Sentences with phrase «reasonable debt ratio»

Answer from Robert McLister, mortgage planner with Ratespy: A strong credit profile and reasonable debt ratio are equally important if you want the best mortgage rates and terms.

HELOCs are available to homeowners with at least 20 per cent equity and good qualifications (provable steady income, a reasonable debt ratio, a solid credit score, a marketable property, and so on).

In general, a strong credit profile and reasonable debt ratio are equally important if you want the best mortgage rates and terms.

Not exact matches

I screened for Aristocrats which had a sustainable payout ratio, a reasonable dividend yield, relatively low debt / equity ratio, and positive projected earnings.

For example, a borrower with a reasonable debt - to - income ratio but a pattern of late payments might be turned down for a home loan.

Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.

However, with this option, getting a large - enough loan with a reasonable interest rate will require good personal credit history and a low debt - to - income ratio.

Similar to Citibank, we recommend borrowers have strong credit, a reasonable debt - to - income ratio and several years of credit history to improve their chances of getting approved at Marcus.

Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.

Qualifying for a new home mortgage often requires the buyer to have both good credit and a reasonable debt - to - income ratio.

One note of caution: be careful to only open a reasonable number of accounts or risk a credit score drop due to excessive credit inquiries and debt - to - income ratio limitations.

A stated income mortgage is a form of a low doc mortgage that requires lenders to have great credit and a reasonable income to debt ratio.

If you have steady income, a reasonable debt - to - income ratio, and a good credit score (mid 600s or higher) a cosigner may not be necessary.

You will need good personal credit and a reasonable debt - to - income ratio to qualify at SoFi.

Macy's «only» has 12 years of consecutive dividend increases behind them, but they have recovering free cash flow, a great debt profile, and a reasonable payout ratio of 45 %, we think its worth considering for your portfolio.

If your credit score is reasonable, they may approve your request if the new funding does not increase your monthly debt burden ratio above specific thresholds.

Regardless of your debt servicing ratio, you need to know that you can comfortably afford your monthly payments (both principal and interest) now and in the future and that you will be able to repay your debt within a reasonable period of time.

Unfortunately, eventually anyone can reach a point where your debt - to - income ratio is so high that you can't possibly pay back everything you owe in a reasonable amount of time — if ever!

Instead, they approve those with a reasonable ratio of monthly debt compared to their income.

Individual issues in the Fund typically sell at reasonable valuation levels and are supported by above - average corporate profitability, accelerating earnings growth and low debt / equity ratios.

• Amount which you can borrow has to be under FHA's maximum • Required FICO score of 640 (in some cases as low as 580) • Reasonable debt to income ratio • Cosigners and Non-Occupying Co-Borrowers are allowed.

In the same credit grade, there may be another note paying the same amount of interest where the borrower has never declared bankruptcy, has never been delinquent on a payment in the past several years, has been employed at the same job for 5 years, makes $ 50,000 a year, has a reasonable debt to income ratio, and has had credit for 15 years.

For income and debt requirements, lenders will usually want to see proof that you have a steady and stable income (and sometimes a minimum income) as well as a reasonable debt - to - income ratio, which is anything under 40 % to 45 %.

Dividend Yield > 4 % Average Volume > 50k, to filter out illiquid companies PEG ratio < 1, which can be used as a «growth at a reasonable price» indication Forward PE > 0, to make sure the company is projected to be profitable going forward Debt / Equity <.4, to make sure the company's balance sheet is relatively healthy on a debt basis Price > 200 Day SMA, to make sure the company is in a positive trend (something I've written about numerous tiDebt / Equity <.4, to make sure the company's balance sheet is relatively healthy on a debt basis Price > 200 Day SMA, to make sure the company is in a positive trend (something I've written about numerous tidebt basis Price > 200 Day SMA, to make sure the company is in a positive trend (something I've written about numerous times)

In general, we recommend that you have at least fair credit, several years of credit history and a reasonable debt - to - income ratio to apply for a LendingClub loan.

You can be assured that if you have a decent credit score, a credit history of several years and a debt to income ratio that is reasonable that you will get approved for a loan.

This screen looks for unpopular dividend - paying companies with low price - earnings and price - to - book ratios that are exhibiting positive earnings and have a reasonable amount of long - term debt relative to net working capital (current assets less current liabilities).

This ratio is often used to assess whether certain companies are carrying too much debt to their ability to pay it off in a reasonable time.

Management's conservative use of debt, disciplined dividend growth, and focus on healthy tenants with reasonable rent coverage ratios suggest EPR Properties has the potential to be a solid long - term income investment.

You will also need to have a reasonable debt - to - income ratio, which tells the lender you can comfortably afford your monthly payment on your own.

For example, a borrower with a reasonable debt - to - income ratio but a pattern of late payments might be turned down for a home loan.