Sentences with phrase «real estate consumers make»

Not exact matches

«Just because you make more information available to consumers, it doesn't mean they want or need a real estate agent less,» he says.
Spencer Rascoff, CEO of Zillow Group, describes how the real estate industry has rapidly changed thanks to information being made accessible to consumers.
From evaluating the real estate cycle in REIT - focused ETFs to assessing the business dynamics of top holdings within consumer discretionary ETFs, for example, we focus on key aspects of the investment decision - making process.
Burlington, Ontario About Blog Easy to understand Real Estate Resources for Realtors and Real Estate Consumers, with all information necessary to make the best decisions.
(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).
The Commissioner of Competition, the federal agency tasked with advocating for the rights of Canadian consumers, won their abuse of dominance case against the Toronto Real Estate Board (TREB) after fighting for years to have sales data made accessible to the public.
This would eventually make real estate data an open, competitive market, allowing consumers to get access to sales data that is more in line with what is recorded and reported on Zillow.com listings (Zillow is an independent, online U.S. real estate database company that provides previous sales data for more than 110 million American properties.
(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.
«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.
A consumer should always get information about the prices of other houses in the neighborhood, interview several real estate professionals, hire a properly licensed and qualified home inspector to carefully inspect the property before you become obligated to purchase it, determine whether the seller or you is going to be responsible for paying for the repairs, determine whether or not you can afford to make the repairs, compare costs and shop for a lender before refinancing or purchasing a home.
California Department of Real Estate for CA Mortgage Lender; Colorado Supervised Mortgage Lender License; FL State Florida Mortgage Lender; MD Maryland Mortgage Lender; Registered in Michigan as Second Mortgage Broker; Utah Consumer Credit Notification, Home Equity Loan License; We do not make mortgage loans in Pennsylvania.
Alaska Business License No 299754; Loans will be made or arranged pursuant to California Department of Real Estate, CA Mortgage Broker # 01383182; Colorado Supervised Lender License; CT Connecticut Second Mortgage Broker # 13387; FL State Florida Mortgage Broker # 385366; GA Georgia Residential Mortgage Licensee, Mortgage Broker # 19240; MA Mortgage Broker # MB3598; This is not an offer to enter into an agreement, ME Main Loan Broker # CSO6907; MD Maryland Mortgage Lender # 12704; MI Registered in Michigan as Second Mortgage Broker #SL 0010472; NE Nebraska Mortgage Banker # 825; NH Licensed by the New Hampshire Banking Department (Mortgage Broker # 11471 - MBR); Utah Consumer Credit Notification; VA Licensed by the Virginia State Corporation Commission, Mortgage Broker # 2456; WA Washington Mortgage Broker # 510 - MB - 25970; Not licensed in all 50 states.
Burlington, Ontario About Blog Easy to understand Real Estate Resources for Realtors and Real Estate Consumers, with all information necessary to make the best decisions.
On the more serious side of things, the Shenzhen - based company just confirmed the OnePlus 6 will have a display notch, with Mr. Pei telling consumers to «learn to love» the cutout and arguing that including one «made sense» because it allowed the OEM to increase the screen real estate of its upcoming device while retaining the overall physical footprint of the OnePlus 5T by simply moving the notification bar higher up the 18:9 phablet.
The South Korean consumer electronics manufacturer made some radical design changes compared to its 2016 flagship models as the company opted to remove the physical Home button from its latest devices and move their fingerprint scanners to the back, in addition to offering more screen real estate in a similarly sized package.
The display on this handset has a large real estate of 5.5 - inch, and it makes perfect sense for consumers interested in using handsets for viewing pleasures such as gaming and movies.
Mr. Pei said the Shenzhen - based phone maker opted for a notch in order to maximize the screen real estate made available to consumers, though the development was met with some backlash from a vocal portion of the original equipment manufacturer's fans.
Apple highlights that there is an app out there for every type of consumer, and they have been made to take full advantage of the screen real estate on both iPads.
Burlington, Ontario About Blog Easy to understand Real Estate Resources for Realtors and Real Estate Consumers, with all information necessary to make the best decisions.
Burlington, Ontario About Blog Easy to understand Real Estate Resources for Realtors and Real Estate Consumers, with all information necessary to make the best decisions.
Florida Real Estate News The Importance of Competition in Real Estate to Consumers Discount Brokers Can Make Selling a Home Less Costly Florida Law Preserves Competition Businessman Uses Flat Fee Approach to Sell Real Estate
We're going to go back to our interview in a second, but let me remind you, as always, that the wise consumers are the informed consumers, so before buying, selling, renting, refinancing, or signing any real - estate - related agreement, or before making any major money decision whatsoever, it's always best to speak with and take the advice of a qualified attorney, accountant, and / or if you can find a good one or a great one, such as my co-host Susan Kaplan, a financial planner.
Our mission is to empower REALTORS ®, lenders, real estate affiliates, and consumers with information, data and analysis to make better decisions within the housing marketplace by delivering comprehensive, local housing statistics.
Mistele made his case: «HomeAdvisor is built with the consumer in mind; therefore, it includes neighborhood information, online calculators, and information about the real estate process.
To the surprise of many in the media and technology business — and even of some in the real estate industry — REALTORS ® are winning when it comes to harnessing Internet technology to enhance their business and make transactions easier for consumers.
I expect that brokers will NOT like to have their fees advertised to consumers, but it is one way to make real estate a TRULY competitive business.
If the information at the Land Registry was just as valuable and accessible to consumers, as the real estate data that is made available on a VOW (Virtual Organization Website) to its customer's, do you think the creator or owner of a VOW would be dumb enough to sink a large amount of money into the creation and operation of a VOW?
How it benefits real estate agents Predictive analytics isn't a fly - by - night fad or applicable to data enthusiasts only; it can help you set yourself apart from competitors — and make you a trusted adviser to consumers.
«The Commissioner is pressuring TREB to make changes to TREB's own property listing system (MLS) that TREB believes would violate consumer privacy laws, reduce the quality of the system, and diminish protection for consumers who list their homes in the Greater Toronto real estate market,» said TREB president Richard Silver in a statement.
HouseLogic, Real Estate Today, our political advocacy efforts, and even this annual House & Home issue of our magazine are geared toward making you the authoritative real estate source, helping consumers protect and maintain the home they cherReal Estate Today, our political advocacy efforts, and even this annual House & Home issue of our magazine are geared toward making you the authoritative real estate source, helping consumers protect and maintain the home they chEstate Today, our political advocacy efforts, and even this annual House & Home issue of our magazine are geared toward making you the authoritative real estate source, helping consumers protect and maintain the home they cherreal estate source, helping consumers protect and maintain the home they chestate source, helping consumers protect and maintain the home they cherish.
The fact that so many Realtors need to be reminded of this kind of advice as well as of other commons sense - based information is a testament to the sad state of affairs that Organized Real Estate finds itself in as it continues to populate its ranks with charismatic know - nothings (beyond answering some questions correctly — well, at least 80 % of them anyway — on three exams) paying for whiz - bang websites and script - ready manipulative speeches designed to make consumers think that they are the cat's ass when it comes to who will best represent their fiduciary interests (read... get them the most money for a sale or the most house for the money).
Many real estate practitioners are making a good name for themselves by actively engaging in what's been informally termed the «RE.net,» the new electronic water cooler and backyard fence, where practitioners meet, exchange referrals, and communicate with consumers.
I am one of approximately 100,000 members who pay lots of money for CREA's valuable staffing and upkeep in order that the prosperity of individuals seeking to carry out real estate transactions (with confidence) may continue by protecting and promoting buyer and seller interests thus enabling informed consumer decision making.
These trends, coupled with the rise in mobile search and more Millennials making up a larger slice of the buyer demographic (Google Consumer Survey), make it imperative that real estate professionals invest heavily in their online reputation to connect with this audience.
Joy Triglia: The constant change, competitiveness and increasing power of consumers all serve to make this a pivotal time for the future of our company, for the CENTURY 21 brand, and for the real estate industry as a whole.
And if consumers who start their search at those sites aren't as close to making a real estate decision as those who, say, walk into a real estate office, that doesn't mean Internet leads aren't real prospects.
I devised a plan that would use video and YouTube (this is pre-Facebook video remember) to push great content to help the consumer understand the market, and to give my opinion on what was happening in the real estate world as it related to changes made by government, governing bodies or the financing sector.
Finally there came REALTOR ® followed by MLS ®, both created and developed to contribute to the prosperity of individuals seeking to carry out real estate transactions (with confidence) by protecting and promoting buyer and seller interests and enabling informed consumer decision making.
Ultimately the real estate sales profession has little choice in the amount of regulation licensees must work with; the consumer will make that decision.
I think the number of times consumers are hurt by fraudulent activities is extremely low and when the real estate council deals with these individuals, the penalties can be harsh and all members of our industry are made aware of the results of these investigations.
It is very difficult for the consumer to compare services and fees between the various real estate companies, so why not make it easier for us to get the information we need to make an informed decision.
Could our real estate industry make something like this available to consumers to help make them make more informed buying decisions?
We, as REALTORS ® contribute to the prosperity of individuals seeking to carry out real estate transactions (with confidence) by protecting and promoting buyer and seller interests and enabling informed consumer decision making within a safe and legislatively controlled environment.
Like I said months ago, CREA thinks that it has morphed into the United Nations of the real estate world, except, unlike the United Nations (another outfit made up of useless left - wing socialist idiots who conduct interminable meetings in order to vote to have more interminable meetings ad infinitum until whatever current crisis exists has resolved itself by the natural forces of nature) which is supported by actual nations» dues, CREA looks out for the interests of everyone «but» its dues payers (I just can't seem to say that enough) aside from producing expensive ads proclaiming things that the average consumer does not believe in the first place... because what the ads are proclaiming (all Realtors are professionals) is obviously not true.
Real estate consumers have different — often multiple — personality profiles, and we need to make certain that our services are equal to the task.
REALTOR ® was created and developed to contribute to the prosperity of individuals seeking to carry out real estate transactions (with confidence) by protecting and promoting buyer and seller interests and enabling informed consumer decision making.
Firms like Houlihan Lawrence in Westchester County, Slifer Smith & Frampton in Vail, Michael Saunders & Company in Sarasota and John Daugherty Real Estate in Houston made a bold move that would dramatically change the way real estate firms engage affluent consumReal Estate in Houston made a bold move that would dramatically change the way real estate firms engage affluent consEstate in Houston made a bold move that would dramatically change the way real estate firms engage affluent consumreal estate firms engage affluent consestate firms engage affluent consumers.
REALTOR was launched exclusively for members of the National Association of REALTORS ® to help brokers and REALTORS ® separate themselves from others working in the real estate industry, and to make it easier for consumers to locate a trusted, valued source of real estate information, resources and services online.
Low educational requirements, in most cases, do make it too easy to jump into Real Estate sales and the large numbers of licensed agents means that most consumers can usually deal with someone that they know personally verses seeking out someone that might come recommended.
«No matter where we advertise — whether it is on a property sign, in print or on TV — we make sure to include a text code,» says Jan Smith, broker / owner at Legacy at the Lake Real Estate, Osage Beach, Mo., «so that we are reaching out to consumers via a variety of channels, providing better visibility for each of our listings.»
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