Sentences with phrase «received high credit ratings»

Because these bonds had the full faith and backing of the United States government, they received high credit ratings and «paid an interest rate that was only slightly higher than Treasury bonds.»

A large number of these securities received the highest credit ratings, including AAA, but proved to be anything but safe.

Not exact matches

Sites like Credit Karma are allowing consumers to not only view but understand their credit scores, and work toward a higher score so they can receive better interest rates and keep more of their Credit Karma are allowing consumers to not only view but understand their credit scores, and work toward a higher score so they can receive better interest rates and keep more of their credit scores, and work toward a higher score so they can receive better interest rates and keep more of their money.

Borrowers with poor credit also tend to receive higher interest rates, which can drastically increase your monthly mortgage payment.

Therefore, the lowest rates available will be granted only to those applicants with the highest credit scores, with all other cardholders receiving higher rates.

Nevada has the highest foreclosure rate, with 0.7 percent of consumers receiving a new foreclosure notation on their credit report during the second quarter of 2010; Arizona is the next - highest, with 0.6 percent of consumers with new foreclosure notations;

However, homeowners who do not receive any tax credits may pay even higher rates than that.

The stronger the borrowing profile (i.e. higher credit and income) of your cosigner, the higher the likelihood that you will receive a lower interest rate.

Having a high credit score can not only set you up to receive an attractive loan rate, but it can be pivotal to helping you secure the apartment or job you're seeking.

Because of one missed credit card payment of $ 15, for instance, the consumer might receive a higher mortgage rate and pay thousands more in interest over the life of a home loan.

One rate will be «at par» or without additional cost, but you may also be presented with options to lower the par rate by paying additional fees or to accept a higher rate and receive a credit that reduces your closing costs.

The actual interest rate on your specific card will be inversely related to your credit score with higher creditworthiness receiving lower interest rates and vice versa.

Moody's Investors Service has bumped the City of Buffalo's credit score up from A2 to A1, the highest rating the city has ever received from this agency.

But in just a few years, the high school's dropout rate has decreased by over half, and both student engagement and the number of students who receive college credit before they graduate have increased.

The state longitudinal dropout rate is calculated by determining the total number of students enrolled in Texas public schools in seventh grade and subtracting the total number of those same students receiving a high school diploma five years later, excluding students who will not graduate but are still enrolled in the regular school program that leads to acquiring a high school diploma (such as students who were retained or do not have sufficient credits), divided by the number of pupils in the original seventh grade group and multiplying by 100 to determine the percentage.

One rate will be «at par» or without additional cost, but you may also be presented with options to lower the par rate by paying additional fees or to accept a higher rate and receive a credit that reduces your closing costs.

The higher your credit score, the lower interest rates you are likely to receive.

Nerdwallet's credit expert Sean McQuay stated that consumers who have the highest credit scores receive the best loan terms and the lowest insurance rates.

Applicants with poor credit receive rates 15 % or higher.

People with poor credit may be used to paying high interest rates, so they may have no trouble with the rates they receive with the Sunoco gas credit card.

If you owe more than your current unsecured high credit rating (the highest amount you have borrowed from a lending institution without offering collateral), you probably will have to offer something up as collateral to receive a debt consolidation loan.

Individuals with lower credit score often receive higher interest rates, rejections for loan applications, and limited credit card options.

If you refinance at the right time, you can receive a low rate of two to four percent, sometimes a bit higher or lower depending on your credit.

If you qualify for an unsecured credit card after filing for bankruptcy, the terms you receive will be less than desirable: low credit limits, stiff fees, and high interest rates.

Therefore, the lowest rates available will be granted only to those applicants with the highest credit scores, with all other cardholders receiving higher rates.

However, buyers with high credit scores receive the best interest rates available when taking out a car loan.

The ECOA applies not just when credit is denied, but also if a consumer receives less favorable borrowing terms such as a higher interest rate.

Those with low credit scores receive the highest rates.

Because of one missed credit card payment of $ 15, for instance, the consumer might receive a higher mortgage rate and pay thousands more in interest over the life of a home loan.

After spending a minimum amount of money within a specified time period, you can receive a cash statement credit, loyalty points, or free hotel nights at a reward rate that is significantly higher than the normal reward rate for the same spending amount.

The National Federation of Independent Business reported that approximately 40 percent of small business owners who requested extensions of their credit lines in 2009 were turned down, and many of those who received extensions were required to provide or increase collateral, pay higher interest rates or agree to other more stringent terms.

Certificate Laddering is a strategy that gives you the benefit of receiving the higher - interest crediting rates of longer term certificates but still provide you with some liquidity.

This year, ten percent fewer credit - card holders received bad news about their cards in the form of card issuers lowering their credit, charging higher interest rates, enacting late payment fees, canceling their cards or other events that would negatively effect one's relationship with their credit card.

The stronger the borrowing profile (i.e. higher credit and income) of your cosigner, the higher the likelihood that you will receive a lower interest rate.

If you have a poor credit history you will often not be eligible for many things and will receive higher interest rates if you are.

As a rule of thumb, applicants with better credit receive lower APRs on their personal loans, and loans with shorter payment periods generally get higher interest rates.

Having bad credit means that you are less reliable as a borrower and therefore you will either receive few loan offers, high interest rates, or low principle borrowing amounts.

After all, the higher their credit score, the better interest rate they'll receive.

The higher your credit score, the more likely you are to be approved for credit and to receive the most generous terms, like lower interest rates or longer repayment periods.

The higher your credit score, the more likely you are to receive a low interest rate student loan.

If you have a low credit score, you may either receive high interest rates or you may not be approved at all.

If you have a high credit score, you should get approved easily and receive an excellent interest rate.

Thus the higher the credit score, the better the chance of receiving credit at the best lending rates.

As a rule of thumb, a higher credit means you're a lower credit risk, and can help receive a lower interest rate.

With an instant loan, every borrower will receive the same interest rate regardless of their previous credit performance, thus the rates of interest are usually higher than most loans.

In essence, we facilitate lending among our members, creating a situation where both parties benefit: Borrowers pay lower interest rate than they would on their credit cards or similar unsecure loans, while Lenders receive the interest the borrowers pay at higher rates than other investment opportunities of comparable risk (stated interest rates of 6.69 % -19.37 % after service charge) How many loans have you done (and for what amount)?

The worst case scenarios of having a faulty credit score include being denied for a loan or receiving a loan that has a higher interest rate than expected.

Chances are, if you have a good credit rating you will find that you receive a high number of «special» offers from card providers, trying to grab you as a customer.

You might consider using the card for purchases that you will pay off when you receive the statement (to avoid paying the high, non-introductory interest rate) to keep the account in good standing and to add positive payment information to your credit report.

Usually the higher your credit score is, the lower the interest rate you will receive from the lender.