Sentences with phrase «rather than a credit card»

Research shows if you pay in cash rather than credit card you will likely spend less.

This means that in situations in which you need or want to use a debit card rather than a credit card, you can still earn double or triple points on that spending.

Before 2008, the consumer market was focused on their long - term debt with a majority of Americans focusing on paying down their mortgage rather than their credit card debt.

If you used a HELOC rather than a credit card, the fact that more of it was secured by your house means that you paid a much lower interest rate before it was paid off.

For example, it's perfectly legal and reasonable to pay college tuition expenses with a student loan rather than a credit card for no reason other than to take advantage of the student loan interest deduction.

If you prefer to use cash rather than credit cards, but miss the convenience of using a card for making purchases, then you might want to apply for a debit card instead.

The information on a ChexSystems report focuses on your previous checking account history rather than your credit card, loan, or mortgage history.

However, if you operate on cash rather than credit card, high risk personal loans may be the only method you have to obtain cash when you need it.

See, an issue with using debit cards for purchases, rather than credit cards, is your activity isn't reported to the credit bureaus so you can't build credit with them.

My score could have come out differently had I gone to a lender that used VantageScore, rather than FICO, and if I had been applying for a car loan rather than a credit card — or if I was a different kind of person.

Ross Conlon, in his first interview, actually highlighted the company's now looking into direct carrier billing — the ability to make purchases with a mobile phone, rather than a credit card, has massive potential in terms of greater choice, convenience & security.

If you're in debt because of a mortgage rather than credit cards, paying down your mortgage may not be a priority.

While it may seem like an easy fix to turn to a credit card, an Auto Title Loan may be a better option to pay back quickly and avoid exorbitant fees rather than a credit card that is always open.

Because it's a charge card rather than a credit card, customers must pay their balance off in full each month or face late fees.

As you may have already guessed, student loans are classified as installment credit because they function more like a car loan or house loan rather than a credit card.

Moreover, encourage the use of debit cards rather than credit cards.

This will give you the opportunity to rely on savings — rather than credit cards — when you have a sudden financial need.

A 2016 International Post Corporation survey cited by the United Nations, for example, found that a plurality of global shoppers purchasing goods from another country — 41 percent — preferred to use a digital payment method such as PayPal, rather than a credit card or other payment method.

While the Platinum Card ® from American Express is a charge card rather than a credit card, it still offers a number of valuable travel benefits for cardholders, such as Hilton Honors Gold status, an airline fee credit of up to $ 200 per year, fee credit for Global Entry or TSA Precheck every five years for the application fee, access to more than 1,000 airport lounges, and Uber savings up to $ 200 annually.

Otherwise Rogue Squadron enthralls you with its fast - paced, Star Wars - fuelled action, and its high replay value and range of unlockable bonuses will remind you of a time when games taxed your skills, rather than your credit card.

In this case, if you use your phone or watch to send a Android Pay - based payment to an NFC terminal, a randomly generated 16 - digit number is sent, rather than your credit card and personal info.

For example, some landlords are more willing to overlook medical or student loan debt rather than credit card debt.

Not exact matches

The government appears to have backed away from rumoured new regulations for the airline industry and, rather than regulating credit card fees, will instead compel more transparency.

To be on the safe side you may want to suggest, rather than enforce, a minimum purchase amount for both credit and debit cards,

The good news is that credit card debt is down from 2010, but evidence suggests that this is due to defaults rather than repayment.

Rather than try to compete directly with Match, the industry leader, he created a website that cost almost nothing to run and was aimed at the sort of people who wanted to browse a few profiles but weren't ready to take out their credit cards.

Consumers will soon use their smartphones as wallets, storing their credit, debit and loyalty cards in a digital billfold rather than a leather one.

Consider Opening a Charge Card Joel Ohman, a certified financial planner and founder of CreditCardChaser.com suggests that entrepreneurs may be able to avoid high fees by taking out a business charge card rather than a business credit cCard Joel Ohman, a certified financial planner and founder of CreditCardChaser.com suggests that entrepreneurs may be able to avoid high fees by taking out a business charge card rather than a business credit ccard rather than a business credit cardcard.

As you might gather from the name, business credit cards are designed for use by business owners for business use rather than private individuals who have personal cards for their personal use.

Rather than receiving a refund, the Starbucks representative took its service to a whole new level by promptly loading Jason's rewards card with $ 50 of store credit.

In these circumstances, cardholders with cash back cards receive points (rather than cash) that they can trade in for statement credits.

And if you're looking for a cash back credit card, it's best to pick one that offers as much money as possible and rewards you with cash rather than a statement credit.

Following fresh on the heels of Coinbase warning its customers that cryptocurrency purchases made with credit cards would be treated as cash advances rather than as credit purchases, Bank of America and JPMorgan Chase have just recently forbidden their credit card customers from using their cards to purchase cryptocurrencies.

Rather than making extra payments toward the credit card with the highest interest rate, you instead work on paying off the lowest balance.

If your holiday budget is stretched, consider buying gifts with your credit card points rather than with cash.

The approval process uses alternative credit - history data rather than U.S. credit scores, and the company intends to soon expand the cards to immigrants with certain work visas.

At each point - of - sale, ask if it can be purchased elsewhere for cheaper, if we can do without it completely, and seek to utilize cash back cards, gift cards, Amazon, credit card hacking, and Craigslist rather than paying retail.

Rather than spending money blindly or pulling out your credit card, see where money can be shifted from another area of your budget.

Therefore, for the long - term, we recommend shopping and using a rewards credit card, rather than a balance transfer one.

Yet rather than taking this opportunity to run these banks as public utilities and lower their charges for credit - card services — or most important of all, to stop their lending to speculators and gamblers — governments left these banks operating as part of the «casino capitalism» that has become their business plan.

The five tips outlined here give you a range of ways to manage your credit card around Christmas time so that it becomes a valuable part of the process, rather than a necessary evil.

As previously referred to with regard to store cards, one of the ways in which rewards work well for companies is by encouraging loyalty, and by encouraging you to use that particular credit card more often for your purchases rather than any other credit card you may have.

If you get another card, you will want to make sure to use this one to rebuild your bad credit rather than continue to make it worse!

Rather than manually downloading transactions, QuickBooks Online automatically downloads all your bank and credit card transactions automatically.

Rather than using a different credit card for every type of purchase, you can pick one all around cash back credit card that gives you high rewards based on your typical spending patterns.

And the widespread implementation of swipe cards has apparently also contributed to the problem, in that parents and students sometimes treat them like credit cards, rather than debit cards.

Several online reviews of the club, which features such events as «Topless Twister Tuesday,» noted that its credit card receipts read Bavaria Inn rather than Shotgun Willies.

Miniaturising the key steps in DNA analysis could allow computerised machines the size of credit cards to perform forensic tests, tissue typing for transplants and other DNA analyses in minutes, rather than the days or weeks now needed.

Class Action Lawsuit No Longer the Case The U.S. Supreme Court recently ruled that merchants who object to having to accept American Express debit and credit cards must settle their dispute through arbitration, rather than banding together in a class action lawsuit.

Rather than roping everybody in for a big appointment and trying to get a credit card out of their wallet, I would rather book them for a small program first; a $ 495 in person consultation with me and then I'll up sell the appropriate pRather than roping everybody in for a big appointment and trying to get a credit card out of their wallet, I would rather book them for a small program first; a $ 495 in person consultation with me and then I'll up sell the appropriate prather book them for a small program first; a $ 495 in person consultation with me and then I'll up sell the appropriate people.