With this option, Harborstone will authorize and pay extended overdrafts for the following transactions: ACH withdrawals and
recurring debit transactions Online Bill Pay transactions Checks written from your checking account ATM transactions One - time debit card transactions
We may pay overdrafts for checks and other transactions using your account number and for automatic bill payments (ACH and
recurring debit transactions), and if you give us permission, we may authorize and pay overdrafts for ATM transactions and everyday non-
recurring debit transactions (individual debit card purchases such as grocery store or one - time online purchases).
We may authorize and pay overdrafts for transactions made using your checking account number and for automatic bill payments (ACH and
recurring debit transactions).
Not exact matches
Monthly
recurring ACH
debit transactions also count for this
transaction requirement.
All checking accounts are automatically enrolled in this basic protection for checks, ACH, and
recurring debit card
transactions
* Overdraft, uncollected funds or insufficient funds charge of up to $ 25.00 applies to any
transaction that overdraws your account including, but not limited to, payments authorized by checks, ACH / electronic items, online banking, phone banking, in - person withdrawals and
recurring debit card
transactions.
Courtesy Pay is automatically provided for checks, ACH and
recurring transactions from your checking account, but you must opt in to add Courtesy Pay for your
debit card
transactions.
* To be eligible for up to $ 300 you must: (1) open a new membership and new checking account affiliated with the new membership between May 1, 2018 and May 31, 2018; AND (2) obtain a new
debit card and perform 20
debit card POS
transactions each month during the promotional period between June 1, 2018 and November 30, 2018 (cash advances and ATM
transactions excluded); AND (3) establish a monthly bill payment through SRP Online, SRP Mobile or a
recurring payment using your SRP VISA
debit card that will successfully process each month during the promotional period between June 1, 2018 and November 30, 2018.
Recurring Debit Card
Transactions - auto drafts set up with a third party, such as a cable or satellite payment, that is automatically charged to your
Debit Card monthly by the third party.
If we make Standard Overdraft Coverage available to you, we may pay your check, ACH, and
recurring debit card
transactions even if you don't have sufficient available balance in your account, which may result in an overdraft fee.
When there are insufficient funds in the account, we may, at our discretion, use the courtesy overdraft limit to pay checks, automatic bill payments and
recurring debit card
transactions.
Extended Coverage includes checks, ACH (auto
debits),
recurring debit card
transactions, online bill payments, ATM withdrawals, everyday
debit card
transactions and telephone and internet banking
transactions.
You will be charged a $ 34 fee each time a
debit card
transaction (one time or
recurring), check, ACH, or bill payment is paid on your account and you do not have sufficient funds in the account.
For other types of
transactions, such as checks, Bill Pay and other electronic payments, as well as
recurring debit card payments we may pay
transactions when you don't have enough available funds in your checking account or linked Overdraft Protection account at the time of the
transaction.
Lenders can not make
recurring automatic
debits unless you agree in advance to these transfers from your bank account — and then, only after you get a clear disclosure of the terms of the
transaction.
The bank may use discretion when utilizing the courtesy overdraft limit to pay checks, automatic bill payments and
recurring debit card
transactions up to an authorized limit and reserves the right to return an item as unpaid.
Please note that some types of
transactions will continue to process, including
recurring debit / credit
transactions presented to us by certain merchants for monthly membership or subscription fees.
The available balance for checks, ACH items, and
recurring debit card
transactions is comprised of the ledger balance, less any holds on deposited funds and any
debit card holds, plus the amount of the Overdraft Privilege limit and any available overdraft protection.
This service is automatically provided with checks, ACH, automatic bill payments and
recurring debit card
transactions.
However, if you make a contribution by
recurring debit, the cost is $ 1.00 per
transaction.
If you have set - up
recurring debit card
transactions (such as gym membership, insurance premiums etc.) these
transactions may still be paid and you may be charged an Overdraft Item fee of $ 33 if your checking account becomes overdrawn.
If you request a one - time payment
transaction to be initiated on a specified date or a recurring series of payment transactions to be initiated on specified dates, then the processing of the payment transaction will begin on the specified date and the debiting of your Eligible Transaction Account will occur as early as the specifie
transaction to be initiated on a specified date or a
recurring series of payment
transactions to be initiated on specified dates, then the processing of the payment
transaction will begin on the specified date and the debiting of your Eligible Transaction Account will occur as early as the specifie
transaction will begin on the specified date and the
debiting of your Eligible
Transaction Account will occur as early as the specifie
Transaction Account will occur as early as the specified date (s).
OR
Recurring Direct Deposit AND 5 point of sale
debit card
transactions that post and clear during the statement cycle
Please note that some types of
transactions will continue to process, including
recurring debit / credit
transactions presented to us by certain merchants for monthly membership or subscription fees.