Sentences with phrase «rather than a lump sum»

Giving 25 % of the market rate for a position each year, rather than a lump sum grant that covers the next four years, will smooth out the vesting process so the employee never reaches a cliff.

To avoid that fate, most people would do better to choose the annuity rather than the lump sum.

He floated the idea of going back to line - item grants in the budget that are directed by individual legislators, rather than a lump sum of cash allocated to the rank - and - file by the legislative leaders.

With a family income policy, rather than a lump sum of money, the death benefit is paid out in monthly increments as a portion of the total death benefit.

You have mentioned that it is better to leave your fund with different fund managers rather than a lump sum with one fund manager — so again, even if the stocks are same in two different funds, the fund managers would be different and that should spread your risk What do you feel?

A Regular Savings Cash ISA is best if you're able to pay a regular monthly contribution, rather than a lump sum deposit - this can be up to # 1,666 a month.

With regards to the couple's pensions, Feigs suggests taking a lifetime monthly income from their company pensions rather than a lump sum pay out.

If your beneficiaries elect to receive the death benefit as installments rather than a lump sum, some of that will be taxed.

Family income insurance is similar to the previous types, only it pays a regular amount of money on a regular basis, rather than a lump sum.

Craig is right, it's best to think about it in connection with a regular influx of savings rather than a lump sum — although a lump sum is a good way to make a sizeable enough initial investment in a position that its performance can inform your value - averaging deployments subsequently.

Upon your death, this feature allows you to set up your policy so that your family or beneficiary will receive monthly payments, rather than a lump sum.

There are a few edge cases, like if the death benefit is rolled up in an estate tax or if your beneficiaries elect to receive it in installments rather than a lump sum, but for the most part the money is paid out without being reduced by taxes.

Rather than a lump sum death benefit payout, the rider stretches out the death benefit payout over a longer period, say 10 years or 20 years.

You might be surprised to learn there are a handful of companies who allow you designate a fixed payment for a fixed number of years as the policy's death benefit, rather than a lump sum benefit.

Others include the long - term care rider to help cover the costs of a nursing home or home care with a percentage of the policy's face value rather than the lump sum.

Some companies will allow you to choose a special election to pay your policy out over a series of years, rather than a lump sum death benefit.

Income Protection Agreement — provides an irrevocable settlement option, that pays the death benefit over a period of years, which provides for greater cash accumulation and a benefit stream for beneficiaries (rather than a lump sum).

If your beneficiaries elect to receive the death benefit as installments rather than a lump sum, some of that will be taxed.

With a family income policy, rather than a lump sum of money, the death benefit is paid out in monthly increments as a portion of the total death benefit.

In these situations, we recommend setting up your policy's death benefit as an annuity rather than a lump sum.

You can also request monthly installments for property tax payment rather than a lump sum yearly.

Not exact matches

Then last February, the governing Liberals created a new regulation to ensure producers pay a lump sum for the actual cost of waste disposal, rather than a projected per - unit cost estimated by Stewardship Ontario.

The bill divides federal healthcare funding to the states using block grants — a lump sum of sorts paid up front to states — rather than the current percent match of actual spending.

Many reward for good credit, loyalty, paying your annual premium as a lump sum (rather than in monthly installments) and for bundling coverage, Fisher said.

Rather than take a large lump sum from one plan, it should be broken up and removed in smaller chunks over time from more than one plan (if possible).

For example, customers can use consumer credit to pay off large ticket items or a holiday shopping spree over the course of a couple months rather than in one lump sum.

Guidant CEO David Nilssen recommends giving clients incentives to pay in lump sums rather than installments during the first few years of business.

Rather than having access to the money as you want it, you receive it in one lump sum.

«Automate your savings out of every paycheck, rather than putting lump sums in when you get around to it,» Pavini said.

Rather than provide a lump sum to you, the lender provides you with a revolving credit line.

Btw the 10 year horizon is relevant to me as it is when I can take my 25 % lump sum from SIPP, so preferable taking it from bonds that have just been redeemed rather than selling down equities that may be in a bear market at the time.

Generally, from a tax perspective, it is more favorable for participants to roll over their retirement plan assets to an IRA or new employer - sponsored plan rather than take a lump - sum distribution.

Contributing to your RRSP throughout the year rather than with a lump - sum purchase the last week of February has many benefits: automatic savings helps with cash flow management and it's less painful than having to find money for your contribution in February.

People will pay more in the more expensive store just to get points on their card, and a nice lump sum pay - out later, rather than save the odd cent or two now.

For example, Guidant CEO David Nilssen recommends providing incentives to customers to pay in lump sums rather than installments because having enough cash on hand essential in the first few years.

MPs» could receive a lump sum of # 23,000 a year for their second homes rather than the system of expenses which currently operates.

Recent CentreForum reports, «Tax and the coalition» (pdf) and «A relief for some» (pdf), proposed limiting tax relief on contributions to pensions to the standard 20p rate and restricting the lump sum which can be taken tax - free on retirement to # 42,475 (the rate at which higher rate tax starts) rather than the current # 450,000.

He also questioned the lump sum of Cuomo's proposal rather than putting various projects in the budget — the traditional process.

Rather than accruing leave days for each pay period, postdocs receive each year's leave as a lump sum on 1 January and may use it, subject to their PI's approval, during the next 12 months.

When an individual retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value that we calculate using standard actuarial methods (which take into account expected mortality patterns and adjust the sum of payments to reflect the fact that they are received over many years rather than at a single point in time).

That's because you can manage your payments on a month - to - month basis, rather than pay a lump sum all at once, and you can drive your vehicle the entire time you're paying it off.

If an author doesn't earn out their advance, they are far less likely to get another one (except for the mega-bestsellers who, as you say, are really just getting lump - sum payments rather than being paid royalties)

This means that the mortgage is paid off in a lump sum all at once, rather than in a series of fixed payments like for other installment loans.

Although these plans also place an additional mortgage on your home, second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on an account.

A short - term loan for 3 months from a direct lender like Wizzcash is different to a traditional payday loan in that you would pay it back in three instalments, rather than one lump sum.

A personal line of credit is the best fit when you may need access to funds on a recurring, as - needed basis rather than as a lump sum.

Many readers were surprised when I answered a recent Ask the Spud question by suggesting you're usually better off investing a lump sum rather than using dollar - cost averaging (DCA).

They offer short - term cash advances in exchange for access to the borrower's deposit account via post-dated check or electronic transfer authorization, and often require a lump - sum repayment, rather than installments.

A tax refund line of credit means that you will have cash there when you need it, rather than depositing a lump sum into your account.

These are repaid with a smaller payment each month, rather than repaid as a lump sum.