Sentences with phrase «ratings by the insurance industry»

Not exact matches

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Industries associated with federal regulations appear to be growing at a slower rate than average, with «finance, insurance, banking and real estate» growing at 0.57 % and public administration actually shrinking by 0.17 % per year.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Health - insurance rates for individuals in New York will increase next year on average by about 15 percent, as well as 9 percent for small group plans, which is lower than the 17 percent and 11.5 percent sought by the industry.

Miscellaneous tax changes reported to be part of the package include several priorities of the business community, including: a favorable change in how the securities industry allocates its receipts for tax purposes, from the address of the firm to the address of the customer; an updating of a sales tax exemption for capital purchases by the telecommunications industry; a reduction in the ton - mileage tax; a rate reduction for small businesses; and creation of an investment tax credit for the securities arms of insurance companies.

Our warranties are recognized by the Ontario Motor Vehicle Industry Council (OMVIC) and the Used Car Dealers Association (UCDA) of Ontario and are fully insured by Industrial Alliance Insurance Company which has an AM Best rating of A +.

The 2011 Mazda5 hasnâ $ ™ t undergone any crash tests given by the government or the insurance industry but the records of the previous models shows good ratings for safety.

WASHINGTON — Five newly designed cars and sport utility vehicles performed well in high - speed crash tests by the insurance industry, including a Cadillac sedan that was redesigned after it failed to win the highest rating.

Only two of nine midsize SUVs got the highest rating in crash tests done by an insurance industry group.

Seven of these entries also earned Top Safety Pick ratings from the Insurance Institute for Highway Safety (IIHS), an organization that is funded by the insurance industry, and the three that didn't are — in a satisfying example of synchronicity — matched by three Top Safety Picks that didn't earn 5 - Star NHTSA scores (Mitsubishi Lancer, Nissan Sentra and ToyotInsurance Institute for Highway Safety (IIHS), an organization that is funded by the insurance industry, and the three that didn't are — in a satisfying example of synchronicity — matched by three Top Safety Picks that didn't earn 5 - Star NHTSA scores (Mitsubishi Lancer, Nissan Sentra and Toyotinsurance industry, and the three that didn't are — in a satisfying example of synchronicity — matched by three Top Safety Picks that didn't earn 5 - Star NHTSA scores (Mitsubishi Lancer, Nissan Sentra and Toyota Prius).

While comparing models in our spreadsheet, we looked at each model's projected fuel - economy ratings from the Environmental Protection Agency and compared crash - test ratings issued by the federal government's National Highway Traffic Safety Administration and the insurance - industry - sponsored Insurance Institute for Highwainsurance - industry - sponsored Insurance Institute for HighwaInsurance Institute for Highway Safety.

Your annuity is backed by USAA Life Insurance Companies, with some of the highest financial ratings in the industry.

Industries associated with federal regulations appear to be growing at a slower rate than average, with «finance, insurance, banking and real estate» growing at 0.57 % and public administration actually shrinking by 0.17 % per year.

Formed by the General Assembly of North Carolina in 1977, the North Carolina Rate Bureau purports to be a «non-profit and unincorporated rating bureau -LSB-... which] provides services and programs for the insurance industry in North Carolina for automobile, property, and workers compensation.»

Allstate holds an A + (Superior) financial strength rating from A.M. Best and has a customer complaint ratio of 0.77, better than the industry median of 1.00, according to data compiled by the National Association of Insurance Commissioners.

However, life insurance is priced by rate bands, as they're called in the industry.

Life Insurance Class or Life Insurance Underwriting Class or Life Insurance Health Class and Life Insurance Risk Classes are all sometimes used to describe the rating system used by the life Insurance industry.

Allstate Insurance Company, in the industry's first effort to have a Florida private passenger insurance automobile rate application adjudicated by an arbitratiInsurance Company, in the industry's first effort to have a Florida private passenger insurance automobile rate application adjudicated by an arbitratiinsurance automobile rate application adjudicated by an arbitration panel.

In a press release on its web site, the Retail Council called for «an industry - wide actuarial study before DFS considers any further rate increases,» citing specific concerns it has with lack of data provided by the State Insurance Fund.

When you combine the lower rates in the industry with the savings you get by comparing multiple quotes, you may save hundreds of dollars per year on your term life insurance policy.

The Safeway Insurance Group is rated «A» (Excellent) by industry analysts A.M. Best Company, and Safeway Property Insurance Company is rated «A» (Exceptional) by independent insurance rating organization Insurance Group is rated «A» (Excellent) by industry analysts A.M. Best Company, and Safeway Property Insurance Company is rated «A» (Exceptional) by independent insurance rating organization Insurance Company is rated «A» (Exceptional) by independent insurance rating organization insurance rating organization Demotech.

See how the financial strength of the Plymouth Rock companies is rated by the A.M. Best Company, the insurance industry's premier independent rating service.

Louis Brandeis found the life insurance industry to have inflated rates in the past, and formed the company in order to make things right by offering fair, affordable products.

The company has a risk - based capital ratio that ranks in the top 10 percent of the U.S. life insurance industry and is rated A -(Excellent) by A.M. Best.

Industry experts have long observed that the property / casualty insurance industry is cyclical in nature, with periods of soft market conditions, during which premium rates are stable or falling and insurance is readily available, followed by periods of hard market conditions, where rates increase and coverage may be more difficult Industry experts have long observed that the property / casualty insurance industry is cyclical in nature, with periods of soft market conditions, during which premium rates are stable or falling and insurance is readily available, followed by periods of hard market conditions, where rates increase and coverage may be more difficult industry is cyclical in nature, with periods of soft market conditions, during which premium rates are stable or falling and insurance is readily available, followed by periods of hard market conditions, where rates increase and coverage may be more difficult to find.

Hazardous sports are any activities that are deemed risky by the travel insurance industry because risk equates to higher - than - average rates of injury and / or death.

The last time the auto insurance industry experienced such a challenging market, characterized by increasing rates, was from 2001 through 2004.

Dairyland is a recognized leader in the insurance industry, rated A + (superior) by the A.M Best Company

«Rather than follow through on the promise to lower insurance rates by 15 per cent for Ontarians, they've been going the other direction, and they've been helping out their friends in the insurance industry.»

Allstate holds an A + (Superior) financial strength rating from A.M. Best and has a customer complaint ratio of 0.77, better than the industry median of 1.00, according to data compiled by the National Association of Insurance Commissioners.

The insurance companies listed on this page offer the most competitive rates in the industry and by getting multiple quotes for your auto insurance you're likely to save a significant amount of money each month.

AM Best is the sole rating agency that specializes in the life insurance industry, however there are other financial strength ratings done by the other Big Three Ratings Companies: Moodys, S&P, and Fitch Rratings done by the other Big Three Ratings Companies: Moodys, S&P, and Fitch RRatings Companies: Moodys, S&P, and Fitch RatingsRatings.

Since insurance rates vary greatly by the insurance companies, purchasing from a company that is well placed in the industry is important.

AM Best is by far the most common known to the insurance industry that rates financial strength in the life insurance industry today.

The life insurance industry is extremely competitive, so companies won't increase their rates a massive amount in one fell - swoop, but they will creep up as years go by.

Below, you'll find the top seven most surprising things that can impact your car insurance rates, taken straight from a comprehensive research report on the state of the auto insurance industry compiled by The Zebra.

Formed by the General Assembly of North Carolina in 1977, the North Carolina Rate Bureau purports to be a «non-profit and unincorporated rating bureau -LSB-... which] provides services and programs for the insurance industry in North Carolina for automobile, property, and workers compensation.»

Safeway Insurance Group is rated «A» (Excellent) by industry analysts A.M. Best Company, so when you choose Safeway Auto Insurance you can be sure you have made a safe choice.

By offering services across both home and auto industries, Progressive is equipped to offer lower rates through bundled insurance plans, and the insurer has already taken steps to improve the shopping process: Under Griffith's direction, the company recently launched HomeQuote Explorer, a first - of - its - kind tool used to compare insurance quotes for homeowners just as quotes are assessed for drivers.

Sanath Kumar, MD National Insurance chairman said that the hike in the insurance coverage under PMFBY will hike the premium rate by 15 to 20 percent by the insurance industry in the next financInsurance chairman said that the hike in the insurance coverage under PMFBY will hike the premium rate by 15 to 20 percent by the insurance industry in the next financinsurance coverage under PMFBY will hike the premium rate by 15 to 20 percent by the insurance industry in the next financinsurance industry in the next financial year.

The life insurance industry would see a 15 % compounded annual growth rate (CAGR) in new business premiums in the next two years, said a report by JM Financial.

Kemper's excellent underwriting companies, all rated «A» by A.M. Best, the most trusted insurance rating authority in the industry, serves over 755,000 policy holders.

When you combine the lower rates in the industry with the savings you get by comparing multiple quotes, you may save hundreds of dollars per year on your life insurance policy.

Most car or vehicle owners are looking for the best auto insurance rates by contacting famous and big insurance companies or firms in the industry.

Edmond car insurance rates are affordable if you look online at all the free quotes offered to you by the different companies in the industry.

According to a 2012 study by the industry - backed Insurance Research Council, states with the most conservative regulatory environments tend to have the most expensive auto insuranInsurance Research Council, states with the most conservative regulatory environments tend to have the most expensive auto insuranceinsurance rates.

When you combine the lowest rates in the industry with the savings you get by comparing multiple quotes, you may save hundreds of dollars per year on your term life insurance policy.

Each of the best car insurance companies is given superior ratings by the industry, as they can easily meet their obligations.

This statistic is used by the insurance industry when calculating insurance rates for air travel.

Workers» compensation insurance is important for all businesses, but rates will be determined by your industry and the unique hazards in the workplace.