Sentences with phrase «rather than a credit»

This type of loan relies on assets rather than credit.

We prefer to take economic risk through equities rather than credit against a backdrop of low absolute yields, tights spreads and rising rates.

Kabbage looks at how your business is doing, rather than your credit score, making the application process quick and easy.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

We prefer to take risk in equities rather than credit, given tight credit spreads, low yields and a maturing cycle.

And rather than credit Gardino, I look at the position changes that were made.

Research shows if you pay in cash rather than credit card you will likely spend less.

Board certification is important in its own right, but the influence of the board's methodology - evaluating teachers based on demonstrated practice rather than credit hours alone - is already influencing other domains.

Policies that allow institutions to measure student progress in terms of mastery rather than credit hours are beginning to take hold in K — 12 and higher education.

Title loans are based on the collateral's value rather than your credit history.

By consolidating with a debt consolidation firm rather than a credit counseling agency, you typically turn unsecured debt — like credit card debt — into a secured debt — one backed by property like your home or car.

These loans are again based on your income rather than your credit score and can help you make ends meet in times of struggle.

This means that in situations in which you need or want to use a debit card rather than a credit card, you can still earn double or triple points on that spending.

We approve people on equity, rather than credit, unlike major Canadian banks.

Rather than credit score, private dealers calculate a metric known as loan to value (LTV) ratio to determine if a property is a worthy investment.

Before 2008, the consumer market was focused on their long - term debt with a majority of Americans focusing on paying down their mortgage rather than their credit card debt.

A hard money loan is an asset - based loan through which a borrower receives funds secured by the value of their property or assets, rather than credit.

Rather than your credit score, bad credit lenders will look at the debts on a property to inform their lending decision.

This is because private lenders operate on the basis of property and equity, rather than credit by itself.

Therefore, the crippling new federal disclosure requirements don't apply when you're offering a credit score, rather than a credit report.

We prefer to take economic risk through equities rather than credit against a backdrop of low absolute yields, tights spreads and rising rates.

If you used a HELOC rather than a credit card, the fact that more of it was secured by your house means that you paid a much lower interest rate before it was paid off.

Access: Hard - money lenders focus on the value of the property rather than the credit standing of the borrower.

For example, it's perfectly legal and reasonable to pay college tuition expenses with a student loan rather than a credit card for no reason other than to take advantage of the student loan interest deduction.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

If you prefer to use cash rather than credit cards, but miss the convenience of using a card for making purchases, then you might want to apply for a debit card instead.

The information on a ChexSystems report focuses on your previous checking account history rather than your credit card, loan, or mortgage history.

In fact, the primary difference between secured and unsecured cards is that secured cards require a collateral deposit, rather than a credit check upon approval.

The reason that these loans are so easy for military members to get is because they are based on income rather than credit score.

However, if you operate on cash rather than credit card, high risk personal loans may be the only method you have to obtain cash when you need it.

Private lenders look at equity in a property rather than credit score, allowing them to loan to low credit, insufficient income and other circumstances that wouldn't qualify for a normal bank loan.

Federal student loans, on the other hand, are generally based on financial situation and federal guidelines rather than credit.

Many people prefer to use cash rather than credit but current scores don't reflect well on those people, even if they are responsible with their money.

See, an issue with using debit cards for purchases, rather than credit cards, is your activity isn't reported to the credit bureaus so you can't build credit with them.

My score could have come out differently had I gone to a lender that used VantageScore, rather than FICO, and if I had been applying for a car loan rather than a credit card — or if I was a different kind of person.

It becomes a major factor when determining your approval for the loan rather than credit history.

Paying for your trip with savings rather than credit makes a lot of sense.

Your credit score is usually the largest factor here, but some lenders make their decision based on income rather than credit score.

Unlike a traditional lender, such as a bank or credit union, LoanMart looks at a customer's equity of their vehicle and their ability to repay the loan and bases their loan / funding amount on this number, rather than a credit score.

These are personal loans that are mostly dependent on your income and job history rather than your credit history and rating for getting approved.

Our VA borrowers are largely approved on their income, rather than their credit scores.

Ross Conlon, in his first interview, actually highlighted the company's now looking into direct carrier billing — the ability to make purchases with a mobile phone, rather than a credit card, has massive potential in terms of greater choice, convenience & security.

Based on this shopper's final decision to pay with debit rather than credit in the ad below, it's safe to assume she must have the money in the bank to pay for the handsome nutcracker she picked out.

If you're in debt because of a mortgage rather than credit cards, paying down your mortgage may not be a priority.

While it may seem like an easy fix to turn to a credit card, an Auto Title Loan may be a better option to pay back quickly and avoid exorbitant fees rather than a credit card that is always open.

This means your potential to pay the loan back will be determined based on your income and expenses rather than your credit score.

Because it's a charge card rather than a credit card, customers must pay their balance off in full each month or face late fees.

At Kiva, we envision a world where someone's creditworthiness is determined by the strength of their character rather than their credit history.

The bonds are backed by the credit of the beneficiary of the financing rather than the credit of the issuer.

As you may have already guessed, student loans are classified as installment credit because they function more like a car loan or house loan rather than a credit card.