The Citi Dividend Platinum Select is exceptional among these 3 cards because
rather than limiting your 5 points per dollar to $ 1,500 per calendar quarter, it is limited to $ 6,000 in spending ($ 300 in cash back) per calendar year, meaning if there's a particularly
lucrative bonus category in one quarter, you can generate all $ 300 in that category, and throw the card into your sock drawer for the rest of the year.