Sentences with phrase «recommend lowering your debt»

Before you put your money in an emergency fund, or insurance, or business, or retirement... we strongly recommend you lower your debt as soon as you can.

They recommend lowering your debt - to - income ratio for better loan opportunities.

Not exact matches

Russ Koesterich, BlackRock's chief investment strategist, recommended emerging market sovereign bonds because of the relatively low debt of the countries issuing them.

For investors bargain hunting in the beleaguered sector, industry analysts recommend a relatively simple formula: Seek out companies that have low debt, that are growing their omnichannel presence (the term that is used to describe retailers» ability to serve customers either in - person or online), and that didn't expand too fast during the mall boom of the 1990s and 2000s.

Because there aren't many bargain stocks out there, she recommends taking advantage of low rates on student loan and consumer debt to pay down slowly while investing with cash savings.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

[303][306] In January 2012, the U.S. Treasury Borrowing Advisory Committee of the Securities Industry and Financial Markets Association unanimously recommended that government debt be allowed to auction even lower, at negative absolute interest rates.

We recommend borrowers have good to excellent credit history and low debt - to - income ratios to improve their chances.

To improve your chances of getting approved at Earnest, we recommend borrowers have good credit history, a demonstrated ability to save, a low debt - to - income ratio (excluding student loan and mortgage debt), a full - time job or job offer, no history of being charged overdraft, NSF or late fees and no recent bankruptcies.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

The Senate Committee recommended passing the bill to «allow students to take lower - paying community and public service jobs without the fear of being overburdened with loan debt.»

To improve your chances of being approved, we recommend borrowers have credit scores of 680 or higher, significant retirement or other savings, a low debt - to - income ratio, a variety of credit or loan accounts and several years of credit history.

He strongly recommended the three options if you want to get out of debt or significantly lower interest that you pay on mortgage and credit cards.

We recommend borrowers have good to excellent credit history and low debt - to - income ratios to improve their chances.

If you have good credit we would recommend sticking to a low - interest debt consolidation loan to resolve the high - interest accounts — and to simplify your life by having only one monthly payment.

He also recommended low - interest rate debt consolidation as a way to pay down a balance faster — and save money over time.

We recommend using a personal loan to pay off credit card debt if you can get a lower interest rate or if you have more than $ 15,000 in debt to consolidate.

However, some recommend paying off debts of lower value since it gives a feeling of satisfaction, psychologically, when some debts are completely eliminated.

To perfect your credit score, it's recommended that you keep your debt - to - credit ratio below 30 % and, if possible, as low as 10 %.

If you feel you really need to avoid using your savings to lower the cost of your debt, then I would strongly recommend making as large a monthly payment as you can to reduce the overall life of your loan.

Overall, I would only recommend this card to smart spenders, as they are aggressive in their sales, and are not necessarily interested in you maintaining a low balance and staying out of debt.

Carrying a credit card balance isn't something that I will recommend because you will keep accumulating more debt if you only pay the minimum, but it's at least good to know that the rate will be lowered.

If you don't want to try debt consolidation, then we recommend you find a way to transfer balance from high - interest cards to lower - interest ones.

(If you have student debt, I recommend using Credible to see if you can lower the APR on your student loans by refinancing.

In the case of the latter, they may recommend you join a debt management program, which is a service that is NOT free, but is low cost.

But experts recommend keeping this «gross debt service ratio» under 30 % — and you may want to keep it to 25 % or lower to account for unforeseen expenses.

Or the adviser might be reluctant to recommend products, such as bank CDs or an immediate annuity, or engage in strategies, such as paying off mortgage debt, that reduce the value of assets under his management and thus lower his annual fee.

Some Debt Relief Consultants recommend paying off the card with the lowest balance first which is supposed to motivate you to keep paying down dDebt Relief Consultants recommend paying off the card with the lowest balance first which is supposed to motivate you to keep paying down debtdebt.

That's why I now recommend the «pay off the card with the lowest balance first» strategy when I tell people how to get out of debt.

I would recommend focusing on the debt with the highest interest rate, not the lowest balance.

I recommend starting with our highest interest rate debt but you could also work on paying off the lowest balance first.

If it makes financial sense, they should consolidate their student loan debt, and get a lower interest rate, lenders recommend.