Sentences with phrase «rather than replacement cost»

HOA It means our policy is based on actual value rather than replacement cost.

Again, if you choose a policy with agreed upon coverage rather than replacement cost, then the benefit will only be what you agreed upon.

It is important to note that this property is insured at «stated value» rather than replacement cost, and the deductible that applies is typically lower than your policy's regular deductible.

Most policies provide compensation on an actual cash value basis rather than a replacement cost basis.

Besides, their liability would only pay you actual cash value rather than replacement cost, generally speaking.

It is important to note that this property is insured at «stated value» rather than replacement cost, and the deductible that applies is typically lower than your policy's regular deductible.

If your home were to burn down, for example, your policy may allow for reimbursement of the home's market value, rather than its replacement costs.

Not exact matches

He is more important to us than Pogba to Man U. Do the math of replacement cost for Sanchez and compare to the cost of wage increase and you realize it is a no brainer to pay him 300 per week rather than to spend 100 million on buy a replacement player who probably either doesn't exist or doesn't want to play for Arsene.

«Anyone concerned about keeping down the cost of Trident should surely welcome attempts to eke as much life out of the existing warhead by modifying it rather than going straight for a replacement,» he said.

And the district plans to expand the program into «original credit» courses — a replacement for regular classes, rather than just a make - up opportunity — under a contract with online curriculum provider APEX Learning that will cost the district about $ 1.2 million for the 18 months ending in June 2011.

This protection is, of course, at replacement cost, meaning that you get the coverage you need to replace things that suffer a loss at retail, rather than the actual cash value of the property.

In addition to having coverage for replacement cost rather than actual cash value (AKA «Craigslist price»), you'll want your home inventory to reflect the replacement cost of that item.

Remember that the policy generally will cover replacement cost, so a claim would result in you being able to replace the property rather than just getting the depreciated value of your things.

Personal property coverage on renters insurance is often at replacement cost, rather than actual cash value.

Generally there is a small deductible on New Jersey renters insurance, and from that deductible on, your personal property is covered at replacement cost rather than actual cash value, up to the limits of the policy you've selected.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

Renters insurance replacement cost contents coverage in Rhode Island ensures that you're able to replace the item that suffered a covered loss with an item of like kind and quality rather than just getting paid on what the item is worth today on the open market.

Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.

Personal property coverage is generally at replacement cost, so you get the money you need to go buy new property rather than the actual cash value.

Replacement cost means you can buy new items to replace the damaged ones rather than relying on the actual cash value of the property.

Personal property is covered at replacement cost rather than actual cash value on most Idaho renters insurance policies in 2018.

That said, you could also argue that the windows and flooring also provide a lasting benefit — as they are more than repairs or replacements, but, rather, upgrades that cost more and add more value to the cottage.

We offer replacement cost coverage.See note2 That means rather than depreciating an old TV to almost nothing, your policy would compensate you enough to buy a new one if it was stolen or damaged.

You should also make sure this insurance covers replacement costs, rather than the market value of your home.

Generally your policy will come with replacement cost coverage to ensure that you'll be able to go buy a new item rather than having to settle for the actual cash value of your property.

This coverage is generally at replacement cost rather than actual cash value.

Some insurance companies offer an extended, rather than a guaranteed replacement cost policy.

We need to do a «full court press» to switch from fossil fuels and nuclear (which also releases heat into water on a large scale, and supports nuclear military programs), using existing and near - commercialization battery, solar and wind technology, and design systems to cost - effectively convert the existing 600 - million - plus vehicle fleet rather than waiting for replacement.

This means that rather than changing everything in a building, we focus on assets that need replacing or upgrading, and then choose the most energy - efficient replacements that are also cost - comparable over a reasonably short period of time.

The replacement cost endorsement ensures that the policy pays out replacement cost which is the value to replace that used refrigerator or television with a brand - new one rather than its current value.

An insurance policy clause that sets the value of covered property at the market rate rather than basing the value on actual cost or replacement cost.

Insurance providing the amount payable to the insured as the replacement cost of the property new, rather than the depreciated value applied to the building structures or contents.

In simple terms, replacement cost contents is an endorsement added to your policy that ensures that you get the cost to replace the property that suffered a covered loss rather than the actual cash value.

Renters insurance replacement cost contents coverage in Rhode Island ensures that you're able to replace the item that suffered a covered loss with an item of like kind and quality rather than just getting paid on what the item is worth today on the open market.

Replacement cost coverage usually reimburses you for the full cost of replacing the lost, stolen or damaged item, rather than simply reimbursing you for the value of the item at the time of the claim.

Personal property is covered at replacement cost rather than actual cash value on most Idaho renters insurance policies in 2018.

For example, if you have replacement cost coverage and your laptop is damaged in a lightning storm, you will be given a check to purchase a laptop of the same size and brand, rather than a check to cover what the laptop is now actually worth.

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Having your house insured for the true replacement cost of your home rather than the value of your home can reduce your premiums.

Replacement Cost Coverage — Replacement Cost Coverage usually reimburses you for the full cost of replacing the items you lose, rather than simply reimbursing you for the value of the item at the time it was lCost Coverage — Replacement Cost Coverage usually reimburses you for the full cost of replacing the items you lose, rather than simply reimbursing you for the value of the item at the time it was lCost Coverage usually reimburses you for the full cost of replacing the items you lose, rather than simply reimbursing you for the value of the item at the time it was lcost of replacing the items you lose, rather than simply reimbursing you for the value of the item at the time it was lost.

Because the purpose of insurance is to restore the insured asset (your home and property, in this case) to its original state, insurance companies use replacement cost rather than market value to determine the actual dollar value of coverage.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

Coverage is generally offered at replacement cost, meaning that you'll get the amount of money you need to replace the property, rather than the actual cash value.

Your Frederick, MD Renters Insurance will offer coverage for replacement cost on your personal property, so that if there's a loss you can quickly replace the item with a new one rather than fighting over the actual cash value.

Personal property coverage is generally at replacement cost, so you get the money you need to go buy new property rather than the actual cash value.

Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.

You also want to make certain that your homeowners insurance covers the replacement cost of your home rather than its cash value.

Rather than being on the hook for things like repair, replacement costs and even medical bills, you pay a car insurance premium to your insurance provider and they will help cover the costs based upon the coverage and limits you choose.

Some even include replacement cost values rather than existing values which will reimburse you a much larger amount of money in the event of theft or damage to your property.It is important to keep in mind that most renters insurance policies will not protect against earthquakes, flooding and other «acts of God».

When it protects your property, that's generally at replacement cost, rather than at actual cash value.