If you have set - up
recurring debit card transactions (such as gym membership, insurance premiums etc.) these transactions may still be paid and you may be charged an Overdraft Item fee of $ 33 if your checking account becomes overdrawn.
This service is automatically provided with checks, ACH, automatic bill payments and
recurring debit card transactions.
The available balance for checks, ACH items, and
recurring debit card transactions is comprised of the ledger balance, less any holds on deposited funds and any debit card holds, plus the amount of the Overdraft Privilege limit and any available overdraft protection.
The bank may use discretion when utilizing the courtesy overdraft limit to pay checks, automatic bill payments and
recurring debit card transactions up to an authorized limit and reserves the right to return an item as unpaid.
Extended Coverage includes checks, ACH (auto debits),
recurring debit card transactions, online bill payments, ATM withdrawals, everyday debit card transactions and telephone and internet banking transactions.
When there are insufficient funds in the account, we may, at our discretion, use the courtesy overdraft limit to pay checks, automatic bill payments and
recurring debit card transactions.
If we make Standard Overdraft Coverage available to you, we may pay your check, ACH, and
recurring debit card transactions even if you don't have sufficient available balance in your account, which may result in an overdraft fee.
Recurring Debit Card Transactions - auto drafts set up with a third party, such as a cable or satellite payment, that is automatically charged to your Debit Card monthly by the third party.
* Overdraft, uncollected funds or insufficient funds charge of up to $ 25.00 applies to any transaction that overdraws your account including, but not limited to, payments authorized by checks, ACH / electronic items, online banking, phone banking, in - person withdrawals and
recurring debit card transactions.
All checking accounts are automatically enrolled in this basic protection for checks, ACH, and
recurring debit card transactions
Not exact matches
Courtesy Pay is automatically provided for checks, ACH and
recurring transactions from your checking account, but you must opt in to add Courtesy Pay for your
debit card transactions.
* To be eligible for up to $ 300 you must: (1) open a new membership and new checking account affiliated with the new membership between May 1, 2018 and May 31, 2018; AND (2) obtain a new
debit card and perform 20
debit card POS
transactions each month during the promotional period between June 1, 2018 and November 30, 2018 (cash advances and ATM
transactions excluded); AND (3) establish a monthly bill payment through SRP Online, SRP Mobile or a
recurring payment using your SRP VISA
debit card that will successfully process each month during the promotional period between June 1, 2018 and November 30, 2018.
You will be charged a $ 34 fee each time a
debit card transaction (one time or
recurring), check, ACH, or bill payment is paid on your account and you do not have sufficient funds in the account.
For other types of
transactions, such as checks, Bill Pay and other electronic payments, as well as
recurring debit card payments we may pay
transactions when you don't have enough available funds in your checking account or linked Overdraft Protection account at the time of the
transaction.
We may pay overdrafts for checks and other
transactions using your account number and for automatic bill payments (ACH and
recurring debit transactions), and if you give us permission, we may authorize and pay overdrafts for ATM
transactions and everyday non-
recurring debit transactions (individual
debit card purchases such as grocery store or one - time online purchases).
With this option, Harborstone will authorize and pay extended overdrafts for the following
transactions: ACH withdrawals and
recurring debit transactions Online Bill Pay
transactions Checks written from your checking account ATM
transactions One - time
debit card transactions
OR
Recurring Direct Deposit AND 5 point of sale
debit card transactions that post and clear during the statement cycle