Sentences with phrase «recent derogatory marks»

They will need a few years of strong credit with no recent derogatory marks.

You'll also need to have no recent derogatory marks on your credit report (no bankruptcy in the last 12 months and and less than seven credit inquiries in the past six months), and you'll need to prove household income.

This will vary by lender, but most will want to see borrowers with good to excellent credit scores (which is defined as any FICO score of 690 or above) and no recent derogatory marks on their credit reports (e.g., foreclosures, bankruptcy, defaults, liens, etc.).

You'll also need to have a debt - to - income ratio under 40 %, an open bank account, at least one credit card opened, and no recent derogatory marks on your credit report.

To qualify at Upstart, borrowers must have a regular source of income (or a full - time job offer starting in six months), a credit score of 620 or higher, low debt - to - income ratio, and no recent derogatory marks or inquiries on your credit report.

You'll also need to have a debt - to - income ratio under 40 %, an open bank account, at least one credit card opened, and no recent derogatory marks on your credit report.

Not exact matches

Now that we know that the most recent derogatory item can be your best ally or biggest score killer, if we want to be able to identify which account that is on a credit report, we'll need to know which date the score uses to mark the starting point for this all - important «length of time since» measurement.

Before issuing you a travel credit card, a card issuer will pull your credit report, check your credit score and look for recent hard inquiries, delinquencies and other derogatory marks.