Sentences with phrase «rather than insuring»

Rather than insuring one person, a second to die policy does not a pay a death claim until both individuals pass away, which spreads the insurance company's risk between both applicants.

More over, whats the point if you had to pay Rs. 5 lakhs for a treatment and you are concerned to save those Rs. 5 lakhs all the years that you lived in saving rather than insuring with a much lesser amount.

From an employer's perspective, getting a group travel insurance cover would help you save a lot rather than insuring every individual that is going on the trip.

It's usually more expensive to insure your car and home with two insurers, rather than insuring them with one company.

When they attempted to do this, using total rather than insured damage, they did not find statistically significant trends in normalized global damage.

Many times insurance companies would try to ask the questions in such a way as to transfer fault to you rather than its insured party.

Another legislative remedy, according to Chauvin, would be to repeal direct action — that is, the ability to sue the insurance company rather than the insured person.

In addition, insurers may refuse to pay death benefits if they suspect that a policy was initiated by an investor, rather than the insured person.

* Accurate phrases — use the correct words / phrases (ensure smooth flow of business rather than insure smooth flow of business) read, read and read again to ensure your document is error - free!

Not exact matches

AMA leaders decided that rather than allowing doctors to insure patients, only insurance companies would be permitted to offer medical coverage.

The three companies are self - insured employers, which means that when you're an employee going to a doctor's appointment, your employer is ultimately footing the bill for the MRI you receive, rather than a health insurer.

In the first place, most major corporate misconduct implicates senior corporate officials, such that a regime of personal — rather than corporate — liability would provide them with incentives to cause the corporate entity to insure against the risk of such losses, which satisfies the goal of compensation.

I think you should be very careful to insure your reviewers don't have a liberal bias and, therefore, exercise censorship rather than «filtering».

Thus, while a case for government - supported mass media may be made, other independent agencies should coexist in the field with them, and safeguards should be provided in the system of government to insure that high professional standards prevail and that the media are used for the general good rather than for partisan advantage.

Just something to consider when discussing Dr's who «push» for a repeat c rather than VBAC — more and more Docs in our litigious society are having their hand's forced by insurance companies who either will not insure or who charge dramatically higher rates for malpractice if they choose to offer VBAC.

Insure modest gains for the next generation, having great faith in your eventual resurrection rather than selfishly gambling everything on yourself and risking the survival of the human race which is supposed to play a role in your eventual resurrection.

Rather than concentrating on improving the current system and insuring the timely designations and re-authorizations of state certified MWBE companies and their entry into the universe of state contracting, the law increases the arbitrary power of the director of the program while complicating the reporting systems required of contractors.

I do believe that you should spell that «ensure» rather than «insure»... Sorry, given the topic I could not resist.

In IL the car is insured rather than the driver.

This is why roommates should often have their own policy, rather than adding them as an additional named insured.

We're on a mission to get every renter insured sooner rather than later, and we'd like you to join in and help us to protect America.

It is important to note that this property is insured at «stated value» rather than replacement cost, and the deductible that applies is typically lower than your policy's regular deductible.

With a scheduled property floater, the policyholder insures by item rather than by category and the insurance company agrees to accept limits based on the appraisals.

It appears that they are depending on the anonymous nature of their business to protect them, rather than being properly insured.

A major plus is a «build - your - own» plan that allows you to insure based on your priorities, rather than some pre-determined plan that covers things that don't apply to your trip.

Key person life insurance policies are taken out by companies on their employees, with death benefits that are paid to the company, rather than to the insured person or to their estate or heirs.

If they prefer to self - insure those expenses rather than buy extended medical and dental benefits, they will have the income and / or savings to do it.

Mortgage companies are required to insure their portfolio of mortgages through these insurers if they source their funds through investors rather than using their own money.

While to be viewed with caution, FHA has made estimates indicating that the loans it expects to insure in 2008 would result in negative subsidies (i.e., net cash inflows) of $ 342 million if the major legislative changes were enacted, rather than requiring an appropriation of $ 143 million absent any program changes.

That means that physical loss or damage to the insured item is paid unless it's otherwise excluded from the policy, rather than the named perils of a standard HO - 4 renters insurance policy.

If you are planning to use a traditional lender rather than the government - insured FHA mortgage, it will be wise to shop around and determine loan availability in your area.

Sometimes it will work out cheaper to get normal standalone policies for each car, rather than linking them together, eg, one car might be insured with Churchill, the second with Aviva.

When more renters are insured, there are overall economic benefits including improved work attendance after a significant loss, as well as renters spending the claim check to replace their property in a single shot, rather than over a period of years as they can afford to buy something new.

What's more, some HSA providers let you invest your money in mutual funds and index funds, rather than having them sit in an FDIC - insured savings account that pays a skimpy interest rate.

I think you should be very careful to insure your reviewers don't have a liberal bias and, therefore, exercise censorship rather than «filtering».

A life insurance policy that covers the insured until death rather than a specific number of years.

· Insure your pet sooner rather than later: Insurance providers start phasing older dogs out of general medical coverage, and this can begin as early as six years of age.

Rather, the other companies willing to insure high - risk breeds are also having to make more and higher payouts for attacks by pit bulls, Rottweilers, and dogs of several other closely related but relatively scarce breeds, each of which pose more than twice the actuarial risk of all other breeds combined and more than 10 times the actuarial risk of the average dog.

A major plus is a «build - your - own» plan that allows you to insure based on your priorities, rather than some pre-determined plan that covers things that don't apply to your trip.

[42] In other words, Part 7 (at least so far as it is concerned with benefits following injury, rather than death benefits) has two related objects: to compensate an insured person for a portion of the financial loss accrued from temporary total disability caused by a motor vehicle accident; and, where possible, to do so in a manner that brings about the end of the total disability by returning the injured person to employment or self - sufficiency.

Our insurance company client adjusted a burglary loss of roughly $ 1.3 million and wired the proceeds directly to the insured rather than to the bank named as a loss...

I suppose if the intent was to insure that OHLS gets people who have shown the ability to continue on in school for graduate degrees, so as to ensure a steady stream of professors, rather than merely produce people fit to practise as lawyers... but wait, that's not what most of the students seem to want, if we believe the surveys and reports.

If the investigation shows the insured was liable for the accident (rather than the uninsured or underinsured motorist), then the insured can not recover under a UM or UIM policy.»

Rather than risking punitive damages, most insurance carriers will attempt to settle a disputed claim — but only if the insured's legal counsel can substantiate its position with a well - articulated basis for bad faith.

Again, it leaves a disabled family member or neighbor dependent upon government sources rather than the insurance companies who accepted premiums to insure the risk.

The Court of Appeal's decision in this case is noteworthy for the court's reliance on the context under which the insurance policy was issued, and the purpose for which the insured obtained coverage — rather than the wording of the policy itself — in interpreting the policy.

ERISA - covered group health plans usually do not have a corporate presence, in other words, they may not have their own employees and sometimes do not have their own assets (i.e., they may be fully insured or the benefits may be funded through the general assets of the plan sponsor, rather than through a trust).

This creates a huge loyalty on the prospective insured who would rather pay higher premiums, than go with a lower priced policy with an agent who is not family.

LTCSO is not additional monetary benefit, but an early payout of a death benefit to the insured rather than to a designated beneficiary.

One key point to make here is that if two or more primary beneficiaries are selected, and one or more of them is dead upon the passing of the insured person, the money will be distributed to the remaining primary beneficiaries, rather than any of the funds going to the secondary beneficiaries.