Sentences with phrase «recent years the credit»

Not exact matches

Much of the growth in recent years has come from household spending, which must slow eventually because so much of that spending was done on credit.

In recent years, alternative lending has become an important tool for small business owners to access credit.

Appealing directly to consumers has also informed TD's deals in recent years, like becoming the main issuer of Aeroplan credit cards this year, or its purchase in 2011 of MBNA Canada.

Credit union centrals, the wholesale institutions that provide lending, payment processing and other services to credit unions, have also amalgamated in recent Credit union centrals, the wholesale institutions that provide lending, payment processing and other services to credit unions, have also amalgamated in recent credit unions, have also amalgamated in recent years.

Hackers who target businesses and steal customers» credit card information have exacerbated the problem in recent years.

Even the most popular explainer in recent years of the financial crisis — «The Big Short» — had to employ non sequiturs with celebrities explaining ideas like mortgage - backed securities and credit default swaps to communicate how it happened.

Check out our recent Case Study, When Your Bank Stops Lending, which looks at an audio technology company whose bank cut its credit despite the fact that the company hadn't missed a payment in three years.

These cooperative financial institutions are among the most active in making smaller loans to entrepreneurs and have only gotten busier in recent years, according to the National Credit Union Administration (NCUA).

Although they have had to cut back significantly on their holiday budget in recent years, they still plan to spend $ 50 to $ 75 on each child — even though it means relying on credit cards.

A recent report from CardHub, the online database that compares credit cards with the aim of helping its clients make «better financial decisions,» details its picks for the best cards for summer travelers this year.

He added that the recent events add «to the generally negative trend in Romania's credit risk profile over recent years.»

Payday lending is just one facet of the FCA's concerns however, with the regulator also looking into credit card debt and car financing, both areas that have seen significant growth in recent years.

The value - add model has been an increasingly popular and lucrative one in many regions of the country in recent years, says Jack Mulcahy, a credit risk analyst at CoStar, a commercial real estate market research firm.

But at the very least Ceci and Notley hope the credit agencies might skip the annual whacking they've given the province in recent years; they may fall short in that regard, too.

«In 2007 — the most recent year for which such data are available — some 20 000 small businesses that were CCPCs received about $ 1.3 billion in SR&ED tax credits (Figure 6.3).

In recent years, banks and other financial companies in China issued a tidal wave of new loans and other credit products, many of which will not be paid back in full.

As a somewhat recent college grad who vividly remembers what it's like scraping together part - time income just to have something to invest, I'm hoping I'll be a little more successful at showing you how to invest with little money, than the 60 year - old bankers explaining credit default swaps to fresh faced new hires.

Credit spreads have tightened globally, and U.S. credit spreads are at the narrow end of their 17 - year range against government bonds — even after a recent widCredit spreads have tightened globally, and U.S. credit spreads are at the narrow end of their 17 - year range against government bonds — even after a recent widcredit spreads are at the narrow end of their 17 - year range against government bonds — even after a recent widening.

In the recent past, low interest credit cards have become more common than they used to be a few years ago.

While I continue to believe that the dollar faces substantial risk of further erosion in its exchange value, as well as a near doubling of the CPI over the coming decade or so (both reflecting the massive increase in U.S. government liabilities in recent years), those prospects are not likely to emerge until risk - aversion about credit default materially abates.

If you have gained in equity in your home or improved your credit dramatically in recent years, then you might be able to lower your monthly mortgage payment or even shorten the life of your home loan.

The most recent year with data available by adoption type (2004) indicates that nearly half of adoptions for which the credit was claimed were for domestic children without special needs, with only 18 percent classified as special needs and the remainder reflecting international adoptions.

And just this week in its Quarterly Review, the Bank of International Settlement is again sending an early warning signal about the potential vulnerabilities related to the sharp expansion of credit in Canada in recent years.

The executives» corner - cutting on compliance adds to the embarrassment and regulatory headaches for Zurich - based Credit Suisse, which has had to pay billions of dollars of fines to U.S. authorities in recent years over a wide range of allegations, including mis - selling of mortgage - backed securities, deficiencies in its anti-money-laundering program, front - running clients on foreign - exchange trades and violating U.S. sanctions by secretly funneling money from Iran through American banks.

In recent years, about two - thirds of nonfinancial credit market debt has been held by nonbanks, which includes market - based funding by securitization vehicles and mutual funds as well as by institutions such as insurance companies and finance companies.

Small and medium - sized businesses, who make up the bulk of tax credit applications in recent years, now have the facility of Advanced Assurance.

As has been the case over the past five years, credit expansion in recent months has primarily been driven by household sector borrowing, especially for housing.

The overall strength in demand for credit, combined with the fact that interest rates remain slightly lower than the average of recent years, continues to suggest that the current policy setting is not inhibiting the growth of the economy.

Despite the falls in recent months, business credit is around 6 per cent higher over the year to March.

The wide credit spreads of recent months will almost certainly help to suppress inflation reports as the year continues.

The run - up in credit growth and the associated boom in house prices in recent years presented two implications for the economy: they tended to boost growth in the short term, but carried the risk of a damaging correction if they continued too long.

In recent years, we have seen events (such as the Credit Crisis) which led to extreme volatility in the financial markets.

ECM: With the economic downturn in recent years, there seems to have been a shift in what makes a good to excellent credit score?

of small business owners have had their lines of credit reduced in recent years, and about 10 percent had their line of credit pulled in earlier than expected.

Overall, Chairman Camp deserves a lot of credit for producing a full tax reform proposal; the first such proposal to come out of a Congressional committee in recent years.

This is because FICO puts the most weight on your recent credit history, which encompasses the last two years only.

Interest rates have been at historic lows in recent years, allowing borrowers to enjoy relatively cheap debt (with the lowest rates reserved for those with excellent credit scores).

Over the past year, household credit has increased by around 20 per cent, and with the value of housing loan approvals continuing to rise over recent months, there seems little prospect for a near - term slowing in the pace of growth.

In recent years, while the number of people holding credit - card debt has been decreasing, the average debt for those households carrying a balance has been on the rise.

The consistently strong credit growth suggests that the level of interest rates has not posed a significant hurdle to those households and businesses wishing to borrow over recent years.

This leaves them without enough money to sustain the living standards of recent years — and they no longer can wipe out their debts by declaring bankruptcy as in times past, because Congress has passed the harsh bankruptcy law that credit - card and bank lobbies paid them to pass.

For over a year, in other words, the Fed reacted to a growing liquidity crisis not by taking steps to boost credit in general, but rather by reallocating the existing supply of credit towards particular, troubled firms — a move George Selgin examined (and criticized) in detail in a recent post on this blog.

We believe that a majority of banks will be in a position to meet their augmented benchmarks assuming the recent positive trend in credit flows continues in the next couple of years.

Finally, the explosion to satellite communications in the eighties matched in the most recent years with fiberoptic switching systems and computer processing of cash, words, images, and data — the internetting of global consciousness — has swept up most human endeavors from local names and habitations into the global context of international trademarks, common credit cards, shared diets, world class athletics, and intercontinental rock concert tours.

Much to his credit, Jeff Ireland has given Dolphins fans reason to hope in recent years.

Frankly, the manager had been given a lot of credit, support and chances in recent years but still his doing the same old mistake stubbornly.

When you consider that Kieran Gibbs has improved in recent years and seems to have overcome the injury problems that dogged his early career, the way Monreal has performed to keep him out of the side deserves great credit.

The joint venture involving SMG and Telemat is credited with increasing Soldier Field's revenues to the Park District to about $ 10 million a year in recent years, from a loss of $ 2.6 million in 1993.

To its credit, my son's elementary school has made some positive changes in recent years, including stopping the sale of cookies and brownies at morning recess; banning vending machines in student access areas; and restricting bake sales to once a month or less.

«Successive governments deserve credit for the improvements they have made to pre-legislative consultation on tax matters over recent years.