Sentences with phrase «receives policy benefits»

Deductibles constitutes fixed amount paid before one receives the policy benefits.

However, now the nominee receives policy benefits but he will be responsible to repay the balance loan amount.

In fact, arguably the real downside of a life settlement to a consumer is simply that the intended beneficiaries of the policy will no longer receive the policy benefits upon the passing of the insured.

When choosing a life insurance policy beneficiary, you are allowed to name more than just one person or entity to receive policy benefits.

A life insurance beneficiary is the person who will receive the policy benefits upon the death of the insured.

If the policy is assigned, then the assignee will receive the policy benefit.

In fact, arguably the real downside of a life settlement to a consumer is simply that the intended beneficiaries of the policy will no longer receive the policy benefits upon the passing of the insured.

Apart from ensuring financial security, these plans also offer the flexibility of receiving the policy benefits in cash instalments.

Nominee: Nominee is the person entitled to receive the policy benefits, if a person who is insured dies.

This rider offers waiver of all future premiums in case of dismemberment / critical illness / death based on the following criteria, while your family continues to receive the policy benefits.

Not exact matches

The Institute on Taxation and Economic Policy estimates that the richest 5 % of Americans will receive more than half of the benefits of the new federal tax law in 2019, and the richest 1 % of Americans will receive more than a quarter of the benefits.

Instead of reinventing the wheel, the Liberals are suggesting bring back a policy from the 1990s, one that avoided the unintended consequences of the current government proposal where firms receive benefits by firing workers.

WHAT THEY DID: While the Senate bill would cut tax rates for all income groups, on average, higher earners would receive the largest benefits, according to the Tax Policy Center, an independent Washington Policy group.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

According to the Center on Budget and Policy Priorities, a nonpartisan research group that focuses on reducing poverty, 20 million children in the United States (nearly 1 in 4) will have received Supplemental Nutrition Assistance Program (SNAP) benefits — better known as food stamps — in 2016.

AD&D insurance is similar to a life insurance policy in that both offer a death benefit, but your beneficiary wouldn't receive a payout if you died due to an illness.

Canada's dairy sector receives tariff and quota protections from the federal government, and also benefits from a new policy, the so - called Class 7 pricing formula, which helps it deal with the leftover skim milk from butter - making.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

Further, if the death benefit exceeds the policy cash surrender value, the proceeds received by the beneficiary after the client's death will also be income tax - free.

Should you pass away during the term, your beneficiary will receive the policy's death benefit.

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy.

In the case that you pass, the policy beneficiaries should file a claim with the insurer, after which point the circumstances of your death will be reviewed and receive the payout (also called a death benefit or the face value of the policy) so long as everything is in order.

But much of the research conducted thus far suggests otherwise; the Center on Budget and Policy Priorities, for instance, recently concluded that workers would receive a maximum of only a quarter of the benefits from tax cuts; and even then, it is most likely to be the higher earners that would be the biggest beneficiaries.

The Center on Budget and Policy Priorities, pulling together assessments from the Congressional Budget Office, the Joint Committee on Taxation, the Tax Policy Center, the Treasury's Office of Tax Analysis, and the Institute on Taxation and Economic Policy, found that workers would only receive a quarter or less of the benefits from tax cuts — and among those workers, it's likely the higher earners that would benefit.

Some permanent policies are eligible to receive dividends, and although they aren't guaranteed, they help to increase the cash value and death benefit of the policy.

However, this means that if something happens down the line that causes the owner of a policy to not want their initial beneficiary to receive their death benefit (such as divorce), it'll still go to the beneficiary they chose during their application.

When you comparison shop, the death benefit amount that your loved ones would receive and the cost of the policy are the most important factors to consider.

Your policy's beneficiary will receive an increased death benefit with this rider, if you would die due to an accident.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

The percentage of the death benefit you can receive is generally less than 50 %, what qualifies as a terminal illness varies depending on your policy, and the payout you receive may be deducted with interest from the face value of your policy.

A terminal illness rider, also known as an accelerated death benefit rider, offers you the option of receiving a percentage of your policy's payout immediately in the case you're diagnosed with a terminal illness.

If, for example, you received a significant promotion and raise 5 years after purchasing term coverage, you might want to convert to a permanent life insurance policy to take advantage of the tax benefits and receive dividends.

According to estimates from the Tax Policy Center, the top fifth of earners receive nearly three - quarters of the benefit of the deduction, while the top tenth of earners receive half percent of the benefit.

Whatever legal and public policy solutions are reached in the coming years, Christians need to find a social, political and religious way to secure the well - being of women and children, involve fathers in the lives of their children, and support gays and lesbians who want to establish committed relationships and receive the benefits and blessings that go with this commitment.

Since neo-liberal theoreticians consistently support policies that benefit the rich, it is not surprising that neo-liberalism has received a great deal of support from them.

Health Canada should implement policies that there should be no participation in policy development for infant and young child nutrition by those who are employed by the infant food products industries, those who receive research funds or other benefits from these industries.

«In addition, each of them receives a benefit package that includes 100 % paid health insurance, short term and long tern disability insurance and a life insurance policy for free, two weeks paid vacation, plus 8 paid personal or sick days and 50 cents on a dollar matching contribution to a retirement plan.

:: Urgently pay Edo State pensioners over 42 months outstanding pension benefits and entitlements from the over N29bn Paris Club refunds received by your government and meant for the payment of pension arrears and gratuities;:: Adopt a human rights policy of guaranteeing regular payment of pension benefits and entitlements so that pensioners and their families can live decently;:: Recognize the human rights of Edo State pensioners and ensure their full and effective enjoyment of those rights, as well as provide them with information to enable them to claim their rights;:: Treat all pensioners in Edo State as individuals with humanity and dignity and respect and promote their higher standard of living and improve economic and social conditions for all pensioners;:: Provide Edo State pensioners with proper support and assistance to alleviate their plight, including by ensuring informal, community - based and recreation - oriented programs for pensioners to help develop their sense of self - reliance and independence;:: Reduce opportunities for corruption in the spending of the Paris Club refunds

It comes as by welfare - to - work consultancy Policy in Practice has found that two thirds of those who receive tax credits will be left worse off by the Government's planned cuts to the benefit.

We at Strategic Thinkers Network (STRANEK), a policy think tank whose mission is to provide practical recommendations on issues of politics and governance for the benefit of Ghana have microscopically been following events surrounding the deal which, particularly has received the widespread condemnation from industry experts and civil society.

The government has scrapped its year - old decision to bar 18 - to 21 - year - olds from receiving housing benefit amid fears the policy would drive an increase in youth homelessness.

«If any discouragement exists, it is related more to long - term benefits than to the amount received, a situation we can correct by applying the adequate measures in the area of active employment policies,» he clarifies.

Postdocs holding NIH and NSF fellowships (known as stipend postdocs) could not receive those benefits, however, because federal policy forbids universities to consider them employees.

Military Leave — An eligible Postdoctoral Scholar on military leave with pay for emergency National Guard duty or Military Reserve Training Leave shall receive those benefits related to employment that are granted in the University's Military Leave policy and its related documents.

Under this policy, now required in all districts, households receiving benefits from other federal programs with more rigorous income - verification requirements are automatically eligible for NSLP.

But it also decreases the value of the benefits received by risk - averse employees, which needs to be taken into account when evaluating the effect of the policy change on benefits.

Often lost in the debate over these policies is a more basic question: do they benefit the students who receive automatic admissions?

Those roles taught me that targeted federal programs and smart state policies can have huge benefits for kids (especially the most disadvantaged) and that state governments are ultimately responsible for ensuring that all students receive a high - quality education.

«Well - meaning but ill - informed expressions of policy, especially without the benefit of formal public comment from affected stakeholders, confuse rather than aid the legal landscape and make the work of schools and parents in ensuring students receive appropriate education needlessly difficult,» said Francisco M. Negrón, Jr., Associate Executive Director and General Counsel, National School Boards Association.

AAE members receive excellent professional benefits and services, including a $ 2 million liability insurance policy.