Sentences with phrase «reasonable planning assumption»

There are a lot of smart people who seem to think a normalized 4 % -5 % ten year Treasury yield is a reasonable planning assumption.

For example, go to a tool like T. Rowe Price's Retirement Income Calculator, plug in a $ 1 million portfolio and assume an initial 4 %, or $ 40,000, withdrawal that will subsequently be adjusted by the inflation rate, and the calculator will estimate that there's roughly an 80 % chance that your nest egg will be able to sustain that level of withdrawals for at least 30 years, or, if you retire at 65, until you reach age 95, a reasonable planning assumption given today's long lifespans.

Looking at history as a guide, our study concluded that an average one - month Libor rate of roughly 5 percent with a range between 0.2 percent and 11 percent across the life of the loan were reasonable planning assumptions.

Not exact matches

Before a business plan has any validity, some work is required to validate that your technology works, a real market exists and your assumptions for cost and price are reasonable.

No plan is perfect, but you can make some fairly reasonable assumptions.

(The calculator assumes you'll live to age 95, which I think is reasonable for planning purposes, but you can override that assumption if you like.)

These include adjusting borrower income forecasts for inflation, completing planned model revisions and ensuring that they generate reasonable predictions of participation trends, and testing key assumptions.

What's important, in my opinion, is to look at the numbers, have a reasonable set of assumptions, and formulate a plan.

Moreover, since the plan is a participating plan, you can get a reasonable estimate of returns using certain assumptions.