Sentences with phrase «rather than the insurance»

If a voluntary CPP is designed anything like the existing CPP, it will be equivalent to an annuity, except it is sold by the government rather than an insurance company.

But it might also mean that to accept Christ has again become a test or a risk rather than an insurance or a matter of material and social advantage.

The state's own study showed that we would reduce overall health care costs by nearly $ 30 billion annually by 2019 if we had a single payer health care program rather than the insurance mandates of Obamacare,» noted Hawkins.

The upside: If you die early in retirement, your favorite charity stands to benefit, rather than an insurance company.

Consumer reviews offer a better idea of whether or not the policy will help you in layman's terms, rather than insurance jargon, which can keep you from being overwhelmed.

If this happens it would most likely result in the claim not being paid, rather than the insurance being cancelled or being reported for fraud.

If a voluntary CPP is designed anything like the existing CPP, it will be equivalent to an annuity, except it is sold by the government rather than an insurance company.

The central problem is framing: Consumers view annuities as risky gambles rather than insurance.

It feels like you are dealing with another human being rather than an insurance company that only cares for themselves.

Many of these systems are considered to be first - party insurance systems, which means that individuals who are injured in automobile accidents make a claim for recovery against their own insurance carrier, rather than the insurance carrier of one of the other party's involved in the accident.

If, for example, you sustained a TBI in a car accident that was caused by the fact that a store parking lot did not have a stop sign at the end of an aisle, you may be able to recover from the business's insurance rather than the insurance of the other driver.

They are a personal injury firm which represents the injured rather than insurance companies.

In comparison to many other states, a driver who has been in an accident must recover from his or her own insurance policy, rather than the insurance policy of the other driver.

Won partial summary judgment establishing insurers» liability for national counsel's fees at market rather than insurance defense rates; obtained favorable settlement

Again, it leaves a disabled family member or neighbor dependent upon government sources rather than the insurance companies who accepted premiums to insure the risk.

A key detail to look for is a life insurance company who asses your actual age rather than your insurance age.

With access to your information where and when you need it, you can focus on your business rather than your insurance.

General Re Life Corp also has A + + but is re-insurance company rather than an insurance company selling to consumers, so I didn't add that one either.

The policyholder takes on the risk of the subaccount performance rather than the insurance carrier, creating a policy that is most appropriate for individuals who want to manage their own cash value accounts and risks associated with them.

Investment risk - because the sub accounts in the VUL may be invested in stocks and bonds, the insured now takes on the investment risk rather than the insurance company.

That means they should put you first in any transaction, rather than the insurance company or, indeed, themselves.

Pet insurance works a little differently than other insurance types; rather than your insurance company covering the costs right away, you'll pay the costs upfront and get reimbursed.

Look at as paying life insurance premiums to yourself, rather than an insurance company.

For example, a plan with a hundred dollar deductible means that the first hundred dollars of cost for replacing a damaged item is incurred by the policy holder rather than the insurance company.

If you are planning to purchase life insurance, suggest you purchase term life cover (rather than insurance and investment combo products such as the ones from LIC).

With self - pay, your confidentiality is protected and decisions about therapy are made by you rather than your insurance company.

«There are many members of Congress who think FHA is a lending program rather than an insurance program, so a lot of what we have to do is just educate these members about these basic things, said Giovaniello.

Not exact matches

If telematics does have a greater effect on insurance classification, it will likely be an eventual rather than overnight transformation.

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

Feldstein and his crew only have to convince prospective clients to go with them rather than the preferred vendors insurance companies seek to push on policyholders.

The Hobbses took some of Guarino's advice, like using a home - equity loan rather than savings to cover home repairs, and looking into long - term - care insurance.

AMA leaders decided that rather than allowing doctors to insure patients, only insurance companies would be permitted to offer medical coverage.

More from Investor Toolkit: More investors like passive investments Buy life insurance sooner rather than later

And it is health care providers, insurance providers, and the government — rather than consumers — that are ready to pay big bucks for these services.

Rather than taking insurance, our doctors set their own rates, are paid cash, and keep two - thirds of the annual fee.

Rather than purchase expensive liability insurance, then, many small business owners choose to incorporate to protect themselves.

U.S. mortgage insurance is thus based on the actual risk characteristics of the individual borrower rather than pooled across all citizens, as is the case in Canada.

How can businesses offer employees discounted access to services, i.e., rather than pay for a set kind of insurance, can they offer a menu of different options for employees, such as pet insurance, a specific kind of medical insurance (like cancer insurance) or any other possibilities?

Certainly, it offers an attractive level for longer - term investors such as pension and insurance funds to lock in a relatively decent yield, and will tempt some portfolio managers to buy bonds rather than equities.

Particularly, several insurance carriers with affiliated broker - dealer networks have indicated that they will attempt to comply with the best interest contract exemption, rather than exiting certain lines of business.

In this Update, the Minister of Finance again scooped the Canada Employment Insurance Financing Board (CEIFB) by announcing that the employee premium rate for 2012 would increase by 5 cents, rather than the 10 cents assumed in the June 2011 Budget.

The Update incorporates the October average private sector economic forecasts and an increased «adjustment for risk» for 2011 - 12 to 2013 - 14, as well as an increase in employment insurance rates of only 5 cents (employee rate) for 2012, rather than the 10 cents set in legislation As a result, the balanced budget target is delayed from 2014 - 15 to 2016 - 17, prior to the inclusion of the Targeted Strategic and Operating Review Savings (now called «Deficit Reduction Action Plan Saving Target»).

Another benefit is that you only deal with your own insurance company, rather than another insurer with less incentive to pay for your claim.

Rather than be remembered as that infamous corporation that abandoned its responsibility, be the corporation that saved the industry and created universal health insurance for the entire United States of America.

Plan B calls for giving this money directly to the banks and leading insurance companies, on terms that let them continue paying high executive salaries and dividends to existing shareholders rather than wiping them out as normally happens when an enterprise has Negative Equity.

In addition, the New Deomcratics do not include the various initiatives affecting Employment Insurance Benefits as a Use of Funds and the freezing of Employment Insurance premium rates at $ 1.88 per $ 100 of insurable earnings rather than letting them fall to $ 1.49, as specified in the April 2015 Budget, as a Source of Funds.

Rather than discuss the fine points about social insurance programmes and human dignity, repeating urban myths about Loto 10/42 is now accepted expert media commentary from a distinguished economist being interviewed by Don Newman.

If the government really wants to help the American economy it would set up an insurance fund for states and municipalities, with regulatory power to insist on adequate financing rather than borrowing.

U.S. and European banks and insurance companies have gained ownership of these funds, so that the revenue they earn is removed from the domestic economy rather than being part of its circular flow.

Rather than go after exact phrases such as «sales training», Whitefrog worked to develop hundreds of long tail phrases such as «real estate sales training» and «insurance sales motivation videos».