Sentences with phrase «rather than your credit score»

Kabbage looks at how your business is doing, rather than your credit score, making the application process quick and easy.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

These loans are again based on your income rather than your credit score and can help you make ends meet in times of struggle.

Rather than credit score, private dealers calculate a metric known as loan to value (LTV) ratio to determine if a property is a worthy investment.

Rather than your credit score, bad credit lenders will look at the debts on a property to inform their lending decision.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

The reason that these loans are so easy for military members to get is because they are based on income rather than credit score.

Private lenders look at equity in a property rather than credit score, allowing them to loan to low credit, insufficient income and other circumstances that wouldn't qualify for a normal bank loan.

Your credit score is usually the largest factor here, but some lenders make their decision based on income rather than credit score.

Unlike a traditional lender, such as a bank or credit union, LoanMart looks at a customer's equity of their vehicle and their ability to repay the loan and bases their loan / funding amount on this number, rather than a credit score.

Our VA borrowers are largely approved on their income, rather than their credit scores.

This means your potential to pay the loan back will be determined based on your income and expenses rather than your credit score.

The loan is approved or rejected in just a few days as it is almost entirely based on the value of the asset rather than your credit scores or employment history.

Whether financing energy efficiency or solar installations, a critical feature of a fair and accessible on - bill financing program is to allow customers to qualify based on their utility bill payment history, rather than credit scores.

With these loans, collateral rather than credit score forms the basis of the loan, meaning that the funds you need can be secured based upon a percentage of the value of the collateral you can offer.

Not exact matches

In general, bridge loans are granted based upon the value of the property that serves as collateral rather than on the credit score of the borrower.

Decisions about loans are now being made by software that can take into account a variety of finely parsed data about a borrower, rather than just a credit score and a background check.

(New York, NY) March 24, 2010 — On Deck Capital (www.ondeck.com), a leading provider of small business financing solutions, announced today announced today that over $ 50 million of loans have now been made to more than 2,000 Main Street small businesses using its proprietary performance lending system which evaluates businesses based on electronic performance data rather than relying solely on the business owner's personal credit score.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

Rather than looking solely at an applicant's credit score and income, SoFi also considers factors such as education and career choice to decide whether to approve you for a loan.

ECM: In the past few years, a person's credit worthiness has also been investigated via social media sites and other avenues (read more on that here via NPR), rather than just based on a credit score alone from the top three bureaus.

The approval process uses alternative credit - history data rather than U.S. credit scores, and the company intends to soon expand the cards to immigrants with certain work visas.

«In certain circumstances, such as an overheated housing market, or if your income or credit score are too low, it makes more sense to rent rather than buy a home,» Scorgie writes.

Rather than looking at just your credit score or history, they take a comprehensive view.

They suggested that, rather than measuring academic achievement based on proficiency rates alone, states should either look at scale scores or some sort of an index providing partial credit for getting students to a basic level (and additional credit for getting students to an advanced one).

Debt consolidation hurts your credit score when you delay or reduce payments to creditors rather than retire old obligations immediately.

Additionally, going through the pre-qualification process will not affect your credit score — as it will be self - reported rather than officially obtained from a credit bureau.

There is no apparent advantage to going to a credit score site rather than getting it from your own bank or credit card site.

This means that our clients can get the credit score they want, sooner rather than later (This is why our average client receives around a 90 point increase in 90 days!).

Negotiate a settlement with collection agencies before they report your medical debt to the credit bureaus rather than after — unless your credit score is already in the tank.

If you have a banking relationship with such an institution, they may be willing to consider your banking history rather than focusing solely on your credit score.

In contrast, low credit scores are the reason that people are paying thousands of dollars for their loans rather than hundreds.

That said, it's wise to furnish a first credit card in a way that's most likely to enhance, rather than damage, credit scores and to minimize the possibility of unduly running up the household's credit card debt.

The good news is that using them the right way can actually make them more of a tool rather than a hindrance to one's credit score.

It's important to understand lenders care much more about your credit history rather than just your credit score.

Lots of people avoid bankruptcy because they do not like the way it sounds, but it can be better over the long haul to start anew, afresh, and begin rebuilding your credit rather than continue to struggle month after month, year after year with little or no progress on debt reduction or rebuilding your credit rating, score, excluding you from the benefits of credit.

In order to maximize your score without having to pay down your balances, evenly distribute your credit card balances among all of your credit cards, rather than carry a large balance on one credit card.

Rather than focus on credit scores, these loans have more basic requirements including U.S. citizenship, having a SSN and a completed FAFSA application.

With fair credit, it doesn't mean that you have to choose an obnoxious card which rather than helping you out, hurt your score even further.

The Equifax Credit Score Card is a free product offered by Equifax that provides an «Equifax Risk Score» rather than a FICO credit Credit Score Card is a free product offered by Equifax that provides an «Equifax Risk Score» rather than a FICO credit sScore Card is a free product offered by Equifax that provides an «Equifax Risk Score» rather than a FICO credit sScore» rather than a FICO credit credit scorescore.

The good news is that you CAN get 3 month loans with bad credit with Wizzcash, as we will take into account affordability rather than just your credit score.

Rather than ask for your credit score, private lenders will ask you to have the property appraised then weigh this against total debts.

They are ready to offer an ideal mortgage solution based on the equity in property rather than individual credit score.

Therefore, the crippling new federal disclosure requirements don't apply when you're offering a credit score, rather than a credit report.

Lenders view credit scores in ranges rather than exact numbers.

Credit scores will be used primarily to determine your interest rate rather than your approval.

I'd rather take the hit on my credit score than be blackmailed by these credit card companies.

These models often take a more holistic view of a client's financial situation and look at things like savings, cash flow, employment history, and earning potential — rather than just focusing narrowly on their credit score.

Dear Bridget, Rather than assume, as many do, that whenever something negative disappears from your credit report your score automatically increases, you're correctly questioning whether that will indeed be the case with a «pay - for - delete.»

Although, sometimes, situations are not in our control, just by managing your credit and finances in the best possible way, you can save rather than destroy your credit score.