Sentences with phrase «rather than actual cash value»

Make sure that you are buying enough coverage, and that the policy you purchase will pay replacement value rather than actual cash value.

At the same time, you may also decide that you require replacement cost value coverage rather than actual cash value coverage on your contents.

Renters insurance helps you to protect that personal property and can help you get paid the amount necessary to replace it rather than the actual cash value if there's a fire, theft, or other loss.

If you opt for full replacement rather than actual cash value renters coverage this step becomes even more important.

Barry recommends choosing a renters insurance policy that will also pay you the replacement cost value rather than actual cash value for items that are lost or stolen.

This means that after a loss you would get the amount needed to replace the item with like kind and quality, rather than the actual cash value.

Your quotes will be higher if you choose replacement cost value coverage rather than actual cash value coverage, but you may find the added layer of protection worth the slightly increased premium rates.

If you would like insurance for the replacement cost of your belongings, rather than the actual cash value, it can be well worth the slight increase in premiums.

Generally personal property renters insurance coverage is at replacement cost, so you get the cost you need to go out and replace that item with one of like kind and quality, rather than the actual cash value.

HO - 8: Will cover your structure based on market value, rather than actual cash value.

Generally there is a small deductible on New Jersey renters insurance, and from that deductible on, your personal property is covered at replacement cost rather than actual cash value, up to the limits of the policy you've selected.

This just means that if there is a loss to your personal property, you get the cost to replace the item rather than the actual cash value, which is subject to depreciation.

Personal property coverage is generally at replacement cost, so you get the money you need to go buy new property rather than the actual cash value.

If the car experiences a total covered loss, we will pay the agreed - upon value, rather than the actual cash value of the car as long as there is no prior damage to the car, parts have not been removed, and the car's condition has not deteriorated because of abuse or neglect.

Coverage is generally offered at replacement cost, meaning that you'll get the amount of money you need to replace the property, rather than the actual cash value.

Personal Property Replacement Cost: This coverage provides payment for losses to personal property at replacement cost rather than actual cash value.

Personal property is covered at replacement cost rather than actual cash value on most Idaho renters insurance policies in 2018.

In simple terms, replacement cost contents is an endorsement added to your policy that ensures that you get the cost to replace the property that suffered a covered loss rather than the actual cash value.

Note that we said to write down the replacement value, rather than the actual cash value.

This coverage is generally at replacement cost rather than actual cash value.

Personal property is covered at replacement cost rather than actual cash value on most Idaho renters insurance policies in 2018.

This just means that if there is a loss to your personal property, you get the cost to replace the item rather than the actual cash value, which is subject to depreciation.

Personal property coverage is generally at replacement cost, so you get the money you need to go buy new property rather than the actual cash value.

Renters insurance in Petaluma from Effective Coverage comes standard with an endorsement to ensure that you get the cost to replace the personal property, rather than the actual cash value minus depreciation.

Generally there is a small deductible on New Jersey renters insurance, and from that deductible on, your personal property is covered at replacement cost rather than actual cash value, up to the limits of the policy you've selected.

This means that after a loss you would get the amount needed to replace the item with like kind and quality, rather than the actual cash value.

Personal property coverage on renters insurance is often at replacement cost, rather than actual cash value.

In addition to having coverage for replacement cost rather than actual cash value (AKA «Craigslist price»), you'll want your home inventory to reflect the replacement cost of that item.

This protection is, of course, at replacement cost, meaning that you get the coverage you need to replace things that suffer a loss at retail, rather than the actual cash value of the property.

Not exact matches

Insurance typically pays the vehicle's actual cash value rather than the amount remaining on your loan or lease, which could leave a financial «gap» of thousands of dollars.

Remember that personal property coverage generally contemplates the cost to replace the property at retail with an item of like kind and quality, so you should consider coverage amounts in that context, rather than in the context of actual cash value.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.

That means you get the amount of money you need to replace the item, rather than the depreciated actual cash value.

Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.

Besides, their liability would only pay you actual cash value rather than replacement cost, generally speaking.

Replacement cost means you can buy new items to replace the damaged ones rather than relying on the actual cash value of the property.

You need to know that the policy will pay to replace your items if there's a loss, rather than giving you the actual cash value.

Generally your policy will come with replacement cost coverage to ensure that you'll be able to go buy a new item rather than having to settle for the actual cash value of your property.

While somewhat true, there is definite value in being able to test and develop one's discipline levels in a simulated environment rather than with actual cash.

Most policies provide compensation on an actual cash value basis rather than a replacement cost basis.

That means your Brooklyn renters insurance will pay for a new one of whatever was stolen of like kind and quality, rather than at the actual cash value.

That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

Your Frederick, MD Renters Insurance will offer coverage for replacement cost on your personal property, so that if there's a loss you can quickly replace the item with a new one rather than fighting over the actual cash value.

After a crisis, you'll be able to replace your property at retail, rather than worrying about actual cash value.

Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.

You need to know that the policy will pay to replace your items if there's a loss, rather than giving you the actual cash value.

Actual cash value renters insurance is a type of coverage that is going to give payouts for the depreciated value of your losses rather than the purchase value.

In a serious accident where your leased vehicle is judged unrepairable and is considered a «total loss», insurance companies are often likely to be stuck for the vehicle's actual cash value, rather than for the cost of repairing the vehicle.