Q: Why do you not
recommend Total Bond Market Index such as VBTLX or BND or Schawb's SCHZ instead of Short - Term Government, Intermediate Term Gov. and Inflation protection?
Not exact matches
To get the mix you need, Prior
recommends a
total U.S. stock -
market index fund, a
total international stock
market index fund, and an index fund that buys a broad sampling of U-S and international
bonds.
I would personally
recommend you reduce equity exposure to 60 %
total if and when there is a correction in the
bond market, specifically muni
bonds for tax purposes based on your income.
Q; I follow your
recommended Vanguard portfolios and wonder what you think about the recent addition of two International
Bond funds — the Vanguard
Total International
Bond Index Fund and the Emerging
Markets Government Index Fund?
I like keeping my accounts as simple as possible, which is why I usually
recommend a
total market fund (VTI), a
total international fund (VT) and a
total bond fund (BND).
In me attempting to build my FU Money, the Bogleheads
recommend splitting one's
bond allocation between Total Bond Market and Inflation Adjusted Securit
bond allocation between
Total Bond Market and Inflation Adjusted Securit
Bond Market and Inflation Adjusted Securities.