Sentences with phrase «rather than student loan»

With our loan, your benefiting student can focus on their grades rather than student loan debt.

These student loan assistance companies seem to be labeling themselves as form processors, or application assistance providers rather than student loan advisors.

The study provides new insight into how boomeranging is more closely tied to a college completion crisis rather than student loan debt burden.

Not exact matches

One thing to consider is to make the minimum payment on your student loans rather than accelerating the repayment, said Boneparth.

Save up or rein in expenses rather than extending the life of a student loan.

After all, your student loan servicer would rather get a lower payment than no payment at all.

Borrowers who opt for Earnest student loan refinance options can call and speak with an Earnest employee, rather than someone at a third - party servicer, to resolve any questions or issues that may arise.

Some mortgage underwriters base decisions on the percentage of your total student loan balance rather than using your monthly payment amounts under an income - driven repayment plan.

If you wanted to pay off your student loan debt in 10 years rather than the 20 you signed up for, complete the same formula as above, but use 10 years as your time period.

Finally, the majority of survey respondents said they would use the funds offered by an employer to make extra student loan payments rather than simply cover a portion of their monthly bills.

I'm referring to the burgeoning student loan crisis that has yet to reach the implosion point but that will likely happen sooner rather than later.

If you took out federal student loans rather than private student loans, then you've set yourself up nicely to have the best repayment options available.

A Choice private student loan is made by a credit union rather than a for - profit lender.

«Student - loan borrowers are sending big payments every month to their loan servicers rather than becoming first - time homebuyers.»

She got a student loan rebate, and rather than spend it on something sensible, like new siding for the house, she decided to take me on a vacation and make memories.

I am pleased to see the review puts part - time students on a level playing field with full - timers by giving them access to loans for fees rather than having to pay fees upfront as they do now.

The policy in brief is giving students financial support upfront so that they can pay for their living costs while at university rather than giving them money to pay back a loan they can pay back over a number of years.

Student loan debt has ballooned since 2008, and is the only type of consumer debt that continues to go up, rather than down.

Importantly, the B&B surveys are linked to administrative NSLDS data on student loan borrowing, repayment, and default rather than relying on self - reports.

Rather than looking to emulate the English model of the 1990s, the U.S. might instead consider emulating some key features of the modern English system that have helped moderate the impact of rising tuition, such as deferring all tuition fees until after graduation, increasing students» ability to cover living expenses, and automatically enrolling all graduates in an income - contingent loan repayment system that minimizes both paperwork hassle and the risk of default.

Rather than looking to emulate the English model of the 1990s, the U.S. might instead consider emulating some key features of the modern English system that have helped moderate the impact of rising tuition, such as deferring all tuition fees until after graduation, increasing liquidity available to students to cover living expenses, and automatically enrolling all graduates in an income - contingent loan repayment system that minimizes both paperwork hassle and the risk of default.

Many young teachers, who are paying off student loans, starting families, and buying homes, might prefer more of their compensation paid up front rather than diverted into a system from which they may well never benefit.

Maintenance grants: There will be a strong lobby for a return to grants for disadvantaged students, rather than the repayable loans that replaced them.

The need for cash reserves suggests it may be best to pay off student loans after buying a house rather than before.

If at all possible, try and save up for major purchases rather than take out a loan, whether that be a P2P loan, auto loan, student loan, or a credit card.

Also, ask family and friends to consider student loan repayment gifts rather than more traditional gifts.

A Choice private student loan is made by a credit union rather than a for - profit lender.

There will be ebbs and flows in your repayment and times when you experience debt fatigue — but with these tips, you can jumpstart your student loan payments and get out of debt sooner rather than later — so you can invest in your future.

For me, that's changing the language to say, «in 2013, I will increase my net worth by at least $ 6000» rather than, «I will pay off my student loan and my car loan.»

If you graduate early, you can create a plan to repay your student loan debt that works with your budget, rather than trying to pay it off too early.

While it can be more difficult to save up a down payment and qualify for a mortgage if you have significant student loan debt, before you give up on your dream of owning a home sooner rather than later, sit down with a calculator or a financial planner to see if it makes financial sense to buy a home now.

Federal grants, and federally guaranteed student loans are based on need, rather than on credit - worthiness.

When facing problems with student loans, sound advice is what people need rather than just a lower payment.

Finally, the majority of survey respondents said they would use the funds offered by an employer to make extra student loan payments rather than simply cover a portion of their monthly bills.

For example, it's perfectly legal and reasonable to pay college tuition expenses with a student loan rather than a credit card for no reason other than to take advantage of the student loan interest deduction.

Rather than making it harder for students to afford higher education, which this proposal will do, AccessLex supports expanding the subsidized loan program to also include graduate and professional students.

After the student loan rate extension of 2012, Rep. Culberson mentioned that the Republicans «recommended using variable interest rates rather than fixed interest rates» way back in 2002.

Simply put, Private Education Loans are loans to the student which are directly from banks rather than the Department of EducaLoans are loans to the student which are directly from banks rather than the Department of Educaloans to the student which are directly from banks rather than the Department of Education.

Doing so is beneficial for the company as they would rather help a loyal employee pay off student loan debt than re-hire and train someone to replace you in their workforce.

Rather than get out there and «pound the pavement» like your grandfather tells you to do when you're job hunting, you're best off using an online platform to compare student loan rates.

Rather than eliminating student loan debt, we need a more comprehensive change to the student loan system, starting with borrowers.

Since interest is accrued continuously rather than in a single lump sum, student loans have

A bill has been sent to Congress to amend the tax code that would make the first $ 5,250 of employer contributions toward student debt assistance tax deductible, but Natixis chose to begin offering student loan repayment assistance now rather than wait for the bill to officially pass.

If at all possible, try and save for college rather than take out student loans.

But in 2010, after their loan origination rate fell rather abruptly by more than 50 %, Citibank sold its entire student loan business to Sallie Mae and Discover, both of which continue to be large players in the student loan market.

At the time, a Chase spokesperson noted that after the recession borrowers were much more inclined to take out student loans from the federal government rather than private lenders.

For most students, the important takeaway is this: you should take out as few student loans as you can afford, rather than as many as you can.

Many have the motivation to pay off student loan debt sooner rather than later, and this guide is meant to provide direction on how to do that.

Fortunately, given that interest rates are still at historic lows, the Education Department can lock in a bargain - basement cost to refinance its entire loan portfolio rather than continuing to game the yield curve where higher - priced, longer - term student loans are financed with lower - priced, shorter - term government borrowings.

Federal student loans, on the other hand, are generally based on financial situation and federal guidelines rather than credit.