Sentences with phrase «recent years insurance»

In recent years the insurance industry has been allowed to use your credit score to determine your rates.

There are usually no cash values attached to this policy, however, in recent years insurance companies have created what is called a return of premium term life insurance policy.

Not exact matches

Only in recent years has insurance been used to provide protection against relatively small losses, such as on consumer goods and airline tickets.

Other factors that have changed the nature of HRM in recent years include new management and operational theories like Total Quality Management (TQM), rapidly changing demographics, and changes in health insurance and federal and state employment legislation.

During a recent review of a luxury spa client's risk and insurance programs, we found that the insurance broker had not reviewed the current experience modifier, which reflects claims experience during the past three years.

Insurance underwriting has dragged on recent results, and Berkshire last year paid out billions of dollars for hurricane losses.

In recent years, Fitbit — co-founded by James Park, the company's chief executive, and chief technology officer Eric Friedman in 2007 — has also landed large corporate partnerships with health insurance companies and wellness programs at major corporations to make its product the go - to device for such offerings.

As a fast - growing company, Bunn Coffee's health - insurance premiums had been rising by 40 % to 60 % annually in recent years, prompting Shindler and Trapani to consider scrapping the coverage entirely.

Slow economic growth, increasing extreme weather events and volatility in capital markets made the insurance business tumultuous in recent years, with employees facing upheaval in their day - to - day roles as well as layoffs.

(Granted, a significant portion of this growth in recent years has been in the form of after - market bulk portfolio insurance purchased by the big banks to insure mortgages that do not by law require it, but the end result is the same.)

Steadfast has been a serial acquirer in recent years, buying brokers and underwriting agencies — most recently the $ 95 million acquisition of Whitbread Insurance group — a broker and strata - focused underwriting agency.

The budget would also require beneficiaries to have worked more in recent years, create a new demonstration project for experience - rating the SSDI payroll tax, update eligibility requirements, prevent double - dipping between SSDI and unemployment insurance, end SSDI eligibility for those who have reached Social Security's early retirement age, and reform the appeal process.

Henry H. McVey discusses the «New World Order» for asset allocation in the insurance industry, one where creative solutions are necessary to deal with the adverse impact on current income that QE has created in recent years.

In recent years, about two - thirds of nonfinancial credit market debt has been held by nonbanks, which includes market - based funding by securitization vehicles and mutual funds as well as by institutions such as insurance companies and finance companies.

«It reflects the direction of travel for Standard Life,» given the company's move in recent years to build up its asset management arm and move away from insurance, said Liontrust fund manager Jamie Clark, which holds shares in the firm.

One of the things that has come to light in recent years is how little consumers really understand about health insurance.

In all this health care discussion, another fact has been forgotten: many Catholic schools have been offering insurance that covered birth control for many years in a number of states, including New York where despite the recent brouhaha, not a peep was heard about this until now.

Insurance premiums for Affordable Care Act health plans are likely to jump by 35 to 94 percent around the country within the next three years, according to a new report concluding that recent federal decisions will have a profound effect on prices.

The state has spent several years developing new rules to regulate the title insurance industry, which has come under scrutiny in recent years for its practice of giving gifts to clients.

Ride - hailing services operated for years in NYC before recent budget negotiations prompted lawmakers to resolve longstanding disagreements over insurance and safety requirements.

Cuomo's budget also settles another question posed by some Republican lawmakers and health insurance industry officials in recent months: how exactly the state would pay for the continued operations of its health insurance exchange, which must become self - sustaining this year, but hasn't yet generated enough revenue to fund its roughly $ 150 million in annual operating costs.

The governor's list advances issues that the state has tackled in recent years, including increasing insurance coverage for substance abuse treatment.

«The overall trend is going to be higher than we saw previous years,» a national spokeswoman for the industry, Marilyn Tavenner of America's Health Insurance Plans, said in a recent interview.

As an employer currently responsible for the health insurance costs of many of its workers, Nassau County would save approximately $ 463 million per year on health insurance costs — almost half a billion dollars or 16 % of the most recent approved budget.

In recent years, a few reforms have been put into place, including expanding insurance coverage for addiction treatment, a bill that Assemblyman Michael Cusick fought for.

Recent changes to the contracts covering teachers and administrators saved the district about $ 9 million in retiree health insurance costs for this budget year.

The complaint portrays Senator Skelos as eager to use his political influence to generate income for his son, who has worked in recent years as a title insurance salesman.

Public anger over cuts to tax credits, disability benefits, and changes to national insurance contributions for self - employed workers have driven the most significant government welfare policy U-turns in recent years.

In recent years, many companies have established wellness programs in an effort to improve productivity, decrease absenteeism, and reduce health insurance costs.

Chinese policymakers in recent years have already persuaded hundreds of millions of farmers there to buy agricultural insurance, forming a capability of covering losses worth 1.4 trillion yuan ($ 225 billion) in 2013.

The soft market conditions that have characterized the UK professional indemnity insurance market in recent years may finally be coming to an end.

But insurance coverage averaged $ 1,317 for the most recent full - year period, only $ 10 more than for the Fit.

Evidence has been mounting in recent years that vehicles equipped with front crash prevention, including Hondas, have lower insurance claim rates (see «Evidence continues to mount in favor of front crash prevention,» Aug. 26, 2015).

Not only does the Legacy line earn the Top Safety Pick Plus rating from the Insurance Institute for Highway Safety (IIHS), but the Legacy was one of only nine vehicles that had a zero driver death rate in a recent 3 - year study of all U.S. models.

Here is a roundup of recent news in the housing finance industry, including the unveiling of USMI's new logo to commemorate 60 years of making homeownership possible through private mortgage insurance and housing policy developments in Congress and in the executive branch.

Fortunately, one of the few things that hasn't increased significantly in price in recent years is Atlanta Renters Insurance.

In addition, the cost of living for every adult in our country has skyrocketed over the recent decades; to have a job, you have to have a vehicle to get to and from work; you have to buy gas for that vehicle and keep it in good working order; you have taxes on that vehicle every year, and you have to keep the registration up to date on that vehicle; you have to have insurance on that vehicle, or you risk a fine.

While well below the average cost of homeowners insurance, costs have been relatively stagnant in recent years.

In recent years, premiums spiked as low interest rates hampered insurance companies» investment returns.

Remember that many companies have pulled out of the North Carolina property insurance market in recent years, largely because of a disconnect between what the state thinks are acceptable rates and what acceptable rates that represent the risk actually entail.

The FHA has taken steps in recent years to tighten loan standards and has raised FHA insurance premiums to build up its reserve fund.

One recent study actually suggested that a fair number of people expected Santa Monica, CA renters insurance to cost over a thousand dollars a year!

The Insurance Information Institute reported in 2012 (the most recent year for which it has statistics) that the average renters insurance policy in the United States costs $ 18Insurance Information Institute reported in 2012 (the most recent year for which it has statistics) that the average renters insurance policy in the United States costs $ 18insurance policy in the United States costs $ 187 a year.

They've raised their mortgage insurance premiums several times in recent years, and have also created new barriers for borrowers with low credit scores.

If you are receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, you can submit a Social Security Administration (SSA) notice of award for SSDI or SSI benefits stating that your next scheduled disability review will be within 5 to 7 years from the date of your most recent SSA disability determination, or

Dividend - paying mutual life insurance companies cash value accounts have offered returns that have exceeded those offered by most other cash or cash equivalent accounts in recent years.

In recent years, it's become commonplace for landlords and property managers to require residents to buy renters insurance and name them as the additional interest.

While Genworth Financial had offered life insurance for many years, due to various financial constraints in recent times, the company opted to stop selling its non-medically underwritten annuities, as well as its life insurance coverage products in March of 2016.

It may not feel like it, but auto insurance rates have actually been decreasing in recent years.

When you compare quotes, weigh the effects of a defensive driving class, new anti-lock brakes, and a car alarm on your Michigan auto insurance quotes - especially since recent figures have shown nearly 20,000 car thefts a year in the metro Detroit area.