Sentences with phrase «rates than with other»

Contracts with a lifetime benefit rider have much lower surrender rates than those with other types of guarantees.

The reason for this is that you are able to borrow a larger sum of money than most other loans offer and you will usually pay a lower interest rate than with other lines of credit or other loans because there is less risk for your lender.

With the Fidelity Rewards Signature card, you can leverage your spending to contribute to your savings at a higher rate than with any other card.

Not exact matches

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.

But despite a steady increase in their share of entrepreneurial activity, founders from Latino communities along with those from other minority groups — which made up 40 percent of the U.S. population in 2015 — still receive less funding and fail at faster rates than their white counterparts.

People over 50 with more money, more experience, and fewer concerns about their children's futures are starting businesses at rates higher than almost any other demographic.

According to a new report from research firm Forrester, companies can expect a much higher rate of engagement with customers on Instagram than on other popular social sites.

Besides identifying the most effective opening phrase, it turns out the study also examined the closing phrases people often use, and came up with a best practice there, too: a simple three - word phrase that prompted a much higher response rate than other, more common closings.

A 2013 analysis of the Senate's immigration reform bill by the nonpartisan Congressional Budget Office estimates its passage would have resulted in nine million more people entering the U.S. work force in the next 20 years, with new immigrants participating at a higher rate, on average, than other U.S. residents.

In other words, Alberta now has the lowest marginal tax rate for high - income earners in North America — even lower than U.S. states with no state income tax at all.

Many Albertans find it rich that Quebec — which provides families with subsidized daycare and offers university tuition at less than half the rate of other provinces — criticizes Ottawa for capping equalization payments in 2009 to the rate of the economy's increase.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Buffett said he was proud of the many people who have been able to buy a home with Berkshire's financial assistance, and that the default rates on its loans during the financial crisis were lower than those of other banks.

Those rates are relatively on - par with the rest of the world, yet Americans are ten times more likely to die at the barrel of a gun than people in other rich countries.

With operations around the world — three wholly owned subsidiaries in Europe, majority ownership in a joint venture in Japan, and distribution agreements with independent contractors in other nations — Wind River faces corporate tax rates that can be much higher than those for companies that operate only in the United StaWith operations around the world — three wholly owned subsidiaries in Europe, majority ownership in a joint venture in Japan, and distribution agreements with independent contractors in other nations — Wind River faces corporate tax rates that can be much higher than those for companies that operate only in the United Stawith independent contractors in other nations — Wind River faces corporate tax rates that can be much higher than those for companies that operate only in the United States.

Other Fed policymakers have suggested fiscal stimulus, with the unemployment rate now at a healthy 4.7 %, could lead to a faster pace of rate hikes than currently anticipated.

Additionally, when visual objectskeeps visitors on your landing page — even for a few milliseconds longer than they would normally stay — it increases the chance of click - through rates to other sections of your site which can result in better engagement with your company and social media pages.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Employers are adopting resilience training for their employees at a rate faster than any other intervention in the United States.1 Resilience — the ability to use positive mental skills to remain psychologically steady and focused when faced with challenges or adversity — contributes substantially to how workers deal with stress and perform at work.2, 3 Employers are developing resilience to achieve a competitive advantage, similar to how the military trains active duty soldiers and their family members to withstand challenges.4, 5

With a rate of fewer than 5 homicides per 100,000 people, Cuba is safer than any other Caribbean destination except for Grenada, according to U.N. statistics from 2011 (the latest available data).

An advisor who earns a flat fee — such an hourly rate or a set percentage of your portfolio value — is much better aligned with you than an advisor who earns commissions for selling you particular mutual funds, insurance policies, or other products.

In other words, one can not simply look at tax rates and conclude that because a two - earner family pays less tax than a single earner family with the same income the tax system is treating people unfairly

Like borrowers with exceptional credit, however, you'll need to have more than a very good credit score to get the best deal on your interest rate, mortgage fees and other considerations.

Business financing is a bit different than other term loans most consumers are familiar with, like fixed - rate mortgages or auto loans.

Depending upon the lender, the loan purpose, and the loan amount, a commercial bank loan will likely include a lower interest rate and come with a longer term than other loan types.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

Overall, TD Bank's checking and savings accounts earn slightly better interest rates than other brick - and - mortar banks, but tend to come with a different fee structure.

Factors that could cause actual results to differ materially from those expressed or implied in any forward - looking statements include, but are not limited to: changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn; changes in the competitive market and competition amongst retailers; changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website; changes in existing tax, labor and other laws and regulations, including those changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.

The average rate at SoFi is 8.5 %, which is lower than the 15 % to 17 % average rates you see with other online lenders.

This is the next great challenge for Beijing, and when the regulators finally do start to repair overextended balance sheet, with a much higher debt - to - GDP ratio than any other country at China's stage of economic development, according to a presentation Monday night by my very smart former student, Chen Long, I expect annual GDP growth rates will continue dropping steadily, by 1 - 2 percentage points a year through the rest of this decade (and there has been increasing talk in the past month or two that GDP growth rates are already 1 - 2 points below the printed rates).

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

The evidence that firms with employee stock ownership and / or profit sharing perform better than others suggests that policies that extend ownership would boost the country's lagging growth rate.

3 The iBoxx US dollar corporate bond index, for example, comprises more than 4,200 bonds from 1,200 issuers (associated with 900 companies), all with varying credit ratings, coupons and other structural features; see Tierney and Thakkar (2015).

With the tools and features offered through this platform, which operates effectively on all desktop browsers and platforms, traders can experience a higher degree of security and speed in their trade, resulting in success rates that average about 30 % higher than that offered by other platforms on the market.

This is very stable and as risk - free as you can get, but the rate of return you'll receive is smaller than with other securities.

Though Progressive has more complaints and lower satisfaction ratings than other big insurers, it offers convenient features that help you compare prices or deal with an auto accident.

The arrangement is made possible by a Power Purchase Agreement (PPA) with the project's developer where the customer pays an electricity rate equal to or less than what other customers pay for their existing power.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

As practitioners, you know better than I what is required but the major focus clearly has to be on ways to restore profitability and rates of return, with all that that means for pricing services, cutting costs, changing bank structures, diversifying into other activities and so on.

Student loan refinancing works like any other type of refinancing: You take out a loan with lower rates and more favorable terms than your current student loan and use that to pay it off in full.

Businesses with less free cash on their balance sheets and higher debt levels would be expected to be more sensitive to absolute rates and / or interest rate changes than others.

Rates and fees vary by state but are generally comparable with other peer lending sites though technically Net Credit is an online lender rather than a p2p lender.

In addition to high interest rates on deposit accounts, its affiliation with Capital One allows it to offer more products and services than other online banks.

They typically come with shorter loan terms and higher rates than other student loans.

The rewards rate you earn with this Visa Signature card is greater than any of the other general - purpose travel cards — if used optimally, the card offers rewards rates of up to 4 % when redeemed towards airfare.

Several critics and pundits were quick to find fault with The Donald's comment, pointing out that many other countries have a higher tax rate than the U.S..

In other words, you'd end up with 150 % more money as a result of a 0 % turnover portfolio than you would be investing in the 100 % turnover portfolio, which lowered the compound annual growth rate (CAGR) to 14.6 %.

With an interest rate many times greater than almost every other child - oriented savings account, the Alliant Kids Savings Account Account is our top recommendation for parents who want to start saving for their children.