Sentences with phrase «real estate as the collateral for»

The mortgage uses real estate as collateral for the loan.

Not exact matches

And as for the high - end real estate market, well, most of those Microsoft millionaires you hear about may be rich only on paper, but as far as lenders are concerned, stock options make dandy collateral.

Many small business owners looking for unsecured business loans or lines of credit typically don't have the collateral that a bank may require, such as real estate, inventory, or other hard assets.

Many small business owners are interested in a loan or line of credit for their business, but don't have the specific collateral a bank may require, such as real estate, inventory or other hard assets.

The tendency is for banking systems — and the currency — to collapse after such bubbles, as falling prices for their real estate collateral (aggravated by an exodus of flight capital) hollow out the banking system's balance sheets.

The economy would «borrow its way out of debt,» re-inflating asset prices for real estate, stocks and bonds so as to deter home foreclosures and the ensuing wipeout of collateral on bank balance sheets.

They can also be used to obtain working capital for a business by using your personal or commercial real estate as collateral to back the loan.

According to Reuters, real estate directly affects 40 separate business sectors there, including gaming, which VIP gamblers use as collateral for loans taken out to bet with.

As long as the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininAs long as the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininas the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininas collateral for yet new loans in a process that seems to be self - sustaining.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Using real estate holdings as collateral also allows for longer repayment terms.

Loans from life insurance can be taken using the cash value as collateral (without penalty) to pay for items that are already monthly expenditures such as vehicles or real estate loans.

When it comes to small businesses, there are other assets besides real estate properties that can be used as collateral for lines of credit.

You may have to pledge collateral for the loan, such as business equipment, inventory, or real estate

You apply to Alaska USA for a letter of credit using cash, real estate, or other business assets as collateral.

North Coast Financial provides many different types of Oakland hard money loans including investment property loans, distressed property loans, bridge loans, purchase loans, fix and flip loans, estate and trust loans, construction loans, cash out refinance loans, reverse mortgage refinance loans, hard money loans for primary residences and other Oakland hard money loans using real estate as collateral.

For example, a bank might offer an 80 % loan - to - value ratio for a business loan if you pledge real estate as collaterFor example, a bank might offer an 80 % loan - to - value ratio for a business loan if you pledge real estate as collaterfor a business loan if you pledge real estate as collateral.

By putting up a piece of real estate as collateral, a person can qualify for a loan that is secured against their property.

Traditional lenders, like banks, typically look for secure assets like real estate or equipment as collateral; although anything of value the lender can sell to satisfy your debt should you default might be accepted — depending on the lender.

Loans for which the borrower gives the lender a lien on property such as an automobile, boat, other personal property or real estate that will serve as collateral for the loan.

The loan is secured by the real estate (asset) being used as the collateral for the loan.

Hard money lenders are primarily concerned with the value of the real estate that will serve as collateral for the loan and the loan to value ratio, while the banks focus on the borrower's credit rating and income.

«Among others, we prepared the legal due diligence reports on important real estates pledged as collateral, we have drafted the mortgage agreements, participating into negotiations and assisting the notary public with the formalities of registration of the securities in the land register and in the electronic archive for secured transactions.

One of the ways we encourage our clients to maximize their whole life insurance policy is to use the cash value as collateral for a life insurance loan to purchase other income producing cash flow assets, such as real estate and other investment opportunities.

Loans from life insurance can be taken using the cash value as collateral (without penalty) to pay for items that are already monthly expenditures such as vehicles or real estate loans.

They normally should not be used as the sole way to value collateral in a real estate transaction where a mortgage is being originated, even though in some states both BPOs and CMAs are technically permitted for purchase money transactions when the transaction is less than $ 250,000 (though allowed, CMAs are rarely used for this purpose).

Mortgage Loan — A loan which utilized real estate as security or collateral to provide for repayment should you default on them terms of your loan.

Investing in real estate often offers lower risk than in stocks, as the property itself acts as a collateral which can be foreclosed to recover capital for the investors.

By creating a single page on your real estate website called something like «Home Buyer Resources,» you can include snippets of and links to all of this collateral and promote the page via email and social media, referring to it as something grand and encyclopedic like «The Ultimate List of [Your Market Name Here] Home Buyer Resources» or «The All - in - One Toolkit for Home Buyers in [Your Market Name Here]» — something that evokes just how much buyers can educate themselves about the entire purchase process... and how much you can help them as well.

Hard money lenders are more able (and willing) to make these loans because, unlike banks and other institutional lenders, they use asset - secured underwriting with the real estate serving as the sole collateral for each loan, and they are able to charge enough interest in order to cover the high risks involved in underwriting such loans.

In these cases, the real estate investment is used as collateral for the transaction.

At the same time, though, if your buyer has more equity in more valuable real estate — an expensive condo at the beach, for example — that property should be used as collateral, suggests Bill Broadbent, co-author of the self - published book «Owner Will Carry: How to Take Back a Note or Mortgage Without Being Taken» ($ 38.40 including shipping, 800-542-2270).

TRIA is essential for commercial real estate as lenders require «all risk» insurance coverage — including terrorism coverage — to cover the risk of loss to the collateral.