Sentences with phrase «ratio of household»

The effort will target certain loans that are past due and will aim to bring the ratio of household debt to income for these borrowers down to 38 %

The current ratio of household debt - to - disposable income in the U.S. is 147.2 %.

According to Statistics Canada, the ratio of household debt - to - disposable income hit an all - time high of 148.1 % in the third quarter, an increase of 6.7 % over last year.

The steep rise in the ratio of household net worth to disposable income in the mid-1990s, after a half - century of stability, is a case in point.

This amount shows the ratio of your household's debt payments to gross household income.

This latest release puts the nation's ratio of household debt to income at 165 percent.

The ratio of household debt - to - disposable income reached the highest on record in the third quarter, at 148.1 per cent, Statistics Canada said Monday, a 6.7 per cent rise in Canadian household obligations from a year ago.

According to Statistics Canada (Q2 2013), the ratio of household debt to personal disposable income surpassed 165 % in 2011, a meteoric rise from 66 % in 1980.

Statistics Canada said Wednesday the ratio of household credit market debt to adjusted disposable income crept up to 166.9 per cent in the third quarter, up from 166.4 per cent in the second quarter.

In September, Statistics Canada announced that the ratio of household debt to disposable income in households rose to 164.6 % in the second quarter of this year.

In fact, the ratio of household debt to disposable income in Canada is now at a record high.

The result has been a doubling in the ratio of household credit to GDP since 1995.

These changes have resulted in a significant upward shift in the ratio of household debt to GDP, and thus a period of above - average credit growth.

The following chart illustrates the record divergence between the ratio of household net worth - to - disposable income (blue line) and the rate of personal saving as a percent of disposable income (red line).

The latest revised data from Statistics Canada showed the ratio of household debt to income fell slightly to 161.8 percent in the first quarter from a record 162.8 percent in the third quarter of last year.

The ratio of household sector interest payments to disposable income has fallen steadily over the past year and is now below 6 per cent.

Overall, the ratio of household debt to the disposable income of households (excluding unincorporated enterprises) has risen by 12 percentage points over the past two years to 94 per cent (Graph 16).

Statistics Canada, the country's data agency, said the ratio of household credit - market debt to disposable income hit 163.4 % in the April - to - June period, an increase from the upwardly revised 161.8 % recorded in the first quarter.

Continued strong growth in the household sector's assets, however, has resulted in the ratio of household liabilities to assets remaining roughly stable for the past few years.

The median ratio of household spending to household income for retirees of all ages hovered around one, inching slowly upward with age.

Even achieving the present trajectory of domestic demand that we have, which has left the economy with a bit of spare capacity, has involved some net rise in the ratio of household debt to GDP.

According to the Flow of Funds Accounts, the ratio of household liabilities to net worth rose from around 20 percent to nearly 30 percent in just three years (Chart 11).

According to Statistics Canada, the ratio of household debt to disposable income stood at just under 150 % at the middle of this year.

In the third quarter, the ratio of household debt to disposable income rose to another record high of 165 %, nearing the peak of U.S. borrowing prior to the financial crisis.

Their newest paper uses historical data from multiple countries to show that an increase in the ratio of household debt to gross domestic product over a three - to - four - year period predicts a decline in economic growth.

Not exact matches

The IIF said Argentina, Nigeria, Turkey and China recorded the largest buildup in debt ratios over the year, the latter fueled by ongoing growth in indebtedness of households and the nation's finance sector.

To return to the ratio of the 1980s, the average household income has to jump to $ 160,000, or home prices have to fall back to $ 460,000.

Previously, the Bank of Canada hinted it might raise rates to curb the borrowing binge, but in March it abruptly changed tack by affirming the household debt - to - income ratio is «stabilizing near current levels.»

Earlier this year, the household debt - to - income ratio hit another record of 167.8 per cent.

One key measure of our current distress is the household - debt - to - disposable - income ratio.

By borrowing: the country's household debt to personal disposable income ratio has climbed to a record high of 152.98 %, according to Statistics Canada.

Benjamin Tal, an economist with CIBC, reported in a study earlier this year that heavy borrowers, those with household debt - to - gross income ratios above 160, accounted for 34 % of all borrowers compared to 26 % in 2007.

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

Over the past 20 years, Canadian households have more than doubled their ratio of debt to disposable income (a key measure of leverage relative to their ability to pay).

Meanwhile, the total household debt service ratio, measured as total obligated payments of principal and interest as a proportion of household disposable income for both mortgage and non-mortgage debt, remained flat at 13.8 per cent in the fourth quarter.

The ratio of Canadian household debt to disposable income rose to a record 165 percent in the first quarter from 164.7 percent in the previous period.

For example, regulators can lower loan - to - value ratios in response to indications of rising household sector vulnerabilities.

Although the household debt to net worth ratio has declined considerably from its peak, it is still around 26 percent, well above the already elevated average of the past decade (Chart 19).

As a result, the household debt - to - income ratio has risen, although if account is taken of the increased balances held in offset accounts the rise is less pronounced (Graph 10).

household debt ratios are expected to rise further before stabilizing by the end of the projection horizon -LRB-...)

Using the conventional total debt - to - income ratio, where debt is measured as a share of income, college - educated student debtors are by far the most indebted.2 The median college - educated student debtor has total debt equal to about two years» worth of household income (205 %).

The ongoing accumulation of household debt has led to a further increase in the debt - servicing ratio; interest payments as a proportion of disposable income rose to 9.3 per cent in the September quarter (Graph 23), and are expected to rise further.

This has resulted in a further fall in the saving ratio, which appears to have been related to the substantial rise in the value of household assets over the past year.

The recent rise in the debt - servicing ratio is largely a result of households increasing their debt levels, rather than an unexpected sharp rise in interest rates, as occurred in the late 1980s.

The debt - servicing ratio on household borrowing has now surpassed its late 1980s peak, and is set to rise further over the first half of 2004, given current rates of household credit growth.

U.S. households have also delevered debt, with the ratio of current obligations to income at 15.3 %, the lowest since the early 1980s.

We showed that deregulation impacts neither the probability to incur debt nor the debt - to - income ratio of low income households, which mitigates the fear that banking competition fosters «predatory lending».

The proportion of low ratio loans to highly indebted households is trending up, and the share of these mortgages amortized longer than 25 years is also increasing, it said.

As a result, household gearing — the ratio of debt to assets — increased to around 15 per cent in the March quarter.

The debt - servicing ratio reached 7.6 per cent of household disposable income in the March quarter (Graph 22).