My score was within a few points of when we got
a real credit score pulled by our mortgage lender when we bought a new home in July.
Fact # 374: myFICO is the only place online that provides
a real credit score.
Nevertheless, they can be a good metric for monitoring your credit and estimating
your real credit score.
Lots of companies claim to be selling
you your real credit score.
Even if it is
a real credit score it does not necessarily mean that this is the scoring model that mortgage banks will use when applying for a mortgage.
But are
these your real credit scores?
Yes, they are
a real credit score, but you may get a very different score when your credit is reviewed by lenders.
It's no substitute for checking
your real credit score, but it's should definitely be part of your credit arsenal.
A real credit score, as used by banks and lenders, is a FICO number.
The only way to get
your real credit score is to have your bank or credit union pull it for you.