Now there probably are over 1000 different reasons why someone may end up
receiving a Standard life insurance rate vs a Preferred life insurance rate, particularly if you factor in all the different prescription medications folks take now a days and how insurance companies will factor those into how they'll factor them into their underwriting practices.
Not exact matches
Also, Banner
Life Insurance Company has also
received the
rating of AA - from
Standard & Poor's which means that it is considered as being very strong.
In our case she was too short for her weight,
received standard rates on
life insurance, and she modified her diet to lose some weight.
Assuming your diabetes is under control and there are no other health factors or pre-existing conditions to consider, you can
receive as high as a
Standard rating from several different
life insurance companies.
RiverSource
Life Insurance Company has
received high
ratings from financial
rating services A.M. Best, Moody's Investor Service and
Standard & Poors.
In fact, those with diabetes insipidus that's managed or treated have the chance of
receiving some of the highest
rating classes from a
life insurance company, including «
Standard» or «
Standard Plus!»
The taxable value (economic benefit) of the
insurance received is determined by using the lower of the IRS Table 2001 cost or the
life insurance company's cost for an individual,
standard rated one - year term policy.
If you have this disease and are applying for
life insurance, you rarely
receive a
rating better than
standard.
New York
Life has consistently
received the highest financial strength
rating from four major
insurance rating organizations (A.M. Best, Fitch
Ratings,
Standard & Poor's and Moody's Investor Services).
The Western and Southern
Life Insurance Company have
received Standard and Poors AA + «Very Strong»
rating.
For instance, if several years have passed since your cancer treatment, you may be able to
receive approval with
standard life insurance rates, again, depending on the
insurance company.
A client I have been working with who applied with State Farm and USAA and
received highly
rated offers from both was able to get a
standard rate through one of our better carriers, more than cutting in half his potential
life insurance cost.