Not exact matches
In order for a FICO score to be calculated on your
credit report, the
report must contain enough
information - and enough
recent information - on which to base a score.
One of the biggest changes
in recent years is that rent payment
information can now be
reported to some of the
credit bureaus and included
in your
credit history.
Please keep
in mind that the goodwill letter is more or less a «last ditch» effort to have a late payment (or other negative
information) removed from your
credit reports and they have a less than 20 % chance of working (based on more
recent data from other people I've talked to).
Credit reporting agencies must notify recent credit report recipients (as specified by the consumer) of corrections that may have been made, or the consumer's side of the story — and they must include this information in future r
Credit reporting agencies must notify
recent credit report recipients (as specified by the consumer) of corrections that may have been made, or the consumer's side of the story — and they must include this information in future r
credit report recipients (as specified by the consumer) of corrections that may have been made, or the consumer's side of the story — and they must include this
information in future
reports
My
recent experience made me understand that the
credit score doesn't matter nearly as much as the actual
information in your
credit report.
However, contrary to
reports calling the FTC's action an official endorsement, a
recent blog on the FTC web site, «The Fair
Credit Reporting Act & Social Media: What Businesses Should Know,» indicates that Internet background checks using social media information simply must follow the same FCRA rules that apply to the more traditional information — employment and salary history, criminal records, and credit reports — that FCRA compliant background screening firms and employers have used in the
Credit Reporting Act & Social Media: What Businesses Should Know,» indicates that Internet background checks using social media
information simply must follow the same FCRA rules that apply to the more traditional
information — employment and salary history, criminal records, and
credit reports — that FCRA compliant background screening firms and employers have used in the
credit reports — that FCRA compliant background screening firms and employers have used
in the past.