Sentences with phrase «rather than appraisals»

Moody's bases its valuations on sales data rather than appraisals.

Not exact matches

Rather than disclosing the full extent of problems like fraudulent home appraisals and overextended borrowers, the bank adjusted the critical reviews, according to documents filed early Tuesday in federal court in Manhattan.

George just posted a very interesting (personal) appraisal o the evolution of young evangelicals, and rather than try to appreciate his view point, some are downright nasty — just because he mentions God and Jesus and Christianity in his essay.

So I shall use the word «appraisal» in the remainder of this chapter, rather than the word «judgement»; the latter fails seriously, for us today at any rate, because it is so tied up with notions of law - courts, assizes, and the other paraphernalia of «justice» in the legal sense.

Agreement for use of the New York state thruway authority's fiber optic system, or any part thereof, may be made through agreements based on set fees rather than public auction or negotiation based on «best interest of thruway» and «appraisal of the fair market value.»

After all, one could insist that fifth - graders should master calculus, note that the Common Core doesn't require this, and thus dismiss the standards as too easy — even though such an appraisal might indicate impracticality rather than rigor.

The majority of BME teachers did not feel positive about the appraisal system: only 30 % of BME teachers working in primary school and 23 % of BME teachers working in secondary school agreed the appraisal system is «supportive rather than punitive.»

Six school districts rolled out an approach to job performance appraisals that emphasized helping school leaders to succeed, rather than penalizing them.

State inspections could encompass such things as assessment of the curriculum assuring that it is broad and engaging, appraisal of teachers» continuing education ensuring quality and sufficient learning opportunities are being offered, evaluation of the level of parental and family engagement opportunities and communications, and that there is satisfactory evidence that the school is conscientiously working towards improving rather than just complying with paperwork.

I believe for an FHA loan I need a new appraisal + need equity = 20 % of appraised value rather than purchase price.

With a scheduled property floater, the policyholder insures by item rather than by category and the insurance company agrees to accept limits based on the appraisals.

Many sellers prefer to take a cash offer, even if it is under the appraised value, rather than provide an accurate appraisal and negotiate with a borrower.

Rather than stay out of the scene, private lenders charge high interest rates and extend administrative, legal and appraisal fees to the customers.

As of August 18, 2017, Fannie Mae allows lenders to receive a Property Inspection Waiver (PIW) on certain one - unit principal residence and second home purchase transactions with loan to value ratios up to 80 %, rather than a tradition in - person appraisal.

His air of calm appraisal can be intimidating, although he is more likely to use his big body to control people, rather than biting.

economic and appraisal reports in Wyoming typically contained generic boilerplate statements about the possibility of coal exports in the future and the uncertainty surrounding them, rather than specific information on actual or predicted coal exports ---- even for proposed lease tracts that were adjacent to mines on federal leases that are currently exporting coal.

Last year, we took a look at the gestation of the statement issued by one of those professional bodies — the American Geophysical Union — and argued that these statements should be seen as political attempts to put science centre - stage of climate debates rather than objective appraisals of the state of knowledge.

What it boils down to is that the IPCC's Fourth Assessment Report is a political advocacy document rather than the robust, comprehensive, objective appraisal of the relevant scientific literature which many assume it to be.

Despite this, in - house teams are overwhelmingly appointing law firms based on personal connections rather than a rational appraisal of which firms would be best for the job.

Freshfields certainly didn't rush its move though, first announcing plans to change its associate career ladder and appraisal system so that they were based around «milestones» rather than PQE in 2009, and only starting to appraise associates on the system in 2011, with pay moving to the new system in 2012.

However most in - house teams quizzed on the factors that are important to them when identifying and appointing law firms are still overwhelmingly selecting law firms based on personal connections rather than a rational appraisal of which firms would be best for the job.

Rather than meeting in person to assess car damage, you can schedule a smartphone appraisal at your convenience.

Replies to questions asked about adherence may reflect what the person feels is the desired response rather than a true appraisal of their behaviour, giving a falsely positive estimate of adherence.5, 6 This may be one reason why unsupervised home - based exercise programmes are deemed ineffective, when in reality «an insufficient regimen effect» has occurred.7

This study presents a significant step forward in its operationalization of both primary and secondary appraisal variables by treating hurt as an outcome, rather than an antecedent, of the appraisal process, and considers an extensive range of coping responses.

Instead, it leaves the government with a wide discretion (exercised in accordance with political concerns rather than an objective appraisal of the Convention's twin objectives of equality and non-discrimination) to determine which circumstances warrant protective measures.

This means individuals are more likely to make negative appraisals of themselves and their abilities, perhaps resulting in attribution of stress to their own characteristics rather than their child.

But she also added that big data can help lenders predict trend lines for future valuation purposes, rather than relying strictly on appraisals, which tend to use backward - looking data to determine value.

On September 12, 2017, NAR sent a letter to the Federal Housing Finance Agency (FHFA), as well as to Fannie Mae and Freddie Mac (collectively the GSEs), commenting on the recent decision by Fannie Mae and Freddie Mac to allow for data - based valuations rather than traditional in - person appraisals in certain purchase transactions.

But rather than, as in the past, arriving at a value stated by the appraiser that may be less than the agreed - upon purchase price, lenders are halting appraisals before completion until repairs are made.

FHA Streamline Refinances are the fastest and most simple way for a homeowner with an FHA - insured home loan to refinance their existing mortgage because the FHA allows the home's original purchase price to be used as the current value of the home rather than requiring an appraisal.

«Sellers handicap themselves when relying on past appraisals rather than their agent's data.»

At Veterans United, we're generally OK with income - producing attributes unless an appraisal notes that the «highest and best» use of the property is commercial in nature rather than residential, or if those income - producing features may create future marketability issues with the property.

Bottom line: Though this country is years behind Canada in recognizing and valuing home energy efficiency, there are now determined efforts underway in the appraisal, lending, building and realty brokerage industries - even in Congress - to catch up, sooner rather than later.

Making appraisals portable requires that they be issued in the name of the consumer rather than in the name of the lender.