Sentences with phrase «receiving policy contract»

There is free - look - up period of 15 days from the date of receiving policy contract.

Once the life insurance underwriter reviews the results of the medical exam, you will receive your policy contract and premium rates.

Check if you have received a policy contract or premium receipt from an insurer and whether it is a regular annual premium product that was explained to you as a single premium.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

Effective January 1, 2013, Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person.

A person or organization designated to receive the proceeds of an investment account (or an insurance policy, a pension, or an annuity contract) after the owner's death.

Since 2011 the UK government has sought to drive through a policy of household - level Internet filtering, whereby individuals or families signing up to new broadband contracts would be required to either accept default filtering of online content or explicitly opt in to receive adult material.

It must be stated emphatically that my wife's company never received a county contract, and was actually barred from doing so by the policy that my administration put in place.

· Ensure that all senior officials and contract management staff receive up - to - date training in state procurement laws and office procurement policies.

In a U.S. survey conducted in 1995 by Eric Campbell, a health policy researcher at Massachusetts General Hospital and Harvard Medical School in Boston, and his colleagues, more than a quarter of life - science faculty members reported receiving support from industry through grant agreements and research contracts.

The dating service did not advise them properly of the organization's cancellation policies, the length of time they would have to wait before receiving their first match and the terms of contract expiration, refunds and renewals.

«I instituted a contract policy, in which students earn the balls after passing a safety quiz and receive a consequence if one of the safety rules is broken.»

I see two defenses: a) freedom of teachers to transfer between schools within a State and a culture of administrative integrity and (b) policies that give to parents the power to determine which institution shall receive the taxpayers» K - 12 education subsidy (vouchers, tuition tax credits, subsidized homeschooling, Parent Performance Contracting).

In November, In the Public Interest, a research and policy organization focused on privatization and contracting, submitted a request under the Freedom of Information Act to the Department of Education requesting all communications between Jason Botel and Julia Keleher between July 1 and mid-November, and all emails sent or received by Botel during that period that mention charter schools or Puerto Rico.

The difference between the cash and the surrender value is that if you surrender your policy (for example, if you choose to cancel and cash out the life insurance policy), you will receive the cash value that has accumulated less any applicable surrender charges; these charges are pre-determined by the life insurance company, and are stipulated in your policy contract.

This rider would allow you to receive up to $ 400,000 or 25 % of your policy's death benefit (whichever is less) if you contracted a terminal or chronic illness.

The person or entity that you name as beneficiary on your life insurance policy contract will receive the death benefit proceeds when you die.

If a policy with no cash surrender value is sold (for example a term life insurance contract), the policy premiums would have largely covered just the cost of insurance, so that the proceeds received from the sale of the policy would all be capital gains.

You'll receive a declaration page stating amounts of coverage, as well as the policy contract.

So, for example, if you contracted cancer and needed a large amount of money to cover hospital bills and medication, you could choose to receive a portion of your policy's death benefit immediately in order to cover the expenses.

If the policy holder dies during the life of the contract, the beneficiary will receive the face amount of the policy.

A person or organization designated to receive the proceeds of an investment account (or an insurance policy, a pension, or an annuity contract) after the owner's death.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

This includes any exclusions within your policy and the contracted reimbursement you will receive.

Since the United Nations has accredited and enlisted numerous non-governmental and inter-governmental organizations to assist in the implementation of its policies relative to Agenda 21 around the world and in the United States, the State of Florida and all of its political subdivisions may not enter into any agreement, expend any sum of money, receive any funds, receive any grants, or receive any contracting services, or giving financial aid to or from those United Nations non-governmental and inter-governmental organizations as defined in Agenda 21 or any of its ancillary programs.

A contract cleaning employee who alleges he fell off his ladder after receiving an electric shock from exposed bare wires has stated claims for negligent supervision and for negligence based on defendant's internal policies and procedures, but the Norfolk Circuit...

will receive wages including the applicable premium (such as wage premiums offered pursuant to contract or policy) for the hours worked, in addition to their regular rate for the rest of the three (3) hour period.

Term life insurance can also be used for final expense policies, but if you die after the term period has ended, your loved ones will receive no payout from your life insurance contract.

So if you contract an infection during as an accident that doesn't take your life until six months later, your family would not receive the policy's accidental death benefit.

Why would any insurance company voluntarily engage in a contract where they have to pay a death claim no matter what (because the policy is permanent) and they will never receive premiums that eventually match what they will pay out?

The terms of the contract are spelled out in the life insurance policy which you will receive when your application is approved.

A contract holder of a segregated fund, such as a pool of investments tied together in an life insurance policy, pays premiums to an insurance company so that the contract holder will receive an agreed upon sum in the case of loss.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured.

A beneficiary is an individual, institution, trustee, or estate which receives, or may become eligible to receive, benefits under a will, insurance policy, retirement plan, trust, annuity, or other contract.

In consideration of your use of the Site, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdiction and will only use the Site to make legitimate purchases for you or for another person for whom you are legally authorized to act (and will inform such other persons about the ToU and / or Privacy Policy) that apply to the purchase you have made on their behalf (including all rules and restrictions applicable thereto).

Life Insurance or assurance is a legal contract between the insurer or the insurance company, and policy owner / holder who is the person availing of the plan and whose family will receive money upon his / her death or any other event such as terminal disease.

When you receive an insurance quote and purchase an insurance policy from us, you have a fourteen - day period during which you can change your mind and withdraw from the contract without any penalty however you may be charged for any time you were covered for prior to this.

The free look allows you to change your mind even after you have signed the contract with the insurance company and received all policy documents.

The benefit received differs among companies and contracts, but the beneficiary is guaranteed an amount equal to what was invested or the value of the contract on the most recent policy anniversary statement, whichever is higher.

Most policies also offer a withdrawal clause, which allows the contract holder to cancel his / her coverage and receive a cash surrender value.

They also have a partial surrender benefit, meaning you can receive a portion back early if you decide not to keep the policy to its contract completion date.

The annuity in which a policy holder pays a premium to the annuity providing insurance company that issues a contract promising to pay interest or gains made on the deposit while deferring the income and the taxes until you actually withdraw the money or begin receiving an income.

By allowing the contract owner to choose the investments inside the policy the insured takes on the investment risk, and receives the greater potential return of the investments in return.

Due the their complex contract structures, universal and variable life policies can not guarantee both cash accumulation and a death benefit, although it is possible to have both, and for a beneficiary to receive both.

In fact when variable universal life policies first became available in 1986, contract owners were able to make very high investments into their policies and received extraordinary tax benefits.

In order for the policy holder to receive his or her cash value, he or she must surrender the policy contract, which serves as the documentation of his or her rights and obligations in his insurance policy, to the issuing life insurance company.

Binder - A temporary insurance contract that provides proof of coverage until you receive a permanent policy.

Notably, when it comes to life insurance, the cost basis — or investment in the contract under the rules of IRC Section 72 (e)(6)-- is equal to the total premiums paid for the policy, reduced by any prior principal distributions (which could include prior withdrawals, or the previous receive of non-taxable dividends from a participating life insurance policy).

In case of your unfortunate demise any time after the policy term, your family will receive Basic Sum Assured and the contract terminates immediately.