Not exact matches
Rangasamy was encouraged that consumers»
real disposable income climbed by 6.2 per cent
in the first quarter — the best since 2010.
And bear
in mind, China's
real disposable income per capita is growing at high single - digit rates.
It also raises the
real value of
disposable household
income and
in so doing may increase household consumption.
If we assume that
disposable household
income is currently half of GDP, eight years of
real GDP growth of 6.9 % and
real disposable household
income growth of 7.7 % will only raise the household
income share of GDP to 53.1 %
in 2023, a little more than 3 percentage points higher and still below its 21st Century average and leaving China as dependent as ever on investment and the current account surplus.
[181] Inflation - adjusted («
real») per capita
disposable personal
income rose steadily
in the U.S. from 1945 to 2008, but has since remained generally level.
In the euro area, the household saving rate increased due to a larger fall in real final consumption expenditure -LRB--0.7 %) than in real gross disposable income -LRB--0.4 %
In the euro area, the household saving rate increased due to a larger fall
in real final consumption expenditure -LRB--0.7 %) than in real gross disposable income -LRB--0.4 %
in real final consumption expenditure -LRB--0.7 %) than
in real gross disposable income -LRB--0.4 %
in real gross
disposable income -LRB--0.4 %).
The rate of growth
in real disposable household
income per capita is only 0.9 percent per year.
In the last two months the overwhelming weight of the evidence supports this view, as the following indicators have either come in below expectations or suffered an actual downturn: core durable goods orders, the Chicago Fed National Activities Index, new home sales, existing home sales, payroll employment, the NFIB Small Business Index, construction spending, the ISM Non-Manufacturing Index, the Kansas City Fed Index, the Philadelphia Fed Survey, industrial production, the Empire State Manufacturing Index, the NAHB Housing Index, the ADP payrolls, auto sales, real disposable income and the GD
In the last two months the overwhelming weight of the evidence supports this view, as the following indicators have either come
in below expectations or suffered an actual downturn: core durable goods orders, the Chicago Fed National Activities Index, new home sales, existing home sales, payroll employment, the NFIB Small Business Index, construction spending, the ISM Non-Manufacturing Index, the Kansas City Fed Index, the Philadelphia Fed Survey, industrial production, the Empire State Manufacturing Index, the NAHB Housing Index, the ADP payrolls, auto sales, real disposable income and the GD
in below expectations or suffered an actual downturn: core durable goods orders, the Chicago Fed National Activities Index, new home sales, existing home sales, payroll employment, the NFIB Small Business Index, construction spending, the ISM Non-Manufacturing Index, the Kansas City Fed Index, the Philadelphia Fed Survey, industrial production, the Empire State Manufacturing Index, the NAHB Housing Index, the ADP payrolls, auto sales,
real disposable income and the GDP.
The bankers» ideal is for the entire surplus over and above bare subsistence to be paid
in the form of interest and fees — all
disposable personal
income, corporate cash flow and
real estate rent.
The following chart shows that since February 2015, the growth rate of consumer revolving credit has nearly doubled from 3.4 % to 6.2 %, while the growth rate of
real - per - capita -
disposable income has been cut almost
in half, from 3.2 % to 1.7 %.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines
in the securities and
real estate markets, and perceptions of these conditions that decrease the level of
disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments
in new markets; breaches
in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes
in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions
in the agreements governing our indebtedness that limit our flexibility
in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions
in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations
in foreign currency exchange rates; overcapacity
in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays
in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases
in the price of, or major changes or reduction
in, commercial airline services; seasonal variations
in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments
in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes
in which we operate; and other factors set forth under «Risk Factors»
in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Finally,
disposable income will be boosted when new withholding tables are applied, while after - tax corporate profits will surge, leaving a likely 2018 boost
in real GDP to the 3 % area.»
«Item sees
real household
disposable incomes falling by 1.4 % this year, following a decline of 0.8 %
in 2010 — the first back - to - back declines
in household
income since 1976,» Mr Spencer added.
Real household
disposable income looks as if it will fall by almost five per cent between 2009 and 2012 — easily the biggest three - year drop since records began
in the mid-Fifties.
«Sugar daddy relationships are
real women who are interested
in being with men who are willing to spend their
disposable income on the lifestyle.»
EA Sports Hockey League is now available from the get go and lets you jump
in and pit your co-op multiplayer teams against
real world opponents; unlike the previous iterations, which allowed boosting through micro-transactions, player abilities are now dictated by the class selected, ensuring that those of us with
disposable incomes don't gain an unfair advantage.
Working with VT DPS, and using the REMI model, Synapse then modeled the economic impacts (
in terms of jobs,
real disposable income, and GSP) of these cost changes, and of the associated investments.
Mike Greeff, CEO of Greeff Christies International
Real Estate, is also optimistic on the effect on the market: «Any type of easing
in interest rates will encourage individuals to get involved
in the property sector, as well as bring relief for current bond holders
in that it will have two possible effects: it could either create additional
disposable income in their budgets, or it will allow for a higher than required bond repayment which can
in essence take years off your bond.»
«If a recession occurs and
disposable income drops, that will of course hurt everybody,» he notes, adding that other
real estate asset classes will suffer more
in a recession than retail.
«The rise
in housing prices and the increase
in household investment
in houses and consumer durables do not appear out of line with what might be expected
in the current environment of low interest rates and continuing growth
in real disposable incomes,» Kohn averred.
Incomes, meanwhile, have not kept pace:
Real disposable personal
income in the U.S. has increased only about 5.5 % over the past two years, according to data from the Federal Reserve Bank of St. Louis using inflation - adjusted numbers.