Sentences with phrase «rather than a term plan»

If you are looking for pure life cover, you should buy a term plan rather than a term plan with ROP.

Not exact matches

All the more reason to make sure that, if and when the market does turn, any moves you make will be driven by a long - term plan rather than the emotions generated by the last thing you heard on CNBC.

Rather than cater to retail investors demanding growth every quarter, these companies plan and invest for the long term, since the founding family's wealth is tied up in the business.

For best results TQM requires a long - term, cooperative, planned, holistic approach to business, what some have dubbed a «market share» rather than a «profitability» approach.

Plan B calls for giving this money directly to the banks and leading insurance companies, on terms that let them continue paying high executive salaries and dividends to existing shareholders rather than wiping them out as normally happens when an enterprise has Negative Equity.

The NUA tax strategy allows certain clients whose qualified retirement plans contain these appreciated employer securities to eventually pay taxes on the appreciated value of those securities at the lower long - term capital gains tax rate, rather than at the ordinary income tax rate that would otherwise apply to retirement plan distributions.

Since you pay a monthly or annual membership for a shared office rather than a long - term lease, you can typically upgrade or downgrade plans at any time.

If buying a house is anywhere in your short - term plans, Freddie Mac's new forecast suggests acting sooner rather than later.

Manchester City will open their new multi-million pound academy next month as part of a long - term plan to produce their own players rather than buy ready - made talent — their current senior squad cost over # 300m to assemble.

That's not to suggest that they don't have plenty left in the tank to continue, but rather than wait until they are all showing a decline or set for exits, it appears as though the Catalan giants are making long - term plans already.

Lots has been made of the fact that Jose Mourinho is living in The Lowry Hotel, rather than setting down roots in a house, as if it means he has no plans on staying long - term.

Aubameyang would be a signing for here and now rather than necessarily a building block in a long - term plan and in that respect, an archetypal piece of January business

We need to all sit down at the table and figure out a strategic plan to get there, with solution - based proposals rather than short - term solutions.

We have to turn to long - term planning rather than rely on crisis management, the most inefficient system of all.

«The department should meet the challenges posed by the 2010 spending review through coherent strategic planning, rather than short term fire - fighting,» the report advised.

He called for a focus on fixing existing roads, rather than building new ones, and urged councils to adopt long term plans for road maintenance.

«Land Rich, Pocket Poor» blasted the Bloomberg plan as a «piecemeal» approach that would merely solve short - term shortages rather than lead to sustainable future budgets.

And many long hours were being spent discussing medium - term planning rather than joining the day - to - day battle with the Coalition.

(CNN)- Longtime Republican Rep. Howard Coble of North Carolina announced Thursday he plans to retire at the end of his term rather than seek re-election next year.

However, most Labour voters dislike the plans to stop people under 21 from claiming housing benefit and — the big one, in terms of the amount of money it would save — keeping benefits for working people at the present level rather than letting them rise with inflation.

The The group wants the government to provide more details of spending plans for government departments and a path for spending that is flat in real terms rather than the future real terms growth that was pencilled in at the time of Darling's pre-budget report.

When infrastructure plans are based on a set climate scenario, rather than a flexible one, it can be very costly in both human and economic terms, especially in the developing world, the paper argues.

Instead, NIMH is working on a long - term plan to develop new diagnostic criteria and treatments based on genetic, physiologic, and cognitive data rather than symptoms alone.

«The focus appears to remain short - term and compliance oriented rather than based on a strategic plan,» the report said.

In the medium term, the animal uses those calculations to create a plan — a hungry worm, for example, might choose to feed where it is rather than to go off in search of better food or mates.

That's when I got serious about figuring out a plan that would heal my skin for the long term, rather than temporarily diminishing the symptoms, only to have them come galloping back once I stopped treatment.

If you simply take the time and effort to structure your plan using this «sustainability» mindset (rather than just jumping head - first into some random diet based around a bunch of rules that may or may not fit your lifestyle or preferences), your chances for long term muscle building and fat burning success will be exponentially higher.

The Education Committee has launched an inquiry into education funding to assess whether a longer - term plan is needed, rather than funding being driven by «Treasury processes».

If the Obama administration is willing to offer a preschool plan that keeps parents in the driver's seat in terms of choosing where to send their child, puts states in charge of administering the program and provides them with general guidelines rather than detailed prescriptions, and redirects existing resources rather than calling for large new expenditures, there is a significant possibility of bipartisan support in Congress.

He added: «It was always part of the long - term strategic plan to establish Kobo in a unique position in the market, of targeting that passionate reader rather than just the masses.

Unfortunately, I don't think Amazon has a good idea of the community of readers / writers, except as viewed through the abstract lens of statistics and used to sell more books right now rather than develop a long term plan which will encourage writing, reading and purchasing of books over the long run.

You will also have clarity in terms the interest rate and loan term and can start to plan your payments sooner rather than later.

The good thing about keeping your mortgage terms rather than paying them off is that mortgage interest rates for long term plans tend to stay pretty low.

Continuing under the assumption that you have a defined benefit pension plan that will pay you $ 50,000 per year until you pass away I would say that your pension plan is more similar to a life annuity rather than a GIC since a GIC comes to term whereas an annuity pays until death, but if you are trying to put a value on the holding of your pension plan I would say that yes, it is fair to count it as a million dollar GIC at 5 %.

If buying a home is in your plan for 2018, doing it sooner rather than later could save you thousands of dollars over the terms of your loan.

Shapiro sued Navient in federal court alleging a raft of illegal conduct, most notably that it «willfully» and «knowingly» cheated struggling debtors who face long - term hardship by steering them into payment plans that postponed bills, allowing interest to accumulate, rather than helping them enroll in plans pegged to income.

Consolidation should be considered if you are looking to pay off your student loans even faster and on your own terms rather than a standard payment plan over ten years.

Rather than trying to plan around taxes, it may be prudent to review whether your stock option holding fits into your overall portfolio allocation and long - term financial plan.

Your short - term plans for a home may dictate the need to account for the costs of maintenance and renovations sooner rather than later.

Rather than cold - calling investors and pitching specific stocks or investment ideas, the typical job of those formerly known as «stock brokers» is now helping clients develop and put into motion long - term, comprehensive financial plans.

For anyone who needs help with debt rather than building out a long - term financial plan, an AFC (Accredited Financial Counselor) is a great choice.

Used for long term planning rather than emergencies, reverse mortgages are likely to become a major tool for the millions of Americans who have a lot more equity in their homes than in their retirement savings.

@retirebeforedad — it is great to see results in action, rather than just run an algorithm online and dream about what — ifs I have owned KO for about 5 years now, and it has under performed in that period as well, but my yield on cost is pretty solid and i plan to hold this for the long term too.

An Investment Plan can be formulated using the Core Satellite approach that ensures structure, rigour, process, appropriate capital allocation and personalised risk management according to a prepared plan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments resPlan can be formulated using the Core Satellite approach that ensures structure, rigour, process, appropriate capital allocation and personalised risk management according to a prepared plan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments resplan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments reside.

Rather than having to buy an individual long term care insurance policy, as of 2009 you can buy life insurance with a long term care rider instead, opening the market up to more LTC retirement planning options.

A planned gift can be as simple as naming Homeward Pet as a beneficiary in your will or life insurance policy, or transferring long - term appreciated stock to Homeward Pet directly (rather than selling it and donating the after - tax proceeds).

Basically you mostly just have to make the best of each turn instead of forging any long - term plans, which is fine, but it would still be nice if it felt like positioning each advancement felt important rather than largely unimportant.

I was constantly concerned about my immediate needs rather than planning for the long term.

«In terms of semantics, I would say that artists should «talk about» their work, rather than «explain» it — but yes, as an artist, you should plan on being able to talk about your work in an articulate manner.

Bottom line, he said, it's preferable to have a fairly predictable, stable planning horizon rather than even cheap gas for the short - term.