Sentences with phrase «rather than a debit card»

And the widespread implementation of swipe cards has apparently also contributed to the problem, in that parents and students sometimes treat them like credit cards, rather than debit cards.

A major plus point for using a credit card rather than a debit card or cash is that you get extra protection on purchases thanks to Section 75 of the Consumer Credit Act.

Buying with a credit card rather than a debit card may give you extra protection if you don't receive what you bought.

If you don't have cash or an ATM card in these situations (or perhaps you don't have enough money in your checking account), you can go to an ATM or a bank, and use your credit card (rather than your debit card) to get the cash.

So, if you want to rack up rewards points, it makes sense to pay via PayPal using your Extras MasterCard rather than the debit card or bank account you have linked to the account, unless your debit card nets you more rewards.

Affluent consumers are particularly likely to reach for a credit card rather than a debit card, said TSYS, in part because they offer more rewards.

Consumers with higher incomes were especially likely to prefer to use credit rather than debit cards and also tend to own more plastic overall.

Keep your receipts for all purchases until you're sure everything has been delivered in good order — and best to use a credit card with purchase protection rather than a debit card or cash just in case.

Not exact matches

To be on the safe side you may want to suggest, rather than enforce, a minimum purchase amount for both credit and debit cards,

Consumers will soon use their smartphones as wallets, storing their credit, debit and loyalty cards in a digital billfold rather than a leather one.

An analysis by University of Chicago Law School economists David S. Evans, Howard Chang, and Steven Joyce entitled «The Impact of the U.S. Debit Card Interchange Fee Regulation on Consumer Welfare: An Event Study Analysis» quantifies just how much consumers are expected to lose, rather than gain, from The Durbin amendment.

Because he had linked his Venmo account to his routing number rather than through a debit card, the bank told him that his account was compromised and needed to be closed.

Class Action Lawsuit No Longer the Case The U.S. Supreme Court recently ruled that merchants who object to having to accept American Express debit and credit cards must settle their dispute through arbitration, rather than banding together in a class action lawsuit.

Rather than using Arizona - style debit cards, Florida ESA families first request approval for qualifying educational expenses via a website.

This is the first time that «non-cash» payments have exceeded those made with cash, reflecting the steady trend to use automated payment methods, debit cards and new technologies rather than pay by notes and coins.

The rewards provide incentives to transactors to use their cards for everyday purchases rather than checks, cash, or debit cards.

Rather than dipping into fee territory, your debit card will simply hit zero and be refused.

This means that in situations in which you need or want to use a debit card rather than a credit card, you can still earn double or triple points on that spending.

Or if I know I'm going out shopping I can transfer enough to my checking to cover it and use my debit card rather than put more expenses on a credit card.

+1 I also like the rewards points, but my primary reason for making all purchases on a credit card (rather than debit) is to minimize the hassle of fraud.

If someone steals your debit card, your personal money is at risk rather than the bank's money.

If you prefer to use cash rather than credit cards, but miss the convenience of using a card for making purchases, then you might want to apply for a debit card instead.

I understand where you're coming from, but already there seem to be a significant number of consumers who insist on running their cards as «credit» rather than «debit».

In fact, it's not likely that a car rental company will pull your credit score if you are renting with a credit card, rather than a debit.

A credit card cash advance is a withdrawal of cash from your credit account rather than your debit account.

See, an issue with using debit cards for purchases, rather than credit cards, is your activity isn't reported to the credit bureaus so you can't build credit with them.

But rather than deal with overdraft fees and waiting for checks to clear, you might want to consider using a debit card to facilitate your transactions.

If you mostly use a debit card to access your checking account rather than writing paper checks, you can have it set up so that the card will simply be declined if you don't have enough money in your checking out to cover a charge, rather than having the bank cover it and hit you with an overdraft charge.

The key is to check with the debit card issuer to find out if they treat debit cards as credit cards as long as you sign for your purchase, rather than use your PIN.

But rather than deal with overdraft fees and waiting for checks to clear, you might want to consider using a debit card to -LSB-...]

Moreover, encourage the use of debit cards rather than credit cards.

«Debit cards were primarily used at ATMs, rather than in a retail environment.

According to new research from Mercator Advisory Group, a growing number of consumers — particularly those making $ 100,000 or more a year — are choosing to use rewards credit cards to pay for their everyday purchases rather than debit.

The most common method of performing a cash advance is to use your credit card at a participating ATM, similar to using a debit card to withdraw funds (though a cash advance uses the bank's funds, rather than your own, and will, of course, need to be repaid).

Simply book your airline ticket, hotel stay, car rental, cruise or tour package with your RBC Rewards Credit or debit card just as you would if you were paying for the trip rather than redeeming points.

Ease of record - keeping: «By making purchases for wedding prep or your honeymoon on a credit card, you can keep all your related transactions in one easy - to - track account, rather than trying to organize all your expenses from various credit and debit cards,» says Rowan,

The best example of a digital dividend is payment through credit or debit cards rather than cheques / cash.

As with the other two systems, Samsung Pay transmits a unique number, rather than giving out your credit or debit card information, when it makes payments, keeping it secure.