Sentences with phrase «recommendations of their advisers»

I recently did a over haul of fund selections in my 401k and I realized that I blindly followed the recommendations of an adviser and I was invested in funds with fees.46 % - 1.15 %.

Not exact matches

[2] The Department determined that adherence to these fundamental fiduciary norms helps ensure that investment recommendations are not driven by adviser conflicts, but by the best interest of the retirement investor.

Advisers who presently are fiduciaries may be especially likely to fully satisfy the PTEs» Impartial Conduct Standards before January 1, 2018, in the ERISA - plan context, because advisers who make recommendations to plans and plan participants regarding plan assets, including recommendations on rollovers or distributions of plan assets, are already subject to standards of prudence and loyalty under ERISA and a violation of the Impartial Conduct Standards would be subject to claims for civil liability under ERISA.

Amazon has described the device as a kind of digital fashion adviser, allowing people to upload photographs of themselves to get style recommendations through a combination of software algorithms and human fashion specialists.

Links on this website to appearances and articles by Richard Bernstein, whether in the press, on television or otherwise, are provided for informational purposes only and in no way should be considered a recommendation of any particular investment product, vehicle, service or instrument or the rendering of investment advice, which must always be evaluated by a prospective investor in consultation with his or her own financial adviser and in light of his or her own circumstances, including the investor's investment horizon, appetite for risk, and ability to withstand a potential loss of some or all of an investment's value.

How can advisers be sure their investment recommendations will satisfy the fiduciary duty of care?

Beyond disclosure, «the biggest impact could be in requiring advisers to take costs into account when they make recommendations,» says Barbara Roper, director of investor protection for the Consumer Federation of America.

A good investment adviser will help you scrutinize the financial statements of companies you want to invest in and give recommendations.

In no event shall SAI's providing the names of one or more registered investment advisers (RIAs) constitute an endorsement, recommendation, or opinion as to the quality or appropriateness of the RIA or the related advisory services.

The Board approved the recommendation of MFS, the Fund's investment adviser, to authorize the Initial Tender Offer and the Conditional Tender Offer (together, the «Tender Offers») as part of an agreement with a large shareholder of the Fund that agreed to withdraw a shareholder proposal for the Board to consider a tender offer for all of the Fund's outstanding common shares at or close to NAV.

This year the proxy adviser will score companies on a number of factors related to the plan's cost, features and grant practices and base its recommendation on the total score.

The recommendation follows advice last year that a vegetarian diet was better for the planet from Lord Nicholas Stern, former adviser to the Labour government on the economics of climate change.

Unveiling the revised special advisers» code alongside a refreshed model contract for Spads, Cabinet Office minister Lord Bridges said the change «takes into account» the recommendations of Pacac.

Although he managed to get his Ph.D. in 1991, he did not receive a letter of recommendation from his adviser, making it difficult for him to find an academic position in mathematics.

Before the election, Holt also joined Rice University's Baker Institute for Public Policy and others in calling on the new administration to appoint a top - level science adviser to assist in the development of science related recommendations and contribute to the administration's decision - making process.

Your relationship with your thesis adviser will be most intense from the time you enter the lab to the time you depart with your thesis completed, but it probably will last even longer, as you call upon them later for career advice and letters of recommendation for future positions.

Among the panel's recommendations are calls for more rigorous «intergeneration» animal feeding studies, a halt on trials conducted outside public institutes, and the removal of advisers with conflicts of interest from regulatory bodies.

Some faculty were trained at a time when an adviser's input was limited to suggesting a project and writing a letter of recommendation when the thesis was completed.

The one sticking point, however, was the advisers» recommendation that an individual chimpanzee have at least 93 square meters (1000 square feet) of primary living space.

The group's recommendations must be approved by the IAEA's transport advisers and its board of governors.

In addition, the candidate should arrange for two letters of recommendation (one of which must be from the current research adviser) to be sent to [email protected] by the June 10th deadline.

In its Sept. 15 edition, the Indianapolis Star quotes a former education adviser to Democratic Gov. Frank L. O'Bannon as saying the state department of education tried to bury the 2001 audit's findings and recommendations.

For example: ask for contact details of previous users who are prepared to give a recommendation and ask your LA adviser if they or their network know of anyone who has used the particular provider.

Communicate with your adviser and ask him / her for pointers and recommendation for the improvement of your subsequent defense.

For example, if an investor is adamant about holding a fund or stock that is similar to the adviser's recommendation, the adviser is told never to hold equal amounts of each, because that would invite an easy comparison.

The Board of Trustees of LKCM Funds, upon the recommendation of Luther King Capital Management Corporation, the investment adviser to each fund, has approved a Plan of Reorganization and Dissolution pursuant to which the LKCM Aquinas Small Cap Fund (AQBLX) and the LKCM Aquinas Growth Fund (AQEGX), would be reorganized into the LKCM Aquinas Value Fund (AQEIX).

Morningstar warns this variation can create, at the very least, the appearance of an incentive for advisers to recommend a fund with a higher load, «as the adviser stands to make more money from such a recommendation.»

The Mutual Fund Observer writes for the benefit of intellectually curious, serious investors — managers, advisers, and individuals — who need to go beyond marketing fluff, beyond computer - generated recommendations and beyond Morningstar's coverage universe.

Call us on 0345 111 8010 ** to talk to one of our qualified mortgage advisers, who will take time to understand your needs and personal circumstances before making a tailored recommendation.

Personal finance Web sites and different types of investment advisers sometimes offer standard asset allocation recommendations for people of different age ranges or risk tolerance.

The robo - adviser then produces an automated Statement of Advice (SOA) which explains the recommendations and other important information for you.

Don't be shy about asking advisers for a detailed breakdown of all fees and commissions you pay — and whether he or she gets other incentives that might affect recommendations.

EightCap is not a financial adviser, and does not issue advice, recommendations, or opinion in relation to acquiring, holding or disposing of a margined transaction.

If you've sought financial advice about changing funds, make sure your adviser explains his or her recommendations in a statement of advice.

And I don't know enough about the particulars of your situation or your adviser's motivation to say whether I concur with the recommendation to pass on an annuity.

It's important to understand exactly how your adviser will be paid before you engage them, and again before you agree to any of their recommendations.

If you're a private investor / adviser / fund manager with a direct (or indirect) shareholding in ARGO, and in broad agreement with some / all of these recommendations, I'd like to hear from you.

The month's oddest closure announcement: «On May 6, 2016, at the recommendation of SF Advisors, LLC, the investment adviser to the Trust, the Trust's Board of Trustees approved the closing and subsequent liquidation of the Funds.

As a financial adviser, you can not base your recommendations on a rule of thumb.

Many wealthy, aspiring collectors employ art advisers (Marshall's mother, Patricia, is one of the most powerful in the world), not only for recommendations about what to buy, but because those advisers have access to work that would be unavailable to art - world outsiders.

The IPCC has a history of malfeasance that even includes rewording recommendations of expert science advisers to fit the alarmist agenda of participating governments.»

The task force's recommendations led to the creation of the National Climate Change Policy, authored by Qamar - uz - Zaman Chaudhry, a climate adviser to the government and currently vice president of the World Meteorological Organisation.

The other specific recommendations are being trampled by the current administrations lackey's in several government agencies; i.e. EPA and Dept. of Interior for starters and his science adviser Mr. Chu -LRB-?).

If the adviser has discretionary authority over the client's account, is there any evidence of excessive trading, self - dealing, preferential treatment, unsuitable recommendations, unauthorized transactions or incomplete disclosure?

Paul Harrison, head of Prudential's Business Consultancy for advisers, said: «The quality of service and the added value that advisers provide continues to be one of their best sources for attracting new clients through personal recommendations.

Proposals on the table include extending the definition of a «relevant adviser» who can sign off a compromise agreement; changing the current position on interest accruing on tribunal awards; broader powers for tribunals to make recommendations in discrimination cases.

There is a clear trend towards an advisory model, and for advisers to act in the interest of the investor in investment recommendations.

In addition, «when insurers have access to all of the consumer's policy information, the insurance adviser can identify coverage gaps and can readily make the necessary coverage recommendations,» says Alicia Charles - St.

Headed by Ratan P Watal, Aayog principal adviser, this committee has also accentuated the need of setting a regulatory body to head the gold industry in India and has made 84 recommendations under 20 heads.

In short, the proposed rules coming from the U.S. Department of Labor would require advisers to make investment recommendations that are in their clients» best interest.