5 percent, above the benchmark level, less than a day after China took a step towards liberalising its interest rate market.

The positive economic performance has some analysts speculating that Bank of Canada Governor Stephen Poloz may raise the benchmark interest rate from 0.5 percent sooner than expected.

Market contacts have reported that it also reflects the relatively high level of swap rates — a common benchmark for price - makers» funding costs — for reasons related more to the demand for funds than to credit concerns.

Third, you should think hard whether risk - free benchmarks are more appropriate rates for your financial contracts than credit - based benchmarks such as LIBOR and BBSW.

Although interest rates have hovered near historic lows recently, the LIBOR benchmark rate, on which most variable interest rate loans are based, more than doubled in the year through July 2017, dragging payments for variable interest rate student loans up with them.

Starting Oct. 17, all buyers with high - ratio mortgages — less than a 20 per cent down payment — must qualify based on the five - year benchmark posted rate, even if they have negotiated a lower five - year fixed - ate term.

Argentina's central bank raised its benchmark interest rate by 300 basis points to 33.25 percent on Thursday, but the second steep rate increase in less than a week failed to stop the country's peso currency from plunging.

The central bank more than doubled its benchmark one - week lending rate for banks to 10 % from 4.5 %.

In examining the STS - CMS linked data, researchers found that the median survival following lung cancer surgery for pathologic Stage I (early stage) was 6.7 years, almost 2 years longer than the benchmark 5 - year survival rate.

Mentally ill individuals discharged from psychiatric hospitals and wards appear to have a greater risk for suicide than other mentally ill individuals, although there are no accepted benchmarks for postdischarge suicide rates, according to the article.

In particular, the improvement compared the the commonly used gene overlap enrichment method is massive; the sensitivity was benchmarked to increase by more than 60 times at the same time as the false positive rate was reduced to zero.

Proponents point to positive benchmarks: District enrollment is growing; D.C. scores on the National Assessment of Educational Progress (NAEP) have improved (in some cases at a much faster rate than students in other large urban districts); and teachers who left the district after receiving low marks on D.C.'s new teacher evaluation system were replaced with higher - scoring teachers who boosted student achievement.

That means schools will receive an «A» rating only when their students are demonstrating «mastery» (i.e., level of college - and career - readiness) on state assessments, graduating greater than 90 percent of their students, and have an average ACT score at the college - ready benchmark (e.g., 21).

That might seem like an easy benchmark to clear given that lights are less complex than forward collision warning systems and the like and have had more than a century to develop, but a required rating of «good» headlights made it so only 15 of the 2018 models received the IIHS» top safety designation.

Already known for having a little more pep than the category benchmarks like the Honda Accord and Toyota Camry, the new 2013 Altima marches forward with two available powerplants: the 2.5 - liter dohc 16 - valve 4 - cylinder rated at 182 horsepower and 180 lb. - ft.

Renters insurance premiums for our study's benchmark house are 4.5 % lower than the state average, which places Juneau with the second best renters insurance rates in Alaska.

The rate itself may not be as high as you would like to have, but, as you can see, it's a very decent rate comparing to other banks, especially when the overall yields of savings accounts are so low, mostly in the lower 1 % range, thanks to the Fed's policy that has kept its benchmark lending rate close to zero for more than two years.

Starting Oct. 17, all buyers with high - ratio mortgages — less than a 20 per cent down payment — must qualify based on the five - year benchmark posted rate, even if they have negotiated a lower five - year fixed - ate term.

Tooele also has some of the lowest renters insurance rates in Utah; our research found that quotes were generally 5.1 % lower than the state benchmark.

The reality is that, after the Federal Reserve has set and kept its benchmark short term rate to near zero for more than four years, there aren't many banks that offer savings accounts that would let savers earn a decent return for their hard earned money.

With the exception of CHF, CZK, DKK, EUR, JPY and SEK, if the benchmark rate plus the interest rate paid is less than 0 then the interest paid will be 0 %.

Rather than relying on a rule of thumb of 10 % or any other benchmark, I recommend that you go to a good retirement calculator, plug in details about your savings rate and retirement account balances and see where you stand given what you're currently doing.

Moving forward, all mortgage applications with less than a 20 % down payment will require qualification based on the Benchmark rate of 4.75 %.

The benchmark rate is the rate mortgage lenders must use to qualify mortgage borrowers who want a variable rate mortgage or a fixed rate mortgage of less than 5 years.

For homebuyers with less than 20 % down payment — currently to qualify for a 5 year fixed rate mortgage, borrowers are qualified based on the fully discounted rate which is currently more than 2 % lower than the Bank of Canada benchmark rate.

All INSURED mortgages with more than 20 % down are required to qualify at the benchmark rate with a maximum amortization of 25 years, max purchase price of $ 1 Million.

If we expect rates to fall, we will have a longer duration than the benchmark.

Rather than follow the standard savings rate for retirement, my strategy is to use my own savings as a benchmark.

If we expect interest rates to rise, we will create a portfolio with a duration which is shorter than the benchmark's duration.

In this case, the family's mortgage rate, plus 200 basis points, is less than the Bank of Canada five - year benchmark of 4.89 %.

In this case, the family's mortgage rate, plus 200 basis points, is greater than the Bank of Canada five - year benchmark of 4.89 %.

Insurable — a mortgage transaction that is portfolio - insured at the lender's expense for a property valued at less than $ 1MM that fits insurer rules (qualified at the Bank of Canada benchmark rate over 25 years with a down payment of at least 20 %).

Our benchmark 30 year old driver's rates were $ 930 for a 12 - month policy and 37 % higher than the state average.

That didn't happen as Pimco, guided by an economic view called the «new neutral,» predicted that shorter - term bonds will do better than longer - dated debt out of a belief that investors are overestimating how much the Federal Reserve will increase the benchmark rate.

The policy requires most lenders and insurers to qualify the borrower under the Bank of Canada Benchmark rate for any mortgage / line of credit that is either a VRM or any fixed term of less than five years.