Sentences with phrase «rather than withdrawal»

Another change is that notice to make an offer more advantageous will be treated as the making of a new offer on the improved terms rather than the withdrawal of the original offer.

The focus of retirement planning should be on the savings rate rather than the withdrawal rate.

Amateurs tend to focus on endurance rather than withdrawal.

Yet the scale of the air war has gone far beyond the UN authorization, as did the continuing escalation of the war aims so that by February 15 Pentagon projections were assuming the demand for unconditional surrender rather than withdrawal, and by February 25 flanking actions were undertaken to prevent withdrawal.

Is the Rule of 33 not more a target savings goal rather than a withdrawal rate goal giving you are multiplying your annual burn rate by 33?

You can avoid taxes all together by using policy loans, rather than withdrawals.

You can avoid taxes all together by using policy loans, rather than withdrawals.

Not exact matches

We plan on relying on dividend income rather than the 4 % safe withdrawal rule to achieve FIRE, simply because we want to pass on our dividend portfolio to our kids in the future.

Guardian provided a «cashless» automated teller transaction, in which the purchase amount was taken from the buyer's account as a cash withdrawal rather than debited as a retail transaction.

We also saved enough to go with a 3 % withdrawal rate (rather than the more - commonly recommended 4 %).

It would also mean that a withdrawal from NAFTA, should it occur, would be an orderly process rather than the legal and economic chaos that unilateral withdrawal under the present legislative set up is guaranteed to produce.

Rather than taking a hardship withdrawal, you can actually borrow funds from your 401 (k) account with a promise to pay it back.

A second way to tune to this frequency is to focus on God's identity with the world rather than God's withdrawal from it.

Rather than guarana to boost energy during caffeine withdrawals, it would be much better to use caffeine free «stimulants» such as panax ginseng, siberian ginseng or rhodiola, all of which also tonify the adrenal system.

It must be said the PM sees this week's twin defeat on the Withdrawal Bill as «irritating» rather than anything else.

Rather than wait for the negotiation of Britain's relationship with the EU before advocating membership or withdrawal, the former cabinet minister wants to press the exit button now.

«In rats that have taken a lot of cocaine, craving becomes stronger rather than weaker as the withdrawal period gets longer,» Wolf says.

The NAS and Annenberg group identified several ways to change incentives for quality and correction, including rewarding researchers for publishing high - quality work rather than publishing work more often; mentoring young peer - reviewers to increase clarity and quality of editorial responses during the journal publishing process; and using «voluntary withdrawal» and «withdrawal for cause» instead of the blanket «retraction» term, which has negative connotations that can prevent some researchers from taking action when a paper is wrong, but not as a result of fraud or misconduct.

Once I went on the pill though, my «period» (not actually a true period, but a hormone withdrawal - bleed) was determined by synthetic hormones, rather than other factors, and our cycles fell out of sync.

It may well be that the symptoms they are seeing in the study are a side effect / withdrawal effect, rather than true Alzheimer's disease and may be reversible.

This means that rather than having to deal with the more restrictive withdrawal and spending limits on a typical student account, college customers at Bank of America will likely have access to the standard higher limits of Core Checking.

Tax ramifications for early withdrawal include a 10 % penalty plus withdrawals being taxed first as income (rather than return of capital) under the «last in first out» (LIFO) method.

Even if you don't need the cash flow from these RRSP withdrawals, it may enable you to contribute to your TFSA accounts and grow more assets in a tax - free environment (with tax - free withdrawals) rather than a tax - deferred one (with taxable withdrawals).

After you've settled on a withdrawal rate you're comfortable with, the idea is to make gradual adjustments rather than having to slash your spending because your nest egg's value has declined precipitously or ramp up withdrawals because your savings balance has ballooned.

RRSP withdrawals are taxed in the year of the withdrawal, so the government gets their money later rather than sooner.

A credit card cash advance is a withdrawal of cash from your credit account rather than your debit account.

That means (assuming a 5 % withdrawal rate) they can draw a total of $ 35,000 from their investments at 70 rather than $ 22,000 had they retired at 62.

But if you thought your investments could outpace inflation over the long haul, you might tack perhaps half a percentage point onto your withdrawal rate, so your first - year withdrawal rate would be 4.1 %, rather than 3.6 %.

Congress added a little more confusion in 2016 when a change was made so that special category federal employees (i.e., law enforcement officers, firefighters, Customs and Border Protection Officers, Air Traffic Controllers, Supreme Court and Capitol Police Officers, Nuclear Materials Couriers, and DSS Special Agents in the State Department) had a dividing line of 50, rather than 55 for penalty free withdrawals from their TSP accounts.

If you have not made additions or withdrawals, the return equation is your actual return rather than an approximation.

The taxable portion of a withdrawal is determined across all of an individual's traditional IRA accounts, rather than on an account by account basis.

The Roth IRA is an Individual Retirement Account that one chooses to pay the tax today rather than when he withdrawals the money.

It does make sense to try to get people to spread their withdrawals out earlier, rather than having the estate end with a large lump - sum tax, though the argument can be made that the current minimums are too high.

Typically, it is advisable for those practicing self banking strategies to utilize policy loans rather than outright withdrawals due to the tax issues involved; however, even if a cash withdrawal is used, the result is on par with traditional retirement accounts.

When Russell showed me the version of the final version of the Risk Evaluator on the day before we were going to publish it, I was surprised to see that it reported the lowest safe withdrawal rate as 2.0 percent rather than 1.6 percent.

In retirement, your withdrawals will likely be small, periodic amounts each year rather than a lump - sum all at once.

The 4 % rule is really a guideline rather than a hard and fast rule — If your equities perform better than expected then you can spend a bit more than the 4 % rule amount however the opposite is also true, if you encounter a bear market and the value of your portfolio drops then you should be prepared to cut back on the withdrawals.

Additionally, it is usually recommended to draw out of your RRSP rather than your TFSA earlier in retirement as your TFSA will incur no tax upon your passing or any withdrawals as compared to your RRSP which will be taxed fully.

Rather than chasing yield, or relying exclusively upon coupon interest and dividend payments for future income, many market participants could better prepare themselves for retirement by developing prudent withdrawal plans funded by accumulated savings.

You'll also need to review withdrawal options and fees, in the case that you end up using this investment for retirement rather than life insurance.

Rather than pay for a transfer, I'm doing a full withdrawal from my existing account on Dec. 31 followed by a full deposit — including the 2010 contribution portion — to a new account on Jan. 1.

You might not be charged the fee for even the small amount if you are doing a withdrawal rather than a switch to another fund but you'd have to check with the company.

However, since ordinary income is taxed at a higher rate than long - term capital gains, you will potentially pay more tax on the IRA withdrawal, since it will be taxed at the higher rate, if your gains are long - term rather than short term.

Minimum mandatory withdrawal rates between 65 and 71 range from 3.85 % to 5 %, so if your RRSP account is below $ 50,000 or you need the income anyway, you might as well convert your whole RRSP to a RRIF rather than getting fancy.

I would rather see you keep as much flexible retirement money intact — the RRSPs — than the LIRA with its maximum annual withdrawal limits.

Beyond that, with age 71 looming, you should consider if you might as well start taking your minimum RRIF withdrawal now for all of your registered accounts rather than delaying.

This should represent a lifestyle rather than an actual income or withdrawal amount.

So you're better off paying taxes on contributions now rather than on withdrawals later.

Having a little food porn withdrawal now that Bourdain's packed up and headed over to CNN to start focusing a bit more on news and culture rather than local eats?

(This means, among other things, a purchase transaction, rather than an ATM withdrawal, for example)