Sentences with phrase «receiving lower interest rates»

The actual interest rate on your specific card will be inversely related to your credit score with higher creditworthiness receiving lower interest rates and vice versa.

The actual interest rate on your specific card will be inversely related to your credit score with higher creditworthiness receiving lower interest rates and vice versa.

Generally, applicants with a better credit history will receive a lower interest rate on private student loans.

By receiving a lower interest rate and requiring homeowners to pay no mortgage insurance, HARP can make mortgage payments a lot more affordable.

A credit score usually means you can keep more of your money because you will receive lower interest rates on your home or car loan.

The stronger the borrowing profile (i.e. higher credit and income) of your cosigner, the higher the likelihood that you will receive a lower interest rate.

Many investors would rather speculate in the stock market in lieu of receiving a low interest rate on a government bond.

The goal with this process is not only to get the ease of a single payment, but to receive a lower interest rate based on your financial history.

To receive the lowest interest rate, you should monitor your finances, keep a low debt - to - income ratio and aim to build your FICO credit score.

I also received a lower interest rate from Mini than what my bank was giving me.

Those credit card users who carry a balance from month to month and pay hundreds of dollars in interest a year are more likely to receive lower interest rates.

Sometimes merely the hint of losing a customer will be enough to receive a lower interest rate on your credit card.

To receive the lowest interest rate, you should monitor your finances, keep a low debt - to - income ratio and aim to build your FICO credit score.

The goal with this process is not only to get the ease of a single payment, but to receive a lower interest rate based on your financial history.

By boosting your score you'll receive lower interest rates and increase your chances of approval for all types of loans and credit decisions.

If you're a highly qualified loan candidate, you may receive a lower interest rate than with a Federal Graduate PLUS Loan.

It will help you be approved and receive the lowest interest rates possible.

Then, you will have a single loan to make payments on and you will receive a low interest rate in the process.

The common aim of refinancing is to receive a lower interest rate and make lower monthly payments.

When you receive a lower interest rate, you will pay less in interest over the life of the loan as long as the new term length is shorter or the same as the current remaining repayment term on your loans (and sometimes even if it is longer).

The program will help you save hundreds of dollars per month when you receive a lower interest rate.

However, depending on the credit and income of the cosigner, adding a cosigner can potentially increase the odds of receiving a lower interest rate.

However, some couples believe that they'll receive a low interest rate as long as one person has excellent credit — but this isn't always the case.

The stronger the borrowing profile (i.e. higher credit and income) of your cosigner, the higher the likelihood that you will receive a lower interest rate.

If you have equity in your home, you will often receive a lower interest rate than those with little or no equity.

On the plus side, you'll usually receive a lower interest rate when you apply for a cash - out refinance.

You pay for the ease of withdrawal by receiving a lower interest rate annual yield.

If you consolidate your federal loans through the government, you won't receive a lower interest rate, but you may qualify for loan forgiveness programs or income - driven repayment plans.

Be a cosigner to help your student qualify for a student loan and potentially receive a lower interest rate.

The higher your credit score, the more likely you are to receive a low interest rate student loan.

I made an offer on a house to buy, and received a low interest rate, and I have already referred some of my friends, they are happy as well.

As a rule of thumb, a higher credit means you're a lower credit risk, and can help receive a lower interest rate.

Not only can borrowers receive a lower interest rate if approved, they may also be able to adjust their repayment terms to better fit their financial situations.

By adding a cosigner, you may improve your chance for loan approval and may receive a lower interest rate.

Typically, borrowers receive lower interest rates that can save them thousands over the lives of their loans.

If you have a good cosigner, then you should have a better chance at receiving a lower interest rate.

Once your score improves, you can start thinking about new lines of credit, and you'll receive lower interest rates.

After more consistent payments, you'll begin to receive lower interest rates, which can save you money for years to come.

By pledging collateral for your fresh start loan, you stand a better chance of being approved, will receive a lower interest rate, and will be offered a fresh start loan with lower monthly payments that are easy to manage.

If you're highly qualified, you may receive a lower interest rate than with a Federal PLUS Loan for Graduates.

Be sure to provide all information that may be influential in your receiving the lowest interest rate possible.

In addition, even when deemed worthy of borrowing, those with more optimal credit scores often receive lower interest rates.

After visiting with the new mortgage broker, and supplying the same information, the couple received a lower interest rate — and with fewer closing costs — than the large national bank offered.

Borrowers usually refinance in order to receive lower interest rates or to otherwise reduce their repayment amount.

The better your credit history and higher your credit score, the more likely you will be approved for a loan and receive a low interest rate offer.

To increase your chances of being approved and receiving a low interest rate for a new student loan or a student refinance loan, you and / or your cosigner will want to have at least two open trade lines, be no more than 30 days past due on more than one account, and have no public records for the past five years.

A 2005 study by the Center for Responsible Lending concluded that borrowers with subprime loans and prepayment penalties do not receive lower interest rates, and may actually pay higher rates.»

The data reported on your personal credit history may ascertain whether you're accepted for credit and whether or not you receive a low interest rate.

Qualifying veterans receive low interest rates and never have to pay mortgage insurance.

Those borrowers with higher credit scores typically receive lower interest rates.