Sentences with phrase «rather than a lender»

Although decades of history have conclusively proved it is more profitable to be an owner of corporate America (viz., stocks), rather than a lender to it (viz., bonds), there are times when equities are unattractive compared to other asset classes (think late - 1999 when stock prices had risen so high the earnings yields were almost non-existent) or they do not fit with the particular goals or needs of the portfolio owner.

When it's time to pay, you may be contacted by a loan servicer rather than the lender you initially got the loan from.

The FHA borrower will be required to cover the mortgage insurance rather than the lender.

Cash value loans are tax - free, since they aren't considered gains but loans that you need to pay back, and interest is paid back to your policy rather than a lender.

Operationally, Vantage believes that the wholesale origination channel with lender comparison is the only channel (if operated properly under current regulatory requirements) in which the consumer is not steered toward temporary lines of credit rather than lender comparison prior to loan sale.

Not exact matches

Online lenders may offer flexible loan amounts that are more suited to the needs of startups, rather than the large, long - term loans preferred by banks these days.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

At this point, you should reach out to your lender to negotiate a loan modification or deferment rather than letting the loan go into default.

However, rather than letting your loans enter default, you can contact your lender and defer your payments or enter forbearance.

The lender evaluates your business» performance rather than two years of tax returns and personal financial statements when making an approval decision.

For debt deals, management works only with experienced lenders (rather than operating as a lender itself).

Starting a business debt - free allows business owners to put money earned back into growing the business rather than paying lenders.

We also compared the lowest rates available among online lenders, many of which are direct lenders rather than standard retail banks.

However, these differences were dependent on the individual lender rather than on the specific zip code we used.

For example, some lenders are demanding forensic details about the borrowers» identity, including having all mortgage documents signed by customers and witnesses rather than electronically submissions without a paper copy.

They have a merit - based approval process that looks at many indicators rather than traditional lenders.

Rather than provide a lump sum to you, the lender provides you with a revolving credit line.

It's deflating to watch a sizable portion of each payment go toward paying your lender rather than lowering your debt.

Dealing with a lender, rather than a usual homeowner, may mean slower response times and a more difficult negotiation, but it can lead to a potentially lower price from a motivated seller that has already handled outstanding taxes.

Angel investors provide more favorable terms compared to other lenders, since they usually invest in the entrepreneur starting the business rather than the viability of the business.

Being a direct mortgage lender means PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products.

Some lenders won't provide loans to people purchasing a home as a business investment rather than their residence, so you may need to seek out multiple lenders before you can find one that will qualify you for a loan.

I actually think something else is going on here — rather than talking about regulating the financial sector, the government and the Bank are signaling that they are willing to provide lender - of - last - resort assurances to those who sell or engage in derivative financial products, of which the asset - back mortgage and commercial debt are but two examples.

Rates and fees vary by state but are generally comparable with other peer lending sites though technically Net Credit is an online lender rather than a p2p lender.

That's because alternative lenders are providing capital for a much shorter time period (months) rather than your local bank (years), and are likely to work with businesses in earlier stages of development (1 year + vs. 5 years +).

Because direct lenders are often companies that advertise and service mortgages through online channels rather than a brick - and - mortar location, their real estate savings are sometimes passed to customers in the form of lower rates.

A lender may also be able to pull some information on their own (with your authorization) rather than having you track it down.

A Choice private student loan is made by a credit union rather than a for - profit lender.

This way, online balance sheet lenders would fill a gap rather than compete directly with banks.

In other lending markets, a drop in outstanding debt can reflect lenders writing off the debt rather than borrowers paying it down.

Lenders will also typically display the interest rates on the loans as APR, rather than the interest rate, so what you see is what you get — the APR, or Annual Percentage Rate of change, reflects the interest you'll actually pay each year.

Now imagine a different ending to this story: Rather than going to a payday lender, you share your story with people in your church.

The Thomas version seems to have been inherited by Thomas rather than created by him, since enjoying the fruits of the discovery by becoming a money - lender is contrary to logion 95 («If you have money, do not lend at interest... «-RRB-.

Cornachio said he got assurances from the town that Singh had made that much money in capital improvements, so he prepared documents that would allow the termination fee to go to the lender rather than Singh as «a way to provide security to the loan,» he said.

Faso said that excessive regulations had harmed small local lenders and blamed the 2008 economic crisis on «bad regulation,» rather than too little regulation.

To better their survival chances, entrepreneurs and owners of small businesses in rural areas must successfully pitch their ventures to «faraway, unknown banking officials» rather than relying on local lenders as in the past, according to a Baylor University study.

Unlike other lenders, we can send your funds directly in a just a few days, rather than weeks.

The lender is the U.S. Department of Education... rather than a bank or other financial institution.»

However, if the house is abandoned, the lender may prefer to leave it in your name rather than take on the responsibility of maintaining it.

Soft inquiries are logged whenever the transaction is initiated by the lender, rather than the consumers.

We are a direct lender focused on real estate equity rather than borrower credit and financials.

A Choice private student loan is made by a credit union rather than a for - profit lender.

Online lenders generally offer the lowest interest rates, and can provide approval within a few hours, rather than a day or more, so getting a $ 2,000 personal loan approved without security is more simple.

Harsh as these terms may seem, rest assured the lender is only interested in getting back the money loaned, rather than keep the vehicle.

In contrast to pre-approval, applicants in the pre-qualification stage only give a lender a rough outline of their income, assets and credit, rather than a detailed picture of their financial situation.

However, rather than not giving the buyer a loan, a lender may offer an alternative: mortgage insurance.

They'll typically even out about halfway through your mortgage term, and after that point more of your payment will go toward paying down the principal rather than paying interest to the lender or servicer.

Whether it's to come up with a ten percent down payment rather than a five percent down payment or a gentleman's agreement to use the same lender for future needs, there is often something that can be done to lower the cost of this loan.

Although the preapproval process can seem drawn out — especially if done through a traditional lender rather than online — it is an important step towards buying a home.

Specifically, lenders offering non-QM loans must maintain a minimum 5 % stake in that loan for the life of the loan rather than selling the loan entirely as is typically the case with QM loans.