Sentences with phrase «real value of the loan»

Not exact matches

Before the economic and credit boom of the 2000s, traditional lenders for commercial real estate capped their loan amounts at 65 percent of the value of the property.

Under Mr. Millstein's leadership, Cerberus became one of the world's foremost investors in European non-performing loans backed by commercial and residential real estate, purchasing portfolios with a total transaction value of nearly $ 40 billion.

PNC may be a good place to start your mortgage search if you value peace of mind in dealing with loan officers and real estate agents.

A distinction that comes across when interacting with the executive team, listening to recorded presentations, and interfacing with their site is they seem sincerely committed (passionate actually) to efficiently and cost - effectively filling the funding gap that's existed between individual real estate developers looking for short - term loans for their fix - and - flip, bridge loans, and other construction projects and investors who understand the investment value of real estate and want to fund those projects.

The loans are all floating rate senior loans with an average origination LTV (loan to value) of 63 % secured by institutional real estate in major markets.

If the value of your residential real estate is high enough, one option is to take out a home equity loan and use that to pay off student loans.

Securities backed by commercial real estate assets are subject to securities market risks similar to those of direct ownership of commercial real estate loans including, but not limited to, declines in the value of real estate, declines in rental or occupancy rates and risks related to general and local economic conditions.

For instance, I think there is a big difference between a commercial real estate loan on a midtown Manhattan office building purchased at the top of the market by a speculator using a 90 % + loan to value (LTV) vs. a 65 % LTV, owner - occupied warehouse loan with personal guarantees in Scranton, or some other market that never experienced a spike in real estate prices.

Wenger has adopted a transfer strategy that has seen the north London club farm out players on repeated loan deals, as many as 17 having been sent out on temporary deals this term, but the Emirates Stadium board will push the French manager to take stock of those in his squad he genuinely feels are of real value whilst pushing him to permanent offload those who are deemed surplus to requirements.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really wareal future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really waReal or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

It will provide funding for banks over an extended period of several years, lending against a much greater value of collateral in the form of loans to the real economy.

A combination of borrower defaults and falling real estate values took the profitability out of sub-prime loans and now that market has dried up.

Given falling property values in much of the nation, this year's loan limits are likely to be lower in many areas as last year's formula for calculating maximum FHA loan amounts was based on «real estate bubble» prices that are expected to be significantly lower this year.

An unsecured loan is one offered without the borrower having to put up collateral, such as real estate, art, business assets, or other things of value.

Their intention is to calculate loan to value ratio in an attempt to understand just how much risk a piece of real estate carries.

Secured loans require the placement of property of real value, such as real estate or even a late model car.

A secured loan is a sum of cash given to you but you have put something of real value as collateral, usually real estate, sometimes a vehicle.

We'll go over types of loans and the value of buying a new vs. used car, but have this math formula in mind before you go shopping for a car: The real cost of a car is the purchase price + finance charge.

With real estate values on a seemingly never - ending rise, a home equity loan or home equity line of credit seem like a no - brainer.

If we marked the value of commercial real estate loans to market for banks, using data from the CMBS market, some banks would be insolvent.

Source Capital hard money loans fund up to 70 % of the value of your property, which means you can secure a property and still have enough funds to complete other real estate projects.

Some partially secured creditors may have requested collateral that they knew would only cover some of the debt while others may have secured their loans with collateral that dropped in value, such as real property.

Hard money mortgage lenders can fund bad credit borrowers as hard money lenders are primarily concerned with the value of the property that will be securing the loan and the amount of equity the real estate investor has invested in the property.

This is done so that the borrower, seller and real estate agents may not attempt to manipulate the value of the property or the results of the VA Home Loan Appraisal.

Real estate professionals can refer you to home inspectors and provide opinions of value; mortgage lenders use in - house or independent appraisers for determining home value for mortgage and refinance loans.

This Cash FIREhose is a more risky investment, because if the real estate market turns south, these investors may be unable to pay these loans, and property values could fall to a point where it is not possible to recover all of the principal in a foreclosure sale.

BND may approve a guarantee on a loan up to 75 percent of the certified appraised value of the agricultural real estate.

With home values struggling in the region, low New York mortgage rates and high loan amount limits remain two of the few bright spots economically for real estate investors and homeowners.

I have applied value investing principles — without having even 1 % of the widsom of a Buffett, Graham or Klarman — in asset classes such as: residential real estate, publicly traded equities, publicly traded bonds, private loans and commercial real estate.

The rule is that the loan amount can not exceed the reasonable value of the real estate.

By flooding the mortgage market with money, it pushed the cost of home loans to record lows in an attempt to boost real estate sales and property values battered by the recession.

That means that assets and debts denominated in dollars, e.g. cash, loans, bonds, and the like, also decrease in value relative to all the many assets that are not defined in terms of dollars, e.g. stocks, commodities, and real estate.

These net asset values became readily ascertainable insofar as the specific assets consisted of cash and equivalents; investments in marketable securities and performing loans; income - producing real estate; land suitable for development; and intangibles such as mutual fund assets under management.

FHA county loan limits for single - family homes range from $ 271,050 in most of the country to as much as $ 625,500 in counties with high real - estate values.

Heirs wishing to retain the home after the loan becomes due may choose to pay the lesser of the (1) loan balance or, (2) 95 % of the home's appraised value, less any closing costs and real estate commissions.

Unlike the banks, home equity loan lenders in Sudbury base their decision on the value obtained by subtracting debts from the selling price of real estate.

While they offer loans without looking at one's credit score, the amount one is able to get is based on the value of the item you give as collateral and in most cases, it is way low than the real value of the item.

But Boosts offer a real value to customers because they offer loan rate discounts based on the number of Boosts you receive.

In general, bridge loan lenders will provide bridge financing worth up to 80 percent of the combined value of the collateral in the case of real estate.

In real - estate terms, this requires having a loan - to - value ratio of 80 - 20 or less, meaning you are borrowing 80 percent of the value of your home.

Both hard and private money are asset based loans, meaning they are dependent on the value of the real estate pledged as collateral.

In theory, a Real Estate Agent referral to a Loan officer should be something of value, but not always.

Conventional Mortgage Loans: Loans of up to 80 % of the appraised value or purchase price, whichever is less on improved real estate, without the support of a guarantee provided by a governmental agency or private mortgage insurance company (PMI).

Insurance Mortgage Loans: Loans of between 81 % and 95 % of the appraised value or purchase price, whichever is less, on improved real estate supplemented by guarantee of a private mortgage insurance company for that portion of the loan which exceeds the Bank's conventional loan - to - value ratio.

In an economic environment with steady monetary inflation, taking out a long - term loan backed by a tangible non-depreciating «permanent» asset (e.g. real estate) is in practice a form of investing not borrowing, because over time the monetary value of the asset will increase in line with inflation, but the size of the loan remains constant in money terms.

Because of all the conditions on loan discounts in both programs, the overall value of the discounts was more apparent than real.

As a new real estate investor, probably the best loan you could qualify for would be a high interest rate «hard money» loan for 70 % of the property's appraised value.

Equity: This represents the owner's interest in the real property or the property's market value less the amount of any encumbrances (i.e. liens, loans) secured by the real estate.

«Good debt is investment debt that creates value; for example student loans, real estate loans, home mortgages, second mortgage loans, and business loans,» says Eric Gelb, CEO of Gateway Financial Advisors and author of «Getting Started in Asset Allocation,» in a recent article on Bankrate.

Non-direct recognition may be preferable for infinite banking because you want to be able to take full advantage of policy growth (cash value accrual) while ALSO taking advantage of policy loans for other investments such as real estate and hard money lending.