Sentences with phrase «record on your insurance application»

Not exact matches

Upfront, you give information about your health, family history, and driving records — the same sort of information the insurance carrier will get more clarity on later in the application process.

The person whose life is insured must sign the application, giving permission for the insurance company to collect data, such as motor vehicle records, prescription drug records and information submitted on previous health and life insurance applications.

Following R's death, D, his widow, filed an application for the lump - sum death benefit payable on his earnings record, as well as for a widow's insurance benefit to which she was also entitled on his earnings record.

The term «experience» or «experienced,» as used on the Site, Applications, and in other communications in reference to third party attorneys participating in LegalZoom's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years» experience practicing law, (b) maintains errors and omissions insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of LegalZoom's legal plans, and (e) has no public record of discipline by a state bar within the last five years.

The National Conference of Commissioners on Uniform State Laws» Uniform Health Care Information Act states, «Because accurate health - care information is not only important to the delivery of health care, but for patient applications for life, disability and health insurance, employment, and a great many other issues that might be involved in civil litigation, this Act allows a patient to request an amendment in his record.»

The records are then reviewed and cross referenced with the information provided on the original application and insurance exam.

And applicants should not have any previously denied life insurance applications on their record.

For example, they often pull motor vehicle records, prescription drug histories, and reports from an insurance industry database of certain information disclosed on past individual life and health insurance applications.

Once the insurance company has this information, it can be cross-referenced with what you wrote (or said, if you applied over the phone) on your application, what you told your examiner during your disability insurance medical exam, and what's in your doctor records.

Upfront, you give information about your health, family history, and driving records — the same sort of information the insurance carrier will get more clarity on later in the application process.

Instead, the Medical Information Bureau checks past records to uncover «errors, omissions or misrepresentations made on insurance applications.»

Now if you have two DUI's within the past 5 years your options are definitely going to become more limited, however, there is one carrier that will still approve your life insurance application even with multiple DUI's on your record.

Instead, approval for your life insurance policy depends upon answers to health questions on the application and results from database sources such as MIB, MVR, and pharmacy records.

Processing times vary based on how long it takes your insurance provider to view your application, receive your medical records, and how quickly you respond to tasks such as signing forms and scheduling your exam.

Life insurance underwriters will ALWAYS offer the best possible rate class given their findings on your application, medical exam and medical records.

With nearly 6 million American's with a DUI on their driving record, it's easy to see why DUI's can commonly cause one's life insurance application to be postponed.

Underwriting is the process where insurance applications and requested records are reviewed the class and premium are determined based on the amount of risk the applicant presents to the insurance company.

If you're unable to buy car insurance on the voluntary market due to a spotty driving record or other factors, an insurance agent can submit an application for you to the Massachusetts Automobile Insurainsurance on the voluntary market due to a spotty driving record or other factors, an insurance agent can submit an application for you to the Massachusetts Automobile Insurainsurance agent can submit an application for you to the Massachusetts Automobile InsuranceInsurance Plan.

Getting insurance for your bike with a conviction on your record is more expensive and can be frustrating if your insurance applications keep getting rejected.

The insurance company determines what group an individual should be placed in based on medical history as well as physical condition at the time of application for the policy, personal attributes such as whether or not you smoke, drink excessively, use drugs not prescribed by a physician, driving record or involvement in any hazardous activity.

From there, the insurance companies will generally have enough information to determine if they will need to order medical records from your doctors in order to make a decision on whether or not to move forward with your life insurance application.

In the latter case, if your driving record from your state's department of motor vehicles comes back showing tickets / accidents that you did not initially report on your insurance application, your auto insurance rates may be significantly higher than the pricing the insurance company originally quoted.

This is because, most simplified issue life insurance policies, in addition to not requiring one to take a medical exam will often not request medical records from your primary doctor, which means that underwriters reviewing your simplified issue life insurance application will have less information to base their decision on.

Underwriting — You may have heard about life insurance underwriting, it is a process by which you find out if you qualify for a policy based on your personal information which includes your answers to the questions asked on the application for coverage, your results of a medical exam, and other factors considered when underwriting an applicant for life insurance; such as, your driving record, occupation, hobbies and lifestyle.

If 60 Minutes was doing a segment on life insurance applications and how underwriters interpret your medical records they would have to focus on one of the biggest stumbling blocks, doctor's recommendations for testing.

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When you apply to purchase auto insurance premiums or when you submit your application for a commercial driving opportunity, you may be asked to provide additional information besides what is included on your DOT driving record.

Just a few examples from my own records that have had an effect on life insurance applications in the past.

Sources from which we may collect nonpublic information about you include: information we receive from you on applications or other forms in writing, via facsimile transmission, by telephone, by electronic means including e-mail and our website, or by other means of communication; information resulting from your transactions with us, our affiliates or others; information resulting from entitled services that you have received from us, our affiliates or others; information obtained from governmental sources, such as your driving record and claims history (insurance clients); and information obtained from non-governmental sources, such as demographic data used for marketing purposes.

Before the office will send money, victims must fill out claim forms and submit personal information, copies of police reports and details about their insurance policies, and then be prepared to gather numerous medical and financial records, according to application details on Bondi's website.

• Accurately processed payroll as well as monitored vacation / benefit accruals independently • Actively managed wage garnishments and processed termination checks • Accepted accountability for the overall teamwork and stood responsible for meeting the deadlines • Assisted HR department with compensation and benefits for payroll related tasks like processing benefits premiums, wage ceilings, long term disability claims, life insurance, group health insurance, fringe benefits, and overtime pay analysis • Assisted internal and external auditing procedures related to payroll by following company standards and policies • Monitored and reviewed complete payroll accounts for verification of accuracy and in case of any discrepancies made appropriate corrections and updates, at the end of every month • Communicated effectively with all staff responding to their requests and inquiries related to payroll information • Correctly made payroll related general ledger journal entries for each record • Created and dispersed payroll vouchers to the company employees every month on the pay day • Created benefit audits and reports for terminated / retired employees • Maintained perfect reconciliations of balance sheet accounts related to the payroll • Executed special research projects regarding payroll management and for detailed analysis of financial facets of payroll • Gave suggestions to the management for the policy and procedure updates and refreshers related to payroll management and its financial aspects • Organized and maintained outstanding payroll checks and lists in coordination with the HR department • Managed contacts and communicated regularly with all the internal and external stakeholders ensuring effective flow of information • Organized files, accounts, ledgers, records, employee books for payroll documents and other related purposes • Prepared SDLs — Salary Distribution Journals and other distribution journals every month for payroll accounts • Processed and prepared corporate payroll using Pay Expert Application, managing all paperwork for the wire transfers and generated return funds • Processed payroll changes for new hires and terminations ensuring accuracy and timeliness of the process • Proficiently used PRG (Millennium) payroll and TMx labor scheduling software applications for effective payroll management • Resolved all issues related to payroll tax payments and reported after every pay run making sure that all filings were accurately represented by the tax service provider • Reconciled tax payments for federal, state and local payroll as well as returns for multiple authorities on monthly basis.

• Organized and processed paperwork, reports and all kinds of claims documentation • Entered, recorded and reviewed claims into claims information management system • Performed verification checks on the customer / claimant loss - claims following company's standard policies and procedures • Attended to clients, claimants, field appraisers and management queries, regarding claims using the claims MIS • Forwarded appropriate claims for new losses verifying data for accuracy • Performed billing and payment processes • Processed routine claims transactions related to reserves and issued required checks or receipts • Resolved all kinds of issues / problems regarding claims and payments • Regularly run and generated claims reports for management • Gave formal presentations regarding all claims activities to the senior management at the bimonthly • Utilizing outstanding communication and interpersonal skills maintained strong and positive relationships with the providers, the claimants, and the clients • Provided company with necessary clerical support like handling fax, attending and making telephone calls as directed, filing and photocopying, matching checks with receipts etc. • Prepared, updated and organized customer and client's files • Managed all types of correspondence preparing, reviewing and sending memos, letters, emails, reports, applications, and forms • Provided effective CSR to providers, field appraisers, agents, insurance agencies, clients and customers • Matched incoming emails, mails, and faxes with the claims records • Arranged and set up medical appointments for health claims • Kept department's office supplies stocked • Maintained confidential claims information including correspondence with sensitive information • Accelerated claims correspondences as well as updated claims diaries • Worked in a team on several pilot claim projects • Reviewed and kept the record of closed files

Maintain record on application, renewals, reinstatements and cancellations of insurance plans